ACH Payment

ACH Payment is an electronic payment network for processing financial transactions in the US, enabling direct fund transfers between bank accounts. With the ACH payment method, users can conveniently send and receive money from anywhere using computers, tablets, or cell phones. The platform lets you initiate one-time or recurring pay by ACH online at affordable transaction fees. The ACH payment processing time typically takes 1-2 business days to complete, allowing for secure and efficient fund transfers.

Zil Money is a financial technology company, not a bank or an FDIC member. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

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ACH Payment Meaning

Automated Clearing House or ACH online involves electronically deducting funds directly from a customer’s checking or savings account. The ACH payment method is securely transmitted between financial institutions through the NACHA or National Automated Clearing House. The ACH serves as an economic hub, allowing consumers to transfer money from one bank to another.
ACH Payment Meaning

Features at Your Fingertips

From accounts payable and receivable functionalities to comprehensive online payment and beneficial integrations, Zil Money can meet the payment management requirements of all types of businesses.

Check Printing

Check Printing

Drag and drop to instantly create checks & print using any printer.

Pay By Credit Card

Pay By Credit Card

Use credit cards even when your vendors don't accept them.

ACH Payment

ACH Payment

Make one-time or recurring ACH/RTP payments in one click.

Wire Transfers

Wire Transfers

Send money electronically from one financial institution to another.

Bill Pay

Bill Pay

Pay & schedule bills online, managing supplier payments & reducing risk.

Digital Checks

Digital Checks

Digitize your paper checks and make your payments via email or text.

Software Integration

Software Integrations

Integrate Zil Money with your accounting and payroll software.


Cloud Bank

Open an online checking account with Streamline payment management & save.

Payment Link

Payment Link

Create and send a secure URL for customers to make online payments easily.

NACHA Membership

NACHA Membership

ACH payments, also called direct deposit, are a way to pay bills electronically. The payment method makes the transaction directly from your checking or savings account. It’s a secure system that moves money without physical cash from one bank to another. The transfers are managed by an organization called NACHA to make sure everything is safe and regulated.

Why Zil Money!

A technology-first approach to payments and finance

Easy to Access

High Security

Easy Payment

ACH Payment and Wire Transfer

Zil Money allows businesses to send ACH and wire transfers safely and straightforwardly. With ACH payment, users can easily initiate and manage payments directly through the platform, eliminating tedious paperwork and minimizing errors. Zil Money’s wire transfer feature facilitates swift and secure transactions, offering real-time tracking for efficient payment processing. All financial transactions are protected through two-factor authentication and secured data transmission to enhance security.

ACH Payment and Wire Transfer


In total transaction volume


Connected banks & financial institutions


Monthly business users


Total users, and growing

Advantages of ACH Payment

Advantages of ACH Payment

ACH (Automated Clearing House) is an electronic payment system in the US that lets people easily transfer money between bank accounts. It’s fast, efficient, and saves money, as the fees are usually lower than other methods. Zil Money has encryption to protect your information, making it safe, secure, and convenient for automatic payments and direct deposits. Also, it helps the environment by reducing paper usage. ACH payment is widely accepted and overseen by NACHA to ensure everything runs smoothly. ACH payment processing time takes 1-2 business days usually, but with the platform’s same day ACH payment processing time is less than a day.


Frequently Asked Questions(FAQ)

What is ACH payment?

ACH payment is an electronic payment debited directly from your checking account and is used for bill payments. The ACH network is run by NACHA (National Automated Clearing House), which helps transfer money from one bank account to another. Zil Money provides a secure and safe ACH payment service.

How does ACH payment processing work?

ACH allows users to pay money electronically through the Automated Clearing House network, regulated by NACHA or National Automated Clearing House. Zil Money offers a secure and reliable ACH payment solution. The platform's same-day ACH payment processing time is less than a day.

What is needed for ACH payment?

Users have to provide their name, bank routing number, account number, account type & transaction amount to make an ACH payment method. Zil Money offers a secure and safe ACH payment service.

ACH Payment vs Wire Transfer

Pay by ACH online is completed electronically through an Automated Clearing House network. A wire transfer is a method of electronic funds transfer that allows individuals and businesses to send money securely and quickly from one bank account to another. Zil Money provides a secure and safe ACH and wire service.
Zil Money - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year




Vendor Management: Easily handle bill payments, instant check printing and mailing, invoicing, positive pay, and access User/API features across various platforms.

User-Friendly Interface: Zil Money's interface is intuitive and easy to navigate, making it accessible for users of varying technical proficiency.



Ease of deployment and use. Normally, a switch like this is both time-consuming and confusing, but in this case, it was super easy.



The dashboard and the customer support are amazing! Never has a company been there like Zil Money and answered all my questions before letting me go. Thank you.



I love that I am able to process payments and do ACH transfers very easily.



Total Money Moved

9,520,030,217 +

Total People Paid

1,020,421 +

Total Businesses Satisfied

201,304 +