Check Draft

Check Draft, a bank draft, or a remote draft is a legal version of a check that the vendor creates. The Zil Money service lets you create checks remotely without requiring signatures and receive payments via check drafts. First, authorize your payer over the phone or online. Then, deposit the check draft in the bank on demand and print it out on blank check stock. Additionally, you can collect payments regularly from your clients with our recurring bank draft.

Zil Money is a financial technology company, not a bank or an FDIC member. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.


Key figures


New Customers a Week

Transactions Per Week

What Is Check Draft

How to Use Check Draft

The vendor or merchant can make a check draft with approval from the account holder without a signature. Using the standard check printing process, you can print them. In contrast to checks, check drafts are guaranteed by the issuing bank. Payments made through check drafts are secure and safe for the payee. Printing checks on blank paper at your desk or at home can save you up to 80% on check printing costs with Zil Money check printing software.

Apply for Check Draft

Log in and select check draft from Receivables Menu.

Create Check draft

Click on +New and enter the valid details and enabling the Ask for Permission check box, click Send.

Receive Amount

Once you get authorization from the payer you can print the check draft and deposit in the bank and collect the amount.


Check Printing

Check Printing

Instantly create and print yourself on any printer. Drag & Drop Design


Pay By Credit Card

Now pay by credit card even if they don’t accept them.

Email Check

Cloud Bank

Open an online bank account with no hidden charges.

Check Mailing

Check Mailing

One-Click Check mailing for $1.25 by USPS/FedEx without leaving your desk.



Send ACH/RTP in one click. Get paid by ACH. Make it one time/recurring


Wire Transfer

Transfer money electronically from one financial institution to other.

Email Check

Email Check

No Printer/Paper? Email a One-time printable & trackable PDF Check.

Digital Check

Digital Checks

Convert paper checks to paperless Digital Checks & send to email/Text.

Check Mailing


Integrate with the top third-party applications.

Deposit Slips

Deposit Slips

Instantly create & print deposit slip of any Bank. Keep track & auto reconcile it

Get Paid Button

Payment Link

Get paid by Button/HTML form on your site or Link to text or email.

Bank Data

Bank Data

Connect & reconcile, Categorize from Any Fina-Institution automatically

Bill Pay/Vendor

Bill Pay / Vendor

Pay Bills Online, Schedule it, Manage suppliers Smart, and reduce risk.



Professional invoicing, email with payment link, track & manage.

User Approver

User / Approver

Role-Based user and approval process. Accountant/Client access.


API / White Label

Interactive developer friendly API. Complete white label solution.

Instant Check Customization

Instant Check Customization

Zil Money allows you to customize checks whenever you want with an interactive check design tool. With our drag-and-drop design, you can design personalized checks by adding business logos, font styles, and background images.

Check Draft by Phone

Accept your check draft over the phone, no need to wait for checks to arrive in the mail from your client. Choose any template, and enter your client’s information, including bank routing numbers and account numbers. Then you print the check by any printer on behalf of them with their authorization. This check comes without a signature, and it states, ‘No signature required and approved by the depositor.’ 

Check Draft by Phone
Save Your Check Printing Costs

Save Your Check Printing Costs

Additionally, blank check printing software reduces your check printing costs by 80% by producing checks on blank stock papers. No need to order pre-printed checks from third parties. Using the free check printing software, you can create and personalize your checks whenever you want in the office using any printer.


Frequently Asked Questions(FAQ)

What is a draft check?

A draft check is the same as a bank draft check and does not require a signature but must be approved by the account holder through the bank.  

What is a bank draft check?

A bank draft check is a check that does not require a signature but must be approved by the account holder by the bank.

Are bank drafts safe?

Payments made through bank drafts are secure and safe for the payee. With, safety is assured.

Check vs Draft

Checks are drawn on a current account holder of a bank account, whereas drafts are drawn by one bank branch to another of the same bank and guaranteed. Drafts are based on real money in the account, so money is used when the draft is issued.
Zil Money - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year




Vendor Management: Easily handle bill payments, instant check printing and mailing, invoicing, positive pay, and access User/API features across various platforms.

I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork.

Frank Czar


Zil Money has made my life easy. Now I can print all the checks on Blank Check Paper and export from my QuickBooks as well. 

Bimal Daftari


I always have to give checks ahead in many situations. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland


I was confused of managing multiple companies as an accountant. I found Zil money then and now everything is just easy.

William Andrews


Total Money Moved

9,520,030,217 +

Total People Paid

1,020,421 +

Total Businesses Satisfied

201,304 +