Solutions
01Receivables
Receive PaymentRequest PaymentsInvoice AutomationCheck DraftDeposit Slip
02More capabilities
IntegrationsDigital WalletDeveloper APIPositive PayShipping LabelDocument Mailing
03Payables
Send PaymentsBill PaymentMass/Bulk PaymentsPrint Checks Yourself NowMail Checks USPS/FedExeChecksInternational PaymentsACH/Direct Deposit
Real Time PaymentsVirtual CardPay Vendor By Credit CardPay Rent by Credit CardPay Payroll by Credit CardWire TransferEmail to Bill
04Industries
GovernmentUtilitiesHealthcare IndustryEducationCall CentersInsuranceMass TransitMembership ClubsRetail
Billing ServicesProfessional ServicesFood & BeverageConstructionWine and SpiritsCharitableLogisticsWholesale
Not sure where to start?Book a demo
Pricing
FAQ
About Us
Contact
Log inBook a demoGet started
Solutions
Accounts ReceivableReceive PaymentRequest PaymentsInvoice AutomationCheck DraftDeposit Slip
Accounts PayableSend PaymentsBill PaymentMass/Bulk PaymentsPrint Checks Yourself NowMail Checks USPS/FedExeChecksInternational PaymentsACH/Direct DepositReal Time PaymentsVirtual CardPay Vendor By Credit CardPay Rent by Credit CardPay Payroll by Credit CardWire TransferEmail to Bill
Other CapabilitiesIntegrationsDigital WalletDeveloper APIPositive PayShipping LabelDocument Mailing
IndustriesGovernmentUtilitiesHealthcare IndustryEducationCall CentersInsuranceMass TransitMembership ClubsRetailBilling ServicesProfessional ServicesFood & BeverageConstructionWine and SpiritsCharitableLogisticsWholesale
PricingFAQAbout UsContact
Log inBook a demoGet started

See ZIL MONEY in action.

We want to make your life easier.

  • Talk to a real product expert on a live screen share.
  • See features built around how your business pays and gets paid.
  • All the ways you need to send or receive payments.
Book Demo Now

Or call us at (408) 775-7720

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Digital Wallet

Ready to start?Get started
Paying from three places and tracking none of them?

One business wallet. Every vendor payment.

Add funds to your wallet once, then use it to pay. You can see the balance and every transaction in one list.

  • Add funds from a bank account
  • Send money, transfer, or withdraw
  • See every transaction in one list
Get startedBook a demo
MAIN

Dashboard

Verification Center
PAYABLES

RECEIVABLES

ACCOUNTS

Bank Accounts

My Cards

Wallets

Bank Data

Cloud Bank
BUSINESS TOOLS

SERVICES

SETTINGS

Search…
Credits  $1,010.00

James
Company
JA

Wallets
How much would you like to add?
$
0.00
2,500.00
Add funds to

Select wallet
Master Wallet

Add funds from

Select bank account
Operating Account

How should it move?
Select a method
ACH / Direct Deposit
Memo
Add a short note for your records
October vendor budget
Cancel
Add Funds
Payment secured by Zil Money | PCI DSS Compliant
Master Wallet
$1,555.00
Anderson Consulting
$55.00
Operating Account
xxxx4410
Payroll Account
xxxx6789

Funds added
Funds added.
Wallet
Master Wallet
From
Operating Account
Amount
$2,500.00
AICPA SOC 1AICPA SOC 2PCI DSS CertifiedISO 27001 CertifiedISO 9001 CertifiedISO 20000 CertifiedNIST SP 800-53A Revision 5HIPAA CompliantCCPAGDPR

Add funds. Then use them.

A simple loop, all in one place.

Add fundsMove money in from a bank account.
Use your walletSend money, transfer it, or withdraw it.

Fund your wallet from one screen.

Pick the wallet. Pick the account. Add funds.

Add funds

Choose the wallet, the bank account, and the amount.

How much would you like to add?
$
0.00
2,500.00
Add funds to

Select wallet
Master Wallet

Add funds from

Select bank account
Operating Account

How should it move?
Select a method
ACH / Direct Deposit
Memo
Add a short note for your records
October vendor budget
Master Wallet
$1,555.00
Anderson Consulting
$55.00
Operating Account
xxxx4410
Payroll Account
xxxx6789

Funds added
Funds added.
Wallet
Master Wallet
From
Operating Account
Amount
$2,500.00

See every transaction

Each transaction shows its date, amount, and status.

Add funds to

Select wallet
Master Wallet

Add funds from

Select bank account
Operating Account

How should it move?
Select a method
ACH / Direct Deposit
Master Wallet
$1,555.00
Anderson Consulting
$55.00

Pay from it

Use your wallet to send payments.

Send paymentsVendor payments

Know what it is for

Add a memo to each transfer.

Add fundsTransferWithdraw

Keep your books in sync

Works with QuickBooks, Xero, Zoho, and other accounting tools.

See all integrations

Works with the tools you already use.

Connect your accounting tools and more. See all integrations

QuickBooks OnlineQuickBooks DesktopXeroZoho BooksFreshBooksSage Business Cloud AccountingOracle NetSuiteMicrosoft Dynamics 365WaveBill.comOdooSalesforceHubSpotZapierSlack

Your money should not be scattered.

Here is what slows most small businesses down, and how ZIL MONEY fixes it.

