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How long to reach your goal?

Savings calculator. See when you reach your goal.

Enter your goal, what you have saved, and what you add each month. See how long it may take to get there.

Open the calculator

Results are estimates for planning only. They are not financial, tax, or legal advice.

Four steps to your timeline.

Fill in the form. Read the result.

1

Set your goal

Enter the target amount and the amount you have saved so far. You can also pick a common goal to fill in sample numbers.

2

Add your contribution

Enter how much you add and choose Monthly, Every two weeks, or Weekly.

3

Enter the interest rate

Type the yearly interest rate. You can also set an annual increase, which raises your contribution a set percent each year.

4

Read the result

See the time to reach your goal, the target date, a progress bar, a breakdown, and milestones.

How the estimate works.

The calculator starts with what you have saved. Each month it adds your contribution, then adds one month of interest. It uses your yearly rate divided by 12. It repeats until the balance reaches your goal, and it stops at 50 years.

If you set an annual increase, your contribution goes up by that percent once a year. The breakdown shows your current savings, the contributions you add, the interest earned, and the final amount.

The milestones use the same method as the main result. Weekly and every-two-weeks amounts are turned into a monthly amount before the calculation.

Common questions

What does the calculator tell me?
It shows how many years and months it may take to reach your savings goal. It also shows a target date, your total contributions, and the interest earned.
Do I need to enter my email?
No. The calculator opens right away and does not ask for your email.
What is the annual increase?
It is a percent that raises your contribution once a year. Use it if you plan to save more over time. Set it to 0 to keep your contribution the same.
What if I have already reached my goal?
If your savings are equal to or above your target, the calculator says the goal is already reached.
What are the common savings goals?
They are four quick starts: Emergency Fund, Dream Vacation, House Down Payment, and New Car. Each fills in a goal, current savings, and contribution that you can change.

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