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Disclaimer          Terms & Conditions          Privacy Policy          Cookie Policy          2026 © Zil Money. All rights reserved.

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Zil Money is a financial technology company and not a bank. Banking services are provided by participating partner banks. FDIC insurance coverage is available only on eligible deposits and subject to applicable limits and requirements.

“Zero fees,” “Pay $0,” “Get Started Free,” and similar no-fee claims apply only to qualifying accounts and eligible transactions. To qualify for certain no-fee services, customers must maintain a minimum average wallet balance of $10,000 as required under the Wallet Deposit Policy. Accounts that do not meet applicable eligibility requirements may be subject to fees. See the Fee Schedule and Terms & Conditions for details.

Cash-back rewards are available only on qualifying transactions and are subject to eligibility requirements, program rules, and change without notice.

Payment speed claims, including “instant,” “same-day,” and “within minutes,” apply only to eligible transactions and may vary based on payment rail availability, banking partner cut-off times, recipient financial institution processing, compliance reviews, fraud prevention measures, network availability, and other factors.

All products and services are subject to applicable laws, regulations, and the Zil Money Terms & Conditions.