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Free Financial Calculators

Ready to pay?Get started
Which number are you trying to work out?

Pick a calculator. Get your number.

Planning a loan, a rent budget, or a savings goal? Choose one of the eight calculators below. Each one asks for a few numbers and shows you an estimate. When the plan is ready, ZIL MONEY helps you pay the bills.

  • Eight calculators in one place
  • Enter a few numbers, see an estimate
  • Then pay and track bills in ZIL MONEY
Get startedBook a demo
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Try the loan calculator

Type a loan amount, a rate and a term. The monthly payment updates as you type.

Monthly Payment
$1,267

This is an estimate for planning, not financial, tax, or legal advice.

Planning the money, or paying the bill?

The calculators help you plan. ZIL MONEY helps you pay.

The calculatorsWork out a payment, a budget, or a goal before you decide. Results are estimates for planning.
ZIL MONEYPay vendors, request payments from customers, and keep a record of each one.

Eight calculators. One tap each.

Tap a calculator to open it.

BudgetPlan your monthly income and spending.Open calculator →Credit card payoffSee how long it may take to pay off a card.Open calculator →InvestmentEstimate how your money may grow over time.Open calculator →LoanEstimate a monthly loan payment.Open calculator →MortgageEstimate a monthly home payment.Open calculator →RentSee how much rent may fit your income.Open calculator →RetirementSee how much you may need to set aside.Open calculator →SavingsSee how a savings goal may add up.Open calculator →

Works with the tools you already use.

Connect your accounting tools and more. See all integrations

QuickBooks OnlineQuickBooks DesktopXeroZoho BooksFreshBooksSage Business Cloud AccountingOracle NetSuiteMicrosoft Dynamics 365WaveBill.comOdooSalesforceHubSpotZapierSlack

Which question brought you here?

Find your question. Open the calculator that answers it.

How much rent can I afford?

Open the rent calculator. Enter your income and see what rent fits. Use it before you sign a lease.

What will this loan cost each month?

Open the loan calculator. Enter the amount, the rate, and the term. See the monthly payment.

What would a home payment look like?

Open the mortgage calculator. See a monthly estimate for a home loan, including taxes and insurance.

How long until I hit my savings goal?

Open the savings calculator. Try different monthly amounts and see how the goal date moves.

Am I saving enough to retire?

Open the retirement calculator. See how much you may need to set aside to retire comfortably.

How long to pay off my credit card?

Open the credit card payoff calculator. Enter your balance and a monthly payment. See how long it takes.

I am not always at my desk.

Use your phone or tablet. Do it from anywhere.

From question to answer in four steps.

Go in order.

1

Pick your question

Choose budget, loan, mortgage, rent, savings, retirement, investment, or credit card payoff.

2

Open the calculator

Tap its name above. It opens on its own page.

3

Enter your numbers

Fill in the fields. Try a few different numbers.

4

Read the estimate

Use it to plan. Then take care of the bills in ZIL MONEY.

Easy to learn. Quick to help.

In their own words, from businesses that use ZIL MONEY.

Rachel Ruiz, Business Strategy Manager at Lennar Title

“Working with ZIL MONEY has been such a great experience.”

We use their platform to create and send eChecks to multiple parties, and it’s been incredibly smooth and efficient. Anytime we have a question or run into an issue, their team is quick to respond and always helpful.

Rachel RuizBusiness Strategy Manager, Lennar Title
Mike S. of Experity

“ZIL MONEY has been a game-changer for our business!”

Their payment support is top-notch, quick, reliable, and always ready to assist with any questions we have.

Mike S.Experity
Cory Edwards, Owner of Edwards Holdings Realty

“The most helpful part is that ZIL MONEY can be used by everyone.”

It’s very easy to navigate. The user interface is very easy to learn. It solves the problem of having various accounting software separately and unable to integrate.

Cory EdwardsOwner, Edwards Holdings Realty

Common questions

What calculators are here?
Eight: budget, credit card payoff, investment, loan, mortgage, rent, retirement, and savings.
Where do I find each calculator?
Tap its name in the list on this page. Each one opens on its own page.
Are the results exact?
No. They are estimates for planning, not financial, tax, or legal advice.
Do the calculators move any money?
No. They only do math on the numbers you enter. ZIL MONEY is where you pay and request payments.
What does ZIL MONEY do?
It helps a business pay vendors, request payments from customers, and keep records of both.
Which calculator is best for a business owner?
The budget and loan calculators suit most owners. The credit card payoff calculator helps if you carry a balance.
Where does the money come from?
You choose. Depending on how your account is set up, you can pay from a bank account, your wallet, or a credit card.
Does it work with QuickBooks?
ZIL MONEY connects with QuickBooks, Xero, Zoho, and other accounting tools, so your payments and books stay in sync.

Plan with the numbers. Pay with ZIL MONEY.

Open an account, or book a short demo and we will show you around.

Get startedBook a demo

Have a question? Talk to our team