Build Smarter, Faster, Secure Payment Experiences

Enterprise Financial APIs That Power Custom Payment Solutions

Zil Money’s API suite gives your developers direct access to enterprise-grade payment capabilities—from ACH and wire transfers to virtual cards and mass payments. Build tailored experiences with bank-level security, seamless integrations, and robust developer tools.

SOC1  SOC2   GDPR  PCI DSS   ISO 27001   ISO 20000  ISO 9001   CCPA  NIST 800 53HIPAA

Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnership with FDIC member banks Texas National Bank. Customers are not directly insured by the FDIC - but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.

One API. All the Payment Power You Need.

User & Account Management

  • Create/manage user accounts
  • Set access permissions
  • Verify and link bank accounts
  • Monitor activity and balances

Payment Creation & Processing

  • Initiate, schedule, and track payments
  • Define approval workflows
  • Real-time status tracking

Supported Payment Methods

  • ACH transfers (domestic)
  • Wire transfers (domestic & international)
  • Physical and digital checks
  • Virtual cards
  • Bulk payments

Built for Developer Success

Everything your team needs to move fast and build right.

  • Comprehensive documentation with code samples
  • Sandbox environment for testing
  • Real-time webhooks and callbacks
  • SDKs for popular programming languages
  • Direct access to our API specialists
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Secure. Compliant. Scalable by Design.

Security Standards

  • End-to-end encryption
  • Multi-factor authentication
  • IP & device verification
  • Continuous threat monitoring

Flexible Architecture

  • High-volume throughput
  • Custom workflows
  • Detailed reporting & automated reconciliation

Regulatory Compliance

  • SOC 1 & 2
  • KYC/AML checks
  • NACHA for ACH
  • PCI DSS for card payments 

Real Companies. Real Results.

Working with ZilMoney has been such a great experience. We use their platform to create and send eChecks to multiple parties, and it’s been incredibly smooth and efficient. Anytime we have a question or run into an issue, their team is quick to respond and always helpful. They’ve consistently gone above and beyond to support our needs, and it’s made a real difference in our workflow. I highly recommend ZilMoney to anyone looking for a reliable, attentive, and efficient vendor.

Rachel Ruiz
Business Strategy Manager, Lennar Title

Financial Services

Reduced processing time by 67%,
improved client satisfaction

Healthcare Platform

Improved cash flow by 42%,
reduced admin costs

Property Management

94% on-time rent payments,
zero manual reconciliation

Launch in 5 Simple Steps

Request API Access

Implement with Expert Support

Explore Documentation

Go Live

Test in Sandbox

Request API Access

Explore Documentation

Test in Sandbox

Implement with Expert Support

Go Live

Simple, Scalable Pricing

What you get

 

  • Free sandbox access
  • Startup package for new apps
  • Growth tier for scale-ups
  • Enterprise custom pricing

All plans include

 

  • Security
  • Compliance coverage
  • Responsive support
  • SLAs available for higher tiers

Ready to Transform Your Payment Capabilities?

Join the growing network of businesses building innovative, secure, and scalable financial solutions with Zil Money APIs.

Every Customer Review
is a Story of Trust

"
During a cash shortage while waiting for clients to pay me, Zil Money let me put my payroll on my credit card. It provided a bridge so my business did not suffer. It was super easy to set up and use.