My funds are in too many places.

Keep them in one wallet. See the balance for all your wallets together.

I cannot tell what came in or went out.

Look at the list. Every transaction has a date, an amount, and a status.

I need to pay a vendor and the funds are not ready.

Add funds first. Move money in from a bank account, then pay.

I run more than one company.

Use more than one wallet. Each wallet has its own balance and its own list.

I am not sure which payments are done.

Follow the status. See what is pending and what is complete.

I am not always at my desk.

Use your phone or tablet. Do it from anywhere.

Four steps from empty wallet to paid.

Add funds. Use them.

1

Open Wallets

Find it under Accounts in the menu.

2

Add funds

Pick the wallet and the bank account.

3

Pay from it

Send money to your vendors from the wallet.

4

Follow every move

See each transaction in your list.

Easy to learn. Quick to help.

In their own words, from businesses that use ZIL MONEY.

Rachel Ruiz, Business Strategy Manager at Lennar Title

“Working with ZIL MONEY has been such a great experience.”

We use their platform to create and send eChecks to multiple parties, and it’s been incredibly smooth and efficient. Anytime we have a question or run into an issue, their team is quick to respond and always helpful.

Rachel RuizBusiness Strategy Manager, Lennar Title
Mike S. of Experity

“ZIL MONEY has been a game-changer for our business!”

Their payment support is top-notch, quick, reliable, and always ready to assist with any questions we have.

Mike S.Experity
Cory Edwards, Owner of Edwards Holdings Realty

“The most helpful part is that ZIL MONEY can be used by everyone.”

It’s very easy to navigate. The user interface is very easy to learn. It solves the problem of having various accounting software separately and unable to integrate.

Cory EdwardsOwner, Edwards Holdings Realty

Common questions

What is a ZIL MONEY wallet?
It is a balance you hold in ZIL MONEY. You add funds, then use them to pay.
How do I add funds?
Open Wallets, choose the wallet and the bank account, enter the amount, and add the funds.
What can I do with my wallet?
You can send money, transfer between wallets, add funds, and withdraw.
Can I have more than one wallet?
Yes. Each wallet has its own balance and its own transaction list.
Can I see my transactions?
Yes. Every transaction appears with its date, amount, and status.
Is it safe to use?
ZIL MONEY holds SOC 1, SOC 2, PCI DSS, ISO 27001, and other certifications. You can see the full list on the Certifications page.
How much does it cost?
See Pricing in the menu for current plans. You can also book a short demo, and we will walk you through it.
Does it work with QuickBooks?
ZIL MONEY connects with QuickBooks, Xero, Zoho, and other accounting tools, so your payments and books stay in sync.

Add funds to your first wallet.

Try it with one payment, or book a short demo and we will walk you through it.

Get startedBook a demo

Have a question? Talk to our team

$ $1,010
Wallets
How much would you like to add?
$
0.00
2,500.00
Add funds to
Select wallet
Master Wallet

Add funds from
Select bank account
Operating Account

How should it move?
Select a method
ACH / Direct Deposit
Memo
Add a short note for your records
October vendor budget
Add Funds
Add funds to
Master Wallet
$1,555.00
Anderson Consulting
$55.00

$ $1,010
Wallets

Funds added
Funds added.
Wallet
Master Wallet
From
Operating Account
Amount
$2,500.00
Done

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Pay and get paid, in one account.
01Solutions
Accounts PayableAccounts ReceivableIntegrationsExpense ManagementBank DataDeposit SlipsMail DocumentShipping LabelAPI
02Payables
Send PaymentsBill PaymentMass PaymentsPrint ChecksMail CheckseChecksDomestic Wire
03Receivables
Receive PaymentRequest PaymentSend Payment LinksCheck DraftInvoice AutomationReceive ACH
04Integrations
QuickBooks OnlineQuickBooks DesktopQuickBooks PayrollZoho BooksZoho PayrollGustoZapierCreate Checks From PDFXero
05Resources
BlogsWhat's NewDeveloperLLMsNewsContactPress KitReferral ProgramKnowledge base
DisclaimerPrivacy PolicyTerms & ConditionsCookie Policy
© 2026 Zil Money. All rights reserved.
Zil Money, is a financial technology company, not a bank. Banking and money movement services are provided through partner financial institutions and licensed service providers. FDIC insurance coverage applies only to eligible deposit products and accounts, and is subject to applicable terms, conditions, limitations, and requirements. Additional information regarding partner institutions, products, and services is available in the applicable terms and agreements.
"Zero fees," "Pay $0," "Get Started Free," and similar no-fee claims apply only to qualifying accounts and eligible transactions. To qualify for certain no-fee services, customers must maintain a minimum average wallet balance of $10,000 as required under the Wallet Deposit Policy. Accounts that do not meet applicable eligibility requirements may be subject to fees. See the Fee Schedule and Terms & Conditions for details.
Cash-back rewards are available only on qualifying transactions and are subject to eligibility requirements, program rules, and change without notice.
Payment speed claims, including "instant," "same-day," and "within minutes," apply only to eligible transactions and may vary based on payment rail availability, banking partner cut-off times, recipient financial institution processing, compliance reviews, fraud prevention measures, network availability, and other factors.
All products and services are subject to applicable laws, regulations, and the Zil Money Terms & Conditions.