Smarter Construction Payments

Pay subcontractors, vendors, and suppliers on time—even with tight cash flow. For construction crews juggling sites and deadlines, that’s a game-changer. Zil Money supports checks, ACH, wire, or credit card payments—even if your vendor doesn’t accept cards. Keep AP and AR organized from one platform while you focus on the job.

SOC1  SOC2   GDPR  PCI DSS   ISO 27001   ISO 20000  ISO 9001   CCPA  NIST 800 53HIPAA

Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks Texas National Bank and Lincoln Savings Bank.

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Accelerate Cash Flow with Smarter Payment Solutions!

1M+

 

online business
accounts

100B+

 

transaction
value

16M+

 

checks
processed

Vendor Payments with Credit Cards

Vendor Payments with Credit Cards

 

Most material suppliers don’t accept credit cards due to interchange fees. Zil Money solves that by letting you pay by credit card while your vendor still gets ACH, wire, or check.

Vendor Payments with Credit Cards
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Easy Integration with Accounting Software

Easy Integration with Accounting Software

 

Zil Money integrates with popular accounting and payroll software. Import bills, payroll summaries, or payables directly and process payments without switching platforms—saving you time on every job.

Easy Integration with Accounting Software

Security You Can Count On

 

Zil Money connects with over 22,000 banks and supports Positive Pay to prevent check fraud. It’s backed by SOC 1, SOC 2, PCI DSS, GDPR, CCPA, and ISO/IEC 27001, 9001, and 20000 certifications to keep your data secure.

Security You Can Count On
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Why Zil Money!

A technology-first approach
to payments and finance

Easy to Access

High Security

Easy Payment

No More Payroll Stress on Fridays

No More Payroll Stress on Fridays

 

Construction payrolls can be massive and frequent—especially on big projects. Zil Money helps you fund payroll with your credit card when project payments are delayed. Upload your payroll summary and process ACH or wires from your funded account.

No More Payroll Stress on Fridays

Frequently asked questions

FAQ Section
What if my vendor doesn't accept credit cards?
No problem. Zil Money lets you pay using your credit card while your vendor receives the payment by ACH, wire, or mailed check—so you can keep building without delays.
Can Zil Money help with managing multiple job site expenses?
Yes! You can link multiple business checking accounts on Zil Money to track and separate expenses by project, vendor, or payment type—all from one dashboard.
Is it safe to use Zil Money for large construction payments?
Absolutely. Zil Money is integrated with 22,000+ financial institutions and uses advanced fraud prevention tools like Positive Pay, backed by industry-leading certifications (SOC 1 & 2, PCI DSS, ISO, GDPR, and CCPA).
Manual Payments vs Digital Payment Tools
Manual processes delay payments, confuse your accounting, and leave room for costly errors. With Zil Money, you send checks, wires, or ACH in minutes—even from your phone at a job site. Plus, you can fund payments with a credit card and sync it all to your accounting tools. It's faster, smarter, and built for builders who don't have time to mess around.

Every Customer Review
is a Story of Trust

"
During a cash shortage while waiting for clients to pay me, Zil Money let me put my payroll on my credit card. It provided a bridge so my business did not suffer. It was super easy to set up and use.