Zil Money

ACH Payment

ACH Payment processing made simple with Zil Money. You can make one-time or recurring online ACH payments at low transaction fees. Log in to our platform and link your bank account for free. You can pay and receive money using ACH transactions. Additionally, businesses can make or receive ACH payments using computers, tablets, or cell phones from anywhere at any time.

Our all-in-one cloud-based platform also allows you to pay and get paid through printed checks, eChecks, Direct Deposit, or RTP, as well as $1.25 check mailing services, all at low transaction costs.

ACH Payment


Key figures


New Customers a Week

Transactions Per Week

ACH Payment Meaning

ACH payments (Automated Clearing House) are electronic bill payments that are debited straight from the customer’s checking or savings account. It is sent over a network from one financial institution to another using a secure NACHA protocol (National Automated Clearing House). The Automated Clearing House Network serves as an economic hub, allowing consumers to transfer money from one bank to another.

ACH Payment


Check Printing

Check Printing

Instantly create and print yourself on any printer. Drag & Drop Design



Send ACH/RTP in one click. Get paid by ACH. Make it one time/recurring

Email Check

Email Check

No Printer/Paper? Email a One-time printable & trackable PDF Check.

Digital Check

Digital Checks

Convert paper checks to paperless Digital Checks & send to email/Text.

Check Mailing

Check Mailing

One-Click Check mailing for $1.25 by USPS without leaving your desk.

Deposit Slips

Deposit Slips

Instantly create & print deposit slip of any Bank. Keep track & auto reconcile it

Get Paid Button

Get Paid Button/Link

Get paid by Button/HTML form on your site or Link to text or email.

Bank Data

Bank Data

Connect & reconcile, Categorize from Any Fina-Institution automatically

Bill Pay/Vendor

Bill Pay / Vendor

Pay Bills Online, Schedule it, Manage suppliers Smart, and reduce risk.



Professional invoicing, email with payment link, track & manage.

User Approver

User / Approver

Role-Based user and approval process. Accountant/Client access.


API / White Label

Interactive developer friendly API. Complete white label solution.


NACHA Membership

ACH payments, also known as direct payments, are electronic bill payments that are debited straight from the customer’s checking account or savings account. The money is transferred from one bank account to another without using paper checks, credit card networks, wire transfers, or cash. ACH transfers are routed from one financial institution to another over a network through a secure system run by National Automated Clearing House Association (NACHA), which regulates these types of transfers.


Frequently Asked Questions(FAQ)

What is ACH payment?

ACH payments are electronic payments debited directly from your checking account and are used for bill payments. The ACH network is run by NACHA (National Automated Clearing House), which helps transfer money from one bank account to another.

How does ACH payment processing work?

ACH allows users to pay money electronically through the Automated Clearing House network, regulated by NACHA.

What is needed for ACH payment?

ACH payment requires you to provide your name, bank routing number, account number, account type & transaction amount.

ACH Payments vs Wire Transfer

ACH payments are completed through a clearing house electronically and are used to make direct deposits. They are, in most cases, for free. A bank makes wire transfers with a fee deduction for every international/national money transfer you make.
Zil Money - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year




Vendor Management: Bill Pay, One Click Check Mailing, Invoicing, Positive Pay, User/Ap Use the application on your desired platforms. Positive Pay, User/Ap, Use the application on your desired platforms.

I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork.

Frank Czar


Zil Money has made my life easy. Now I can print all the checks on Blank Check Paper and export from my QuickBooks as well. 

Bimal Daftari


I always have to give checks ahead in many situations. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland


I was confused of managing multiple companies as an accountant. I found Zil money then and now everything is just easy.

William Andrews


Total Money Moved

9,520,030,217 +

Total People Paid

1,020,421 +

Total Businesses Satisfied

201,304 +