The Hidden Costs of Overpaying for Checks and How to Avoid Them

Mar 28, 2025 | Check Printing

Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

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Are you still stuck with old way of doing things when it comes to your business checks? Do you find yourself constantly ordering bulky boxes of pre-printed checks, only to have them gather dust in a corner? If so, you’re likely spending too much on cheap checks without realizing the hidden costs.

Continuing to use outdated methods for something as fundamental as payment processing can be costly mistake. The good news? There’s a smarter, more efficient, and significantly more affordable way to manage your business checks.

Let’s examine the frequently neglected hidden costs of overpaying for checks and then explore how a modern, on-demand solution can transform your payment procedures, ultimately saving you time, money, and unnecessary stress.

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The Shocking Truth: Pre-Printed Checks Aren’t as Cheap as They Seem

Most businesses don’t realize how much they’re really paying when they opt for pre-printed checks. Let’s take a look at the hidden costs that add up quicker than you might expect:

Bulk Ordering = Unused Checks

You’re required to order checks in large quantities, even if you don’t need them.

Shipping Costs

Each bulk order comes with shipping and handling fees, adding up over time.

Wasted Checks with Any Business Changes

If your company changes its address, bank account, or any other details, you’re left with outdated checks. That means you’ll need to reorder.

Hidden Markups from Suppliers

The price tag you see on pre-printed checks? It’s inflated. Check suppliers often mark up their prices, making you pay more than you need to.

The Smarter, Cheaper Way to Print Checks

Zil Money’s on-demand check printing is the game-changing solution you’ve been looking for. It cuts out all the unnecessary costs and gives you complete control over your check-writing process. Here’s how it works:

Print Only What You Need

  • With Zil Money, you can print exactly what you need, when you need it.
  • No more bulk ordering and wasting money on unused checks.

Save Up to 80% on Check Printing

  • Zil Money allows you to print checks on blank check stock or even plain white paper.
  • You can save up to 80% compared to pre-printed checks. Why pay more when you don’t have to?

Eliminate Storage Fees

  • Say goodbye to the hassle of storing physical checks. The platform keeps everything digital, so you never have to worry about storage costs again.
  • Print checks as needed—no more space wasted.

Checks That Speak Your Brand’s Language

  • Add your logo, business name, and contact details in seconds.
  • Choose your fonts and colors to match your brand.
  • Select from professional templates or create your own.

Skip Shipping Costs

  • No shipping, no waiting. With Zil Money, you can print checks instantly—from the comfort of your office or home.
  • No shipping fees, no delays—just fast, efficient check printing.
Cost Factor Pre-Printed Checks Print-on-Demand Checks
Bulk Ordering Requires large orders Only print what you need
Storage Fees Takes up office space No storage needed
Shipping Costs Added expense for each order No shipping fees
Customization Fixed details, hard to change Fully customizable anytime
Check Waste High risk of overstock Print as needed, no waste

Boost Your Business’s Security with Positive Pay

Now, let’s talk about security. Fraud is a real concern, and pre-printed checks are an easy target for scammers. But here’s the good news: Positive Pay is a game-changer for fraud protection. Fraud is a significant issue, and pre-printed checks are an easy target for scammers. However there is a promising news: Positive Pay is a transformative solution for fraud protection.

The tool helps you approve which checks get processed. Here’s how it operates:

Positive Pay is a system that helps you approve which checks get processed. Here’s how it works:

    Prevent Fraud

    By sending your bank a list of approved checks, only those checks will be processed. Unauthorized checks? They’re rejected.

    Discrepancy in Checks

    If a check doesn’t match with the list submitted to your bank, it will be flagged for review. Your bank will investigate it before processing.

    Protect Your Bottom Line

    Fraud can be costly. Positive Pay minimizes risk by ensuring only legitimate checks are processed, keeping your finances secure.

    When you combine print-on-demand check printing with Positive Pay, you’re not just cutting costs—you’re protecting your business from unnecessary risks.

    Prepared to Save? Transition Today!

    If you are still utilizing pre-printed checks, you may be wasting money. Any business looking to reduce costs and increase their profit should definitely consider instant check printing. Don’t continue to cover unnecessary expenses. Accept the change today and begin reaping significant savings!

    Get in Touch

    (408) 775-7720

    Make a call directly with our customer support team to make it instantly.

    support@zilmoney.com

    Mail to us to solve any queries you have with ZilMoney.

    111 N Market St, San Jose, CA 95113

    Po Box 6543, Tyler TX 75711

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