Electronic Checks

Electronic Checks can be created, designed, and sent to your payee at low transaction fees. Checks can be received and paid via email or SMS on a one-time or recurring basis. Electronic checks operate the same as paper checks so that checks can be printed on any blank stock paper.

With Zil Money, you can send and receive checks, eChecks, and ACHs at low transaction fees. You can also mail checks with the check mailing service.

Zil Money is a financial technology company, not a bank or an FDIC member. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

Happy Customers

New Customers a Week

Transactions Per Week

Electronic Check Payments

Send eChecks in a printable PDF format to your payee via email or SMS, who can print them using a regular printer or blank check stock sheets. You can set up recurring payments to ensure you get all monthly or weekly checks as required. Zil Money offers eCheck payments, combining the benefits of affordability with electronic convenience.

Electronic Check Payments

Features at Your Fingertips

From accounts payable and receivable functionalities to comprehensive online payment and beneficial integrations, Zil Money can meet the payment management requirements of all types of businesses.

Check Printing

Check Printing

Drag and drop to instantly create checks & print using any printer.

Pay By Credit Card

Pay By Credit Card

Use credit cards even when your vendors don't accept them.

ACH Payment

ACH Payment

Make one-time or recurring ACH/RTP payments in one click.

Wire Transfers

Wire Transfers

Send money electronically from one financial institution to another.

Bill Pay

Bill Pay

Pay & schedule bills online, managing supplier payments & reducing risk.

Digital Checks

Digital Checks

Digitize your paper checks and make your payments via email or text.

Software Integration

Software Integrations

Integrate Zil Money with your accounting and payroll software.


Cloud Bank

Open an online checking account with Zil.us. Streamline payment management & save.

Payment Link

Payment Link

Create and send a secure URL for customers to make online payments easily.

Benefits of Electronic Checks

Benefits of Electronic Checks

Zil Money offers electronic check processing for both businesses and individuals. Using Zil Money, you can send eChecks faster and more efficiently than traditional checks. With advanced encryption and verification, eChecks are highly secure, protecting against fraud and identity theft. Plus, businesses can save money on printing, shipping, and processing costs with eChecks. Overall, eChecks are a practical and cost-effective option, and monitoring transactions is simple with Zil Money.

All In One Platform

All In One Platform

Businesses can utilize various financial tools on Zil Money, the all-in-one platform to manage their money efficiently. Multiple bank accounts, expense cards, electronic check payments, wire transfers, and budgeting tools are just a few of the capabilities offered by the platform. Without the need for various financial services, this makes it simple for businesses to manage their accounts. The platform is suitable for organizations of all sizes since it is user-friendly and safe and helps you save time and money.


In total transaction volume


Connected banks & financial institutions


Monthly business users


Total users, and growing

Integration with Banks and Other Payment Software

Zil Money connects seamlessly with over 22,000 banks and financial institutions, making linking various bank accounts and check types easy. This integration facilitates bank reconciliation and safeguards against fraudulent checks from your account. Moreover, Zil Money’s compatibility with accounting software enables you to import and print checks effortlessly.

All In One Platform


Frequently Asked Questions(FAQ)

How do eChecks work?

Electronic checks work similarly to paper checks, the only difference being that money gets directly debited from the customer's account to the merchant's bank account electronically after approval. They are a faster and safer alternative to paper checks. You can send and receive payments on Zil Money by printable checks, eChecks, or checks by mail.

Are eChecks safe?

eChecks are safer than printed checks as they provide more security features like electronic encryption to prevent fraud and data theft. Move funds safely by eChecks, printable checks, and checks by mail on a military-grade secure check printing platform, the Zil Money.

How to deposit eCheck?

Electronic checks can be directly deposited into the recipient's bank account after approval or remote deposit by taking a picture of the eCheck; the bank verifies it using OCR technology. Zil Money offers low-cost eChecks transfers that offer all the benefits of paper checks.

eCheck vs Debit Card

eCheck is a digital version of a traditional paper check, transferring funds electronically from a sender's bank account to a recipient's. On the other hand, a debit card allows immediate access to funds in a bank account for purchases or withdrawals, providing a more convenient and direct transaction method. With Zil Money, users can conveniently send and receive payments easily with its various payment methods.
Zil Money - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year




Vendor Management: Easily handle bill payments, instant check printing and mailing, invoicing, positive pay, and access User/API features across various platforms.

User-Friendly Interface: Zil Money's interface is intuitive and easy to navigate, making it accessible for users of varying technical proficiency.



Ease of deployment and use. Normally, a switch like this is both time-consuming and confusing, but in this case, it was super easy.



The dashboard and the customer support are amazing! Never has a company been there like Zil Money and answered all my questions before letting me go. Thank you.



I love that I am able to process payments and do ACH transfers very easily.



Total Money Moved

9,520,030,217 +

Total People Paid

1,020,421 +

Total Businesses Satisfied

201,304 +