Check Draft

Check Draft often called a bank draft, or remote draft, is a legal copy of the check that the merchant creates. You can create your client checks remotely without requiring a signature and receive payments by check drafts with Zil Money. Get authorization from your payer via phone or online. Print check draft on blank check stock instantly on-demand and deposit it in the bank to collect the amount. Also, with our recurring bank draft, you can collect payments from your clients regularly without any dues.

Check Draft


Key figures


New Customers a Week

Transactions Per Week

What Is Check Draft

What Is Check Draft?

Check draft written by a vendor with the payer’s or account holder’s permission. Without a signature, the seller or merchant can make it with the account holder’s approval. It can also be used as a form of payment, similar to a check. Unlike checks, check drafts are guaranteed by the issuing bank. Check drafts provide the payee with a safe and secure method of payment. Zil Money’s check printing software allows you to print on blank papers at the office desk or at home, saving 80% of check printing costs.


Check Printing

Check Printing

Instantly create and print yourself on any printer. Drag & Drop Design



Send ACH/RTP in one click. Get paid by ACH. Make it one time/recurring

Email Check

Email Check

No Printer/Paper? Email a One-time printable & trackable PDF Check.

Digital Check

Digital Checks

Convert paper checks to paperless Digital Checks & send to email/Text.

Check Mailing

Check Mailing

One-Click Check mailing for $1. by USPS without leaving your desk.

Deposit Slips

Deposit Slips

Instantly create & print deposit slip of any Bank. Keep track & auto reconcile it

Get Paid Button

Get Paid Button/Link

Get paid by Button/HTML form on your site or Link to text or email.

Bank Data

Bank Data

Connect & reconcile, Categorize from Any Fina-Institution automatically

Bill Pay/Vendor

Bill Pay / Vendor

Pay Bills Online, Schedule it, Manage suppliers Smart, and reduce risk.



Professional invoicing, email with payment link, track & manage.

User Approver

User / Approver

Role-Based user and approval process. Accountant/Client access.


API / White Label

Interactive developer friendly API. Complete white label solution.

Check Draft by Phone

Accept your check draft over the phone, eliminating the need to wait for your client’s checks to come in the mail. Select a template and fill in your client’s details, including bank routing number and account numbers. Using Zil Money’s check printing software, you can print the check draft by any printer on their behalf with their permission. ‘No signature necessary and approved by the depositor,’ says the check, which comes without a signature. Deposit it at the bank the same way you would a standard check. It’s possible to set up one-time or regular payments. In addition, depending on the arrangement you have with your clients, you are open to a variety of payments.

Check Draft by Phone


Frequently Asked Questions(FAQ)

What is a check draft?

A check draft, also called demand draft or bank draft, is a vendor-created check with the authorization of the payer or account holder. The vendor or merchant can make it with approval from the account holder without a signature. It can also be used as a payment method, just like a check. Unlike checks, the issuing bank will provide a guarantee for the bank draft. Bank drafts offer the payee a secure form of payment.

What is a draft check?

A draft check, also called a demand draft, is a legal copy of the check that the merchant creates, and the signature of the account holder is not required. The account holder must authorize the merchant to create a check draft. You can easily print a pre-approved check draft on blank stock in house/office with Zil Money.

Can you cash a draft check?

Yes, you can cash a draft check from the bank just like a cashier’s check. With Zil Money, you can create and print draft checks on blank stock with client authorization.

What is the difference between check and a draft?

A check draft, also called a demand draft, is a legal copy of the check that the merchant creates and signature is not required. However, a check is created by the account holder and contains their signature. Drafts are assured and guaranteed by the banks, whereas checks need time before they can be cleared and approved.

Bank Draft vs Certified Check

A bank draft is guaranteed by the issuing bank, whereas a certified check is signed by the payer and guaranteed by the bank that the payer has sufficient balance in the account to cover the amount.
Zil Money - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year




Vendor Management: Bill Pay, One Click Check Mailing, Invoicing, Positive Pay, User/Ap Use the application on your desired platforms. Positive Pay, User/Ap, Use the application on your desired platforms.

I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork.

Frank Czar


Zil Money has made my life easy. Now I can print all the checks on Blank Check Paper and export from my QuickBooks as well. 

Bimal Daftari


I always have to give checks ahead in many situations. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland


I was confused of managing multiple companies as an accountant. I found Zil money then and now everything is just easy.

William Andrews


Total Money Moved

9,520,030,217 +

Total People Paid

1,020,421 +

Total Businesses Satisfied

201,304 +