Global Payments Reimagined: Fast, Affordable, Transparent
Send money across borders as easily as sending it across town. Zil Money’s international payments deliver what traditional methods can’t: lightning-fast settlement, dramatically lower fees, and complete transaction visibility,all from your existing Zil Money wallet directly to recipient bank accounts worldwide.
Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnership with FDIC member banks Texas National Bank. Customers are not directly insured by the FDIC - but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.
Transform Your International Payments
Speed When It Matters
How It Works
Seamless Process From Your Zil Money Wallet
Select International Payment
in your Zil Money dashboard
Review the exchange rate and fees
displayed transparently
Enter recipient details
including their bank account information
Confirm and send
your payment through the
secure Ripple network
Choose the payment amount
in either USD or recipient’s currency
Track delivery
in real-time until successful receipt
Select International Payment
in your Zil Money dashboard
Enter recipient details
including their bank account information
Choose the payment amount
in either USD or recipient’s currency
Review the exchange rate and fees
displayed transparently
Confirm and send
your payment through the
secure Ripple network
Track delivery
in real-time until successful receipt
The Technology Behind the Magic
Zil Money harnesses Ripple’s advanced blockchain network to revolutionize cross-border payments. This cutting-edge technology enables:
Wallet-to-Bank Account Transfers
Funds are sent directly from your Zil Money wallet to the recipient’s bank account, bypassing the complex chain of correspondent banks that typically slow traditional international payments.
Distributed Ledger Validation
Ensure payment security and accuracy through a decentralized verification system.
Instant Settlement
Complete transactions in seconds rather than
the 3-5 days typical of traditional methods.
Smart Payment Routing
Automatically select the most efficient and cost-effective path for your payment.
Global Reach, Local Experience
Send payments to major business hubs and emerging markets worldwide:
- Europe (Germany, France, Estonia, Sweden, UK)
- Asia-Pacific (India, Philippines, China)
- North America (Canada, Mexico)
- Australia
Availability may vary based on regulatory requirements. View our full list of supported countries.
Working with ZilMoney has been such a great experience. We use their platform to create and send eChecks to multiple parties, and it’s been incredibly smooth and efficient. Anytime we have a question or run into an issue, their team is quick to respond and always helpful. They’ve consistently gone above and beyond to support our needs, and it’s made a real difference in our workflow. I highly recommend ZilMoney to anyone looking for a reliable, attentive, and efficient vendor.
Rachel Ruiz
Business Strategy Managet, Lennar Titile
Transform Your Global Business Operations
For Importers & Exporters
Pay international suppliers on time, every time—without tying up capital days in advance.
For Technology Companies
Pay global contractors and service providers instantly with minimal friction.
For Professional Services
Receive payments from international clients without delay or excessive fees.
For Manufacturing & Distribution
Maintain smooth supply chains with timely payments to global partners.
How You Benefit
Improved Cash
Flow Management
- Extend your payment windows with near-instant settlement
- Eliminate the need to pre-fund foreign accounts
- Access real-time exchange rates for better planning
Operational
Efficiency
- Pay vendors precisely when promised
- Provide payment certainty and transparency
- Respond quickly to urgent payment needs
Enhanced Supplier
Relationships
- Pay vendors precisely when promised
- Provide payment certainty and transparency
- Respond quickly to urgent payment needs
Competitive
Advantage
- Extend your payment windows with near-instant settlement
- Eliminate the need to pre-fund foreign accounts
- Access real-time exchange rates for better planning
Straightforward, Transparent Pricing
Transaction Fees
- Standard Rate: 0.5% of transaction value
- Volume Discounts: Available for businesses with high payment volumes
- Minimum Fee: $5 per transaction
Foreign Exchange
- Competitive exchange rates
- No hidden markups or surcharges
- Volume-based rate improvements available
Security You Can Trust
Your international payments are protected by industry-leading security measures:
End-to-End Encryption:
For all transaction data
Real-Time Fraud Monitoring:
Advanced detection systems
Multi-Factor Authentication
Required for payment initiation
Regulatory Compliance:
Full adherence to international standards
Getting Started Is Simple
Ready to Transform Your International Payments?
Join forward-thinking businesses that are already benefiting from faster, more affordable global transactions.
Every Customer Review
is a Story of Trust
Cory Edwards
Owner Edwards Holdings Realty
The most helpful part is that Zil money can be used by everyone. It's very easy to navigate. THE USER INTERFACE is very easy to learn. It solves the problem of having various accounting software separately and unable to integrate. It allows all organization seamlessly.