Log inBook a demoGet started
Solutions
Accounts ReceivableReceive PaymentRequest PaymentsInvoice AutomationCheck DraftDeposit Slip
Accounts PayableSend PaymentsBill PaymentMass/Bulk PaymentsPrint Checks Yourself NowMail Checks USPS/FedExeChecksInternational PaymentsACH/Direct DepositReal Time PaymentsVirtual CardPay Vendor By Credit CardPay Rent by Credit CardPay Payroll by Credit CardWire TransferEmail to Bill
Other CapabilitiesIntegrationsDigital WalletDeveloper APIPositive PayShipping LabelDocument Mailing
IndustriesGovernmentUtilitiesHealthcare IndustryEducationCall CentersInsuranceMass TransitMembership ClubsRetailBilling ServicesProfessional ServicesFood & BeverageConstructionWine and SpiritsCharitableLogisticsWholesale
PricingFAQAbout UsContact
Log inBook a demoGet started

Positive Pay

Ready to protect?Get started
Worried a fake check could clear your account?

Protect your checks. Match them to your records.

Positive Pay compares the checks that reach your bank against the list you sent. If a check does not match, you can catch it before it causes trouble.

  • Compare checks to your own records
  • Catch checks that do not match
  • Manage every bank in one list
Get startedBook a demo
AICPA SOC 1AICPA SOC 2PCI DSS CertifiedISO 27001 CertifiedISO 9001 CertifiedISO 20000 CertifiedNIST SP 800-53A Revision 5HIPAA CompliantCCPAGDPR

Two lists. One match.

Positive Pay only works when both lists agree.

Your check listThe checks you issue, sent to your bank.
Your bank’s checksThe checks that arrive to be paid.

Set up Positive Pay from one screen.

Pick the bank. Pick the accounts. Turn it on.

Add your bank

Choose the bank, enter the routing number, and pick the accounts to protect.

See every bank

Each bank shows its routing number and how many accounts are active.

Related tools

More ways to keep checks under control.

Print checksCheck drafts

Add the details

Keep a note on each bank setup.

BankRoutingAccounts

Keep your books in sync

Works with QuickBooks, Xero, Zoho, and other accounting tools.

See all integrations

Works with the tools you already use.

Connect your accounting tools and more. See all integrations

QuickBooks OnlineQuickBooks DesktopXeroZoho BooksFreshBooksSage Business Cloud AccountingOracle NetSuiteMicrosoft Dynamics 365WaveBill.comOdooSalesforceHubSpotZapierSlack

Check fraud should not keep you up at night.

Here is what slows most small businesses down, and how ZIL MONEY fixes it.

A fake check could drain my account.

Match every check. Your bank compares each check to the list you sent.

I would only find out after the money is gone.

Catch it early. A check that does not match can be stopped before it clears.

Setting this up sounds like a project.

Keep it simple. Pick the bank and the accounts, then turn it on.

I have more than one account.

Manage them together. See every bank and account in one list.

I never know which accounts are covered.

Look at the list. Each bank shows how many accounts are active.

I am not always at my desk.

Use your phone or tablet. Do it from anywhere.

Four steps from set up to protected.

Add the bank. Send your list.

1

Add your bank

Choose the bank and enter its routing number.

2

Pick the accounts

Choose which accounts to protect.

3

Send your check list

Share the checks you issue, in a secure file.

4

Stay matched

Keep your list up to date so checks can match.

Easy to learn. Quick to help.

In their own words, from businesses that use ZIL MONEY.

Rachel Ruiz, Business Strategy Manager at Lennar Title

“Working with ZIL MONEY has been such a great experience.”

We use their platform to create and send eChecks to multiple parties, and it’s been incredibly smooth and efficient. Anytime we have a question or run into an issue, their team is quick to respond and always helpful.

Rachel RuizBusiness Strategy Manager, Lennar Title
Mike S. of Experity

“ZIL MONEY has been a game-changer for our business!”

Their payment support is top-notch, quick, reliable, and always ready to assist with any questions we have.

Mike S.Experity
Cory Edwards, Owner of Edwards Holdings Realty

“The most helpful part is that ZIL MONEY can be used by everyone.”

It’s very easy to navigate. The user interface is very easy to learn. It solves the problem of having various accounting software separately and unable to integrate.

Cory EdwardsOwner, Edwards Holdings Realty

Common questions

What is Positive Pay?
It is a fraud tool. Your bank matches the checks that arrive against the list of checks you issued.
How does it help?
If a check does not match your list, it can be stopped before it clears. That helps protect you from fake or changed checks.
What do I need to do?
Add your bank, pick your accounts, and keep your check list current. Positive Pay works best when your list is accurate and sent on time.
Does it work with every bank?
It depends on your bank. Add your bank in Positive Pay to see how it works for you.
Can I protect more than one account?
Yes. You can add more than one bank and more than one account.
Is it safe to use?
ZIL MONEY holds SOC 1, SOC 2, PCI DSS, ISO 27001, and other certifications. You can see the full list on the Certifications page.
How much does it cost?
See Pricing in the menu for current plans. You can also book a short demo, and we will walk you through it.
Do I need to be tech savvy?
No. If you can fill in a form, you can use ZIL MONEY. The screens are simple, and our team is happy to help.

Turn on Positive Pay.

Try it with one payment, or book a short demo and we will walk you through it.

Get startedBook a demo

Have a question? Talk to our team