Pay Rent With Credit Card

Pay Rent With Credit Card is a convenient and cost-effective option. It helps individuals and businesses pay vendors quickly via credit card, streamlining their financial operations and increasing efficiency. You can earn rewards on each transaction, and the payees do not have to bear any transaction costs. So, it’s a win-win situation for businesses. Making credit card payments is seamless and easy, making it a preferred choice for many businesses today.

Zil Money is a financial technology company, not a bank or an FDIC member. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

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New Customers a Week

Transactions Per Week

Using Credit Cards to Save Money on Business Expenses

 

Cash Back Rewards

  • Earn Cash Back: Credit cards like the Capital One Spark Card offer 2% unlimited cash back, while the American Express Plum Card offers 1.5% unlimited cash back.
  • Offset Fees: Using a credit card with cash back can partially offset the 2.95% process fee, reducing the effective cost.

Tax Benefits

  • Tax-Deductible Fees: The 2.95% process fee can be filed as a tax-deductible business expense, offering some financial relief.
  • Additional Tax Breaks: Depending on the jurisdiction and tax codes, you may be eligible for additional tax breaks for using credit cards for business expenses.

Cash Flow Management

  • Cash Float Period: Credit cards often provide a 30 to 45-day payment window, allowing businesses to manage their cash flow better.
  • Utilize Funds: During this period, the funds can be invested in short-term opportunities or other revenue-generating activities.

Detailed Example: Capital One Spark Card

  • Process Fee: 2.95%
  • Cash Back: 2%
  • Tax Break: 0.06%
  • Final Fee: 0.35%
  • Additional Benefit: 30-45 days of cash flow management and float revenue.

Floating Revenue from Bank

  • Float Revenue - Cash incentive Earnings: The funds in your bank account for 30 to 45 days could earn Cash incentive or be invested in short-term revenue-generating activities.
  • Capital Utilization: The cash float period allows you to strategically utilize your capital for other pressing needs or investment opportunities.

Additional Resources

By combining these strategies, the actual cost of using a credit card to handle business expenses can be significantly reduced, while also providing the flexibility to manage cash flow more effectively.

Pay by Credit Cards The Payee Receives Funds as Check, Wire, or ACH

Pay by Credit Card: Payees Receive as Checks, ACH, Wire

Your payee may have previously refused credit card payments due to transaction fees or requested additional compensation to cover these charges. Now, you can use credit cards without worrying about transaction costs and keep all your credit card reward points. Start benefiting from this advantage today.

Our Features AP/AR

We offer a wide range of banking features to make your business transactions secure and flexible. Now you can pay and receive payments with our easy-to-use software and dive into the journey.

Check Printing

Create and print business checks at your office desk with a drag and drop design.

ACH

Pay or get paid one-time or recurring ACH/RTP with low transaction fees.

Integration

Integrate with the top third-party applications.

Pay Bill

Pay Bills Online, Schedule them, Manage suppliers, and reduce risk.

Pay By Credit Card

Now pay by credit card even if they don't accept them.

Wire Transfer

Transfer money electronically from one financial institution to other.

Deposit Slips

Instantly create & print the deposit slip of any Bank. Keep track & auto reconcile it.

Invoicing

Create invoice to your customer and send link through email.

Cloud Bank

Open an online bank account with no hidden charges.

Email Check

Send your checks as a one-time printable pdf with a tracking facility.

Payment Link

Create an HTML form or link to receive payments.

User/Approver

Give access to accountant or clients with a role based user and approval process.

Check Mailing

Check mailing without leaving your desk for $1.25. We print and mail it by USPS/FedEx.

Digital Checks

Digitize your paper checks and make your payments via email or text.

Bank Data

Connect & reconcile, Categorize from Any Financial Institution automatically.

API/White Label

Interactive developer-friendly API. Complete white label solution.

Payroll By Credit Card

Zil Money simplifies payroll management by securely enabling credit card payments to employees. This feature offers flexibility and ease for both employers and employees, ensuring the protection of financial data and peace of mind. It also provides detailed records and reports for tracking payroll spending and reconciliation, streamlining payroll processes, and enhancing financial management for your business.

All-In-One-Platform

Why Zil Money!

A technology-first approach to payments and finance

Easy to Access

High Security

Easy Payment

Pay by Credit Cards The Payee Receives Funds as Check, Wire, or ACH

Maintain Cash Flow

Never worry about cash shortages again, with Zil Money handling your payments. Small businesses frequently encounter cash flow difficulties, but not anymore! Zil Money guarantees prompt payments to vendors and suppliers, ensuring you always have funds available when needed.

$50B+

In total transaction volume

22K+

Connected banks & financial institutions

20K+

Monthly business users

1M+

Total users, and growing

All-In-One-Platform

You can easily send money from your iPhone, iPad, or Android smartphone by downloading the app from Google Play Store or the iOS Software Store. The mobile application provides full access to all features of the online platform, enabling seamless processing of ACH payments, RTPs, checks, wire transfers, and more at competitive rates.

All-In-One-Platform

FREQUENTLY ASKED QUESTIONS

Frequently Asked Questions(FAQ)

What to do if my payee refuses to accept credit cards?

Your vendor typically receives checks, wire transfers, or ACH payments instead of credit card payments. However, with Zil Money, you can process credit card payments even for vendors who do not accept them directly. This enables you to use your preferred payment method while ensuring your vendor receives the funds in their preferred format.

Can I pay by credit card even if my vendors don't accept that?

Yes. Zil Money makes it easy for you to handle your credit card payments, even if the recipient doesn't accept cards. You can be confident that the payee will receive their payment via ACH, wire, or check, ensuring every transaction is flexible and convenient for you.

What to do if my landlord refuses to accept credit cards?

With Zil Money, you can pay your landlord even if they don't accept credit cards. The platform converts your payments to ACH, wire transfers, or checks, ensuring you never miss a payment. This makes managing your finances easy and convenient.

Pay By Credit Card with Zil Money vs Pay by Credit Card without Zil Money

When you choose to pay with a credit card through Zil Money, you're not just improving your cash flow and ensuring timely payments. You're also earning card rewards and securing early pay discounts from vendors. You can do all this without worrying about high transaction costs and the hassle of account setups. Zil Money simplifies your transactions, providing you with a secure and efficient way to maximize your benefits.
Zil Money - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year

PRECIOUS REVIEWS FROM

OUR CUSTOMERS

 

Vendor Management: Easily handle bill payments, instant check printing and mailing, invoicing, positive pay, and access User/API features across various platforms.

User-Friendly Interface: Zil Money's interface is intuitive and easy to navigate, making it accessible for users of varying technical proficiency.

Ana

 

Ease of deployment and use. Normally, a switch like this is both time-consuming and confusing, but in this case, it was super easy.

Jennifer

 

The dashboard and the customer support are amazing! Never has a company been there like Zil Money and answered all my questions before letting me go. Thank you.

Stephanie

 

I love that I am able to process payments and do ACH transfers very easily.

Ardinay

 

Total Money Moved

9,520,030,217 +

Total People Paid

1,020,421 +

Total Businesses Satisfied

201,304 +