Digital Checks

Send digital checks within seconds.

Enjoy high-level encryption and fraud prevention measures.

Send checks from anywhere, anytime.

Integrate with your accounting software and avoid manual data entry.

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Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnership with FDIC member banks Texas National Bank. Customers are not directly insured by the FDIC - but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.

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Powering the Future of SME Payments and Finance.

1M+

 

online business
accounts

91B+

 

transaction
value

16M+

 

checks
processed

Make eCheck Payments Securel

Send your eChecks as one-time printable PDFs to enhance security. Recipients can print and deposit them just like regular checks.

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Send eChecks Instantly

Instantly send your checks via email and notify your payee via SMS. No need for printing or mailing—complete transactions in just a few clicks.

Integrate with Accounting Software

Integrate the platform with your accounting software and import checks directly. This helps reduce manual errors and save valuable time.

A Laptop Showing the Zil Money Logo. Virtual Card Create Multiple Cards, Set Limits Send Via Email

Why Zil Money!

A technology-first approach
to payments and finance

Easy to Access

High Security

Easy Payment

Customize Checks Easily

Use the drag-and-drop feature from the platform to customize checks.

Add the company logo, font, etc, to enhance professionalism.

Include watermarks and digital signatures for added protection.

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Frequently asked questions

FAQ Section
What is a digital check?
A digital or electronic check functions like a paper check but transfers money electronically from the payer's account to the payee's bank account. With Zil Money, you can create and send digital checks to payees effortlessly via SMS or email.
How to send a digital check?
Send digital checks online by filling out an online form with your checking account number, routing number, and payment amount. Zil Money supports payments via printable checks, eChecks, ACH, Wire, or RTP, making it versatile for paying and receiving payments electronically.
How much do checks cost?
Printed checks from banks and third parties are expensive. Using Zil Money, printing checks yourself on blank check stock at the office or home could cut your check printing costs by up to 80%.
eCheck and Credit Card Payments
An eCheck is processed through the ACH network and has a lower processing rate than the credit card processing rate. A credit card is processed through a card network and has a higher processing rate than eChecks.

Every Customer Review
is a Story of Trust

"
During a cash shortage while waiting for clients to pay me, Zil Money let me put my payroll on my credit card. It provided a bridge so my business did not suffer. It was super easy to set up and use.