Digital Checks

Send digital checks within seconds.

Enjoy high-level encryption and fraud prevention measures.

Send checks from anywhere, anytime.

Integrate with your accounting software and avoid manual data entry.

Email Input with Button

Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnerships with FDIC member banks Texas National Bank and Lincoln Savings Bank. Customers are not directly insured by the FDIC - but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.

Powering the Future of SME Payments and Finance.

1M+

online business accounts

91B+

transaction volume

16M+

check
processed

Make eCheck Payments Securely

Send your eChecks as one-time printable PDFs to enhance security. Recipients can print and deposit them just like regular checks.

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Send eChecks Instantly

Instantly send your checks via email and notify your payee via SMS. No need for printing or mailing—complete transactions in just a few clicks.

Why Zil Money!

A technology-first approach to payments and finance

Easy to Access

High Security

Easy Payment

Integrate with Accounting Software

Integrate the platform with your accounting software and import checks directly. This helps reduce manual errors and save valuable time.

Zil Money Corporation BBB Business Review

Zil Money Reviews

Customize Checks Easily

Use the drag-and-drop feature from the platform to customize checks.

Add the company logo, font, etc, to enhance professionalism.

Include watermarks and digital signatures for added protection.

FREQUENTLY ASKED QUESTIONS

Frequently Asked Questions(FAQ)

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What is a digital check?

A digital or electronic check functions like a paper check but transfers money electronically from the payer's account to the payee's bank account. With Zil Money, you can create and send digital checks to payees effortlessly via SMS or email.

How to send a digital check?

Send digital checks online by filling out an online form with your checking account number, routing number, and payment amount. Zil Money supports payments via printable checks, eChecks, ACH, Wire, or RTP, making it versatile for paying and receiving payments electronically.

How much do checks cost?

Printed checks from banks and third parties are expensive. Using Zil Money, printing checks yourself on blank check stock at the office or home could cut your check printing costs by up to 80%.

eCheck and Credit Card Payments

An eCheck is processed through the ACH network and has a lower processing rate than the credit card processing rate. A credit card is processed through a card network and has a higher processing rate than eChecks.

Every Customer Review is a Story of Trust

During a cash shortage while waiting for clients to pay me, Zil Money let me put my payroll on my credit card. It provided a bridge so my business did not suffer. It was super easy to set up and use.

Greg Forrest

Owner of Spherion Staffing & Recruiting

Best partner of your life! Zil Money is my new bestfriend!

Sharmaine Buen Maloloy-on

Sales Account Manager at Bigleap Technologies Inc

Looking for better options for your business? Zil Money accompanies you.

Sergio Alvarado Garcia

Community Manager at Rebeca Nails Art

I enjoy using Zil Money for 3 key reasons. Record keeping, as it keeps a database of the checks each unique user has loaded. Being able to navigate and cut checks from different bank accounts. Pulling up the 1099s at the end of the year for vendors and ensuring all of the checks we cut to them can be easily accessed and a number is given.

Alonso Noriega

Accounting Manager at LT Property Management LLC