Electronic Checks

Electronic Checks can be created, designed, and sent to your payee at low transaction fees. Checks can be received and paid by email or SMS on a one-time or recurring basis. Electronic checks operate the same as paper checks, so checks can be printed on any blank stock paper.

With Zil Money, you can send and receive checks, eChecks, and ACHs at low transaction fees. You may also mail checks with our $1.25 check mailing service. Zil Money also offers an online banking service called Zil Banking. Send ACH, wires, and checks by mail and transfer money fast with Zil.


Key figures


New Customers a Week

Transactions Per Week

Electronic Check Payments

Pay using electronic checks through email or SMS. Send eChecks as a one-time printable pdf to your payee. They can use a regular printer to print it on white paper or blank check stock sheets. Make your payments recurring, so you don’t have to worry about missing any checks.

Pay via eChecks is a low-cost payment option provided by Zil Money that has all the advantages of a paper check.

Electronic Check Payments


Check Printing

Check Printing

Instantly create and print yourself on any printer. Drag & Drop Design


Pay By Credit Card

Now pay by credit card even if they don’t accept them.

Email Check

Cloud Bank

Open an online bank account with no hidden charges.

Check Mailing

Check Mailing

One-Click Check mailing for $1.25 by USPS/FedEx without leaving your desk.



Send ACH/RTP in one click. Get paid by ACH. Make it one time/recurring


Wire Transfer

Transfer money electronically from one financial institution to other.

Email Check

Email Check

No Printer/Paper? Email a One-time printable & trackable PDF Check.

Digital Check

Digital Checks

Convert paper checks to paperless Digital Checks & send to email/Text.

Check Mailing


Integrate with the top third-party applications.

Deposit Slips

Deposit Slips

Instantly create & print deposit slip of any Bank. Keep track & auto reconcile it

Get Paid Button

Payment Link

Get paid by Button/HTML form on your site or Link to text or email.

Bank Data

Bank Data

Connect & reconcile, Categorize from Any Fina-Institution automatically

Bill Pay/Vendor

Bill Pay / Vendor

Pay Bills Online, Schedule it, Manage suppliers Smart, and reduce risk.



Professional invoicing, email with payment link, track & manage.

User Approver

User / Approver

Role-Based user and approval process. Accountant/Client access.


API / White Label

Interactive developer friendly API. Complete white label solution.

How Does Electronic Check Work?

How Does Electronic Check Work?

Create a check online and send it by clicking “email.” The check will be sent to your payee via email, along with instructions on how to print it. Send it as a one-time printable pdf, so your payee will have to ask you for it again if they want to reprint it. You’ll also be able to see which checks your payee has viewed and printed. Make a direct deposit to your payee account and send paperless digital checks.

Benefits of Electronic Checks

Benefits of Electronic Checks

Zil Money offers electronic check processing services to both companies and consumers. You can benefit greatly from eChecks by utilizing Zil Money. Echecks can be completed within a few days, which decreases the time it takes for money to clear, making them quicker and more efficient than traditional checks. Echecks also do away with the necessity for paper checks, lowering the possibility of check theft or loss. eChecks are incredibly safe and guard against fraud and identity theft thanks to advanced encryption and verification. Businesses can save money by using eChecks by reducing their printing, shipping, and processing expenses. Overall, using electronic checks is a practical and affordable option for both people and organizations, and monitoring your eCheck transactions is easy using Zil Money.

All In One Platform

Businesses can utilize a wide variety of financial tools on the all-in-one platform from Zil Money to efficiently manage their money. Multiple bank accounts, expense cards, electronic check payments, wire transfers, and budgeting tools are just a few of the capabilities offered by the platform. Without the need for various financial services, this makes it simple for businesses to manage their accounts. Businesses can save time and money by using the all-in-one platform from Zil Money to manage their accounts. The platform is suitable for organizations of all sizes since it is user-friendly and safe.

All In One Platform


Frequently Asked Questions(FAQ)

How do eChecks work?

Electronic checks work similarly to paper checks, the only difference being money gets directly debited from the customer's account to the merchant's bank account electronically after approval. They are a faster and safer alternative to paper checks. You send and receive payments on Zil Money by printable checks, eChecks, or checks by mail.

Are eChecks safe?

eChecks are safer than printed checks as they provide more security features like electronic encryption to prevent fraud and data theft. Move funds safely by eChecks, printable checks, and checks by mail on a military-grade secure check printing platform at Zil Money.

How to deposit eCheck?

Electronic checks can be directly deposited into the recipient's bank account after approval or remote deposit by taking a picture of the echeck; the bank verifies it using OCR technology.Zil Money offers low-cost eChecks that offer all the benefits of paper checks.

eCheck vs Debit Card

With Zil Money, you can send and receive one-time and recurring eChecks as well as printed checks via email and SMS, as well as send and receive payments by credit card.You send and receive payments on Zil Money by printable checks, eChecks, or checks by mail.
Zil Money - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year




Vendor Management: Bill Pay, One Click Check Mailing, Invoicing, Positive Pay, User/Ap Use the application on your desired platforms. Positive Pay, User/Ap, Use the application on your desired platforms.

I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork.

Frank Czar


Zil Money has made my life easy. Now I can print all the checks on Blank Check Paper and export from my QuickBooks as well. 

Bimal Daftari


I always have to give checks ahead in many situations. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland


I was confused of managing multiple companies as an accountant. I found Zil money then and now everything is just easy.

William Andrews


Total Money Moved

9,520,030,217 +

Total People Paid

1,020,421 +

Total Businesses Satisfied

201,304 +