Smarter Payments for Wine and Spirits Businesses

Running a wine or spirits business involves managing everything from tasting room sales and wholesale distribution to vendor payments and payroll. Zil Money offers an all-in-one, secure payment platform tailored to your unique cash flow needs—whether you’re operating a vineyard, managing retail inventory, or coordinating with suppliers across state lines.

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Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnerships with FDIC member banks Texas National Bank and Lincoln Savings Bank. Customers are not directly insured by the FDIC - but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.

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Seamless Vendor Payments, Anytime, Anywhere!
1M+

online business accounts

91B+

transaction volume

16M+

checks processed

A Man Using A Laptop To Make Vendor and Supply Chain Payments. Wine and Spirits Businesses Can Pay and Get Paid Via ACH, Wire, and Checks

Simplified Vendor & Supply Chain Payments

  • Pay distributors, growers, and logistics partners via ACH, wire, or mailed checks.
  • Use your credit card for vendor payments—even if they don’t accept cards.
  • Schedule recurring payments for rent, licenses, or subscriptions.
  • Bulk payment feature lets you pay multiple vendors in one go.

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Invoice and Collect with Confidence

  • Send branded digital invoices with secure payment links to restaurants, retailers, and partners.
  • Set up recurring invoices for repeat wholesale clients.
  • Track payments in real time to keep your cash flow healthy.
A Computer Screen Shows an Invoice Interface. Wine and Spirits Businesses Can Pay and Get Paid Via ACH, Wire, and Checks
A Woman Using a Phone To Make Payroll Payments. Wine and Spirits Businesses Can Pay and Get Paid Via ACH, Wire, and Checks

Payroll That Keeps the Bottles Moving

  • Use Payroll by Credit Card to keep employees paid—even during off-season slowdowns.
  • Pay tasting room staff, seasonal workers, and delivery teams easily.
  • Automate payroll to reduce manual work and stay compliant.
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Full Visibility for Every Case, Bottle, and Dollar

  • Reconcile customer and vendor payments from one dashboard.
  • Monitor all incoming and outgoing payments with ease.
A Man Using A Laptop, Which Represents Accounting and Payroll Software Integrations. Wine and Spirits Businesses Can Pay and Get Paid Via ACH, Wire, and Checks

FREQUENTLY ASKED QUESTIONS

Frequently Asked Questions(FAQ)

Can we pay suppliers who don't accept cards?

Yes. Zil Money lets you pay vendors by credit card, and we'll send the funds via check mail or ACH.

How can we track payments across multiple locations?

You can tag and filter transactions by location, product line, or supplier for full visibility.

Can we send invoices to our wholesale customers?

Absolutely. Create and email invoices with built-in payment options for fast collection.

Is Zil Money secure enough for financial data?

Yes. All transactions are encrypted and fully PCI-DSS compliant.

Accounts Receivable vs Accounts Payable

Accounts payable are the sums owed by a corporation to suppliers and other creditors for goods or services that have been bought and billed for. While accounts receivable are the funds, the company anticipates getting from clients or customers in exchange for services provided.
Zil Money - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year

Every Customer Review is a Story of Trust

During a cash shortage while waiting for clients to pay me, Zil Money let me put my payroll on my credit card. It provided a bridge so my business did not suffer. It was super easy to set up and use.

Greg Forrest

Owner of Spherion Staffing & Recruiting

Best partner of your life! Zil Money is my new bestfriend!

Sharmaine Buen Maloloy-on

Sales Account Manager at Bigleap Technologies Inc

Looking for better options for your business? Zil Money accompanies you.

Sergio Alvarado Garcia

Community Manager at Rebeca Nails Art

I enjoy using Zil Money for 3 key reasons. Record keeping, as it keeps a database of the checks each unique user has loaded. Being able to navigate and cut checks from different bank accounts. Pulling up the 1099s at the end of the year for vendors and ensuring all of the checks we cut to them can be easily accessed and a number is given.

Alonso Noriega

Accounting Manager at LT Property Management LLC

15-Day Free Trial Available!

No credit card required.

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