Digital Checks

Digital Checks, also known as eChecks. eChecks are digital versions of paper checks, enabling payments without physical checks. You can pay with eChecks, receive instant email or text processing, and even print checks if needed. The platform allows users to securely and conveniently transfer and receive money through digital checks. Also, it supports low-cost transactions through ACH or Direct Deposit, wire, payment links, and more.

Zil Money is a financial technology company, not a bank or an FDIC member. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

Happy Customers

New Customers a Week

Transactions Per Week

Design Your Checks

Zil Money allows personal and business check customization with your company’s logo, brand name, colors, and font, and you can print these checks on high-quality blank paper from anywhere at affordable costs. The platform’s updated check templates make designing and customizing checks easy, providing a personalized and professional touch. The platform caters to diverse preferences like business, personal, payroll, and premium check templates, ensuring each check reflects its creator’s unique identity. The platform simplifies creating professional-looking checks that align with your brand, allowing you to purchase blank stock paper and print customized checks using a regular printer at home or in the office.

Design Your Checks and Save Money

Features at Your Fingertips

From accounts payable and receivable functionalities to comprehensive online payment and beneficial integrations, Zil Money can meet the payment management requirements of all types of businesses.

Check Printing

Check Printing

Drag and drop to instantly create checks & print using any printer.

Pay By Credit Card

Pay By Credit Card

Use credit cards even when your vendors don't accept them.

ACH Payment

ACH Payment

Make one-time or recurring ACH/RTP payments in one click.

Wire Transfers

Wire Transfers

Send money electronically from one financial institution to another.

Bill Pay

Bill Pay

Pay & schedule bills online, managing supplier payments & reducing risk.

Digital Checks

Digital Checks

Digitize your paper checks and make your payments via email or text.

Software Integration

Software Integrations

Integrate Zil Money with your accounting and payroll software.


Cloud Bank

Open an online checking account with Streamline payment management & save.

Payment Link

Payment Link

Create and send a secure URL for customers to make online payments easily.

Integration with Banks and Accounting Software


Zil Money connects with over 22,000 banks for easy account linking and check format compatibility, helping with bank reconciliation and fraud prevention. It also integrates with accounting and payroll software for easy check import and printing and supports payroll check printing for employee payments.

Why Zil Money!

A technology-first approach to payments and finance

Easy to Access

High Security

Easy Payment

Cash Flow Management

Zil Money offers powerful tools and an easy-to-use interface for managing cash flow. Businesses can track cash flow as well as set up regular payments. This simplifies cash flow management and improves financial security.

Pay and Get Paid Faster


In total transaction volume


Connected banks & financial institutions


Monthly business users


Total users, and growing

All-In-One Platform

All In One Platform

Businesses can use Zil Money to manage their finances efficiently. It offers multiple financial tools, including bank accounts, expense cards, electronic check payments, ACH, wire transfers, etc. This simplifies account management by eliminating the need for multiple financial services. Zil Money is user-friendly, secure, and suitable for organizations of all sizes, helping save time and money.


Frequently Asked Questions(FAQ)

What is a digital check?

A digital or electronic check functions like a paper check but transfers money electronically from the payer's account to the payee's bank account. With Zil Money, you can create and send digital checks to payees effortlessly via SMS or email.

How to send a digital check?

Send digital checks online by filling out an online form with your checking account number, routing number, and payment amount. Zil Money supports payments via printable checks, eChecks, ACH, Wire, or RTP, making it versatile for paying and receiving payments electronically.

How much do checks cost?

Printed checks from banks and third parties are expensive. Using Zil Money, printing checks yourself on blank check stock at the office or home could cut your check printing costs by up to 80%.

eCheck and Credit Card Payments

An eCheck is processed through the ACH network and has a lower processing rate than the credit card processing rate. A credit card is processed through a card network and has a higher processing rate than eChecks.
Zil Money - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year




Vendor Management: Easily handle bill payments, instant check printing and mailing, invoicing, positive pay, and access User/API features across various platforms.

I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork.

Frank Czar


Zil Money has made my life easy. Now I can print all the checks on Blank Check Paper and export from my QuickBooks as well. 

Bimal Daftari


I always have to give checks ahead in many situations. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland


I was confused of managing multiple companies as an accountant. I found Zil money then and now everything is just easy.

William Andrews


Total Money Moved

9,520,030,217 +

Total People Paid

1,020,421 +

Total Businesses Satisfied

201,304 +