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Credit Cards for Bills: Does the Fee Beat the Reward?

Sep 2, 2026 | Credit Cards to Pay Bills

Quick answer: Yes, you can pay a bill with a credit card even if the vendor only accepts ACH or a wire, Zil Money charges your card and sends the vendor the payment in whatever format they actually take. A processing fee applies to the card charge, and it's generally...

Credit Cards for Bills: Does the Fee Beat the Reward?

Pay a vendor by credit card even if they don’t take cards. See when the float and rewards are actually worth the fee for an agency.

Zil Money, is a financial technology company, not a bank. Banking and money movement services are provided through partner financial institutions and licensed service providers. FDIC insurance coverage applies only to eligible deposit products and accounts, and is subject to applicable terms, conditions, limitations, and requirements. Additional information regarding partner institutions, products, and services is available in the applicable terms and agreements.