Why a Check Draft Could Be Your Business’s Best Friend 

May 3, 2025 | Check Draft

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Handling payments while you’re busy running your business can be like a tightrope act. You need everything to go quickly, but old-fashioned payments can hold you back at times. That’s where a check draft comes in as a complet  game changer. A check draft lets you collect or send payments faster, without waiting for physical checks or even asking the payer to do anything. And the best part? Zil Money makes it super easy to create, send, and track check drafts all in one place. 

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What is a Check Draft, Anyway? 

Let’s break it down real simple. 

A check draft is a kind of payment where you, as the payee, are allowed to create a check from your customer’s bank account—with their permission, of course. They don’t have to write it themselves or even sign it physically. 

It’s like telling the bank, “Hey, this person agreed to pay me this amount. Here’s their info. Please process it.” 

And boom—payment moves forward. 

Why More Businesses Are Turning to Check Drafts 

Imagine this: 

You’ve done the work, sent the invoice, and now you’re just waiting… and waiting… for the check to arrive by mail. Weeks go by. Stress builds. Sound familiar? 

Now, with a check draft, you skip all that drama. 

Here’s why small businesses are loving check drafts: 

  • Faster access to funds: No mailing delays. No lost checks. 
  • Fewer excuses: Customers can’t say, “Oh, I forgot to mail it.” 
  • More control: You initiate the payment once you get authorization. 
  • Simple record-keeping: Everything’s trackable and organized. 

In today’s hustle culture, every day counts. Waiting two weeks for a check just doesn’t cut it anymore. 

How Zil Money Makes Check Drafts Easy 

Okay, here’s the secret sauce. Zil Money isn’t just any platform. It’s built for busy folks like you, who don’t have time for complicated stuff. 

Here’s how Zil Money makes life easier: 

  • Easy Draft Creation: Fill out a few fields, upload authorization proof, and generate the draft. 
  • No Printer Needed: You don’t even have to print it if you don’t want to—you can send it electronically. 
  • Security First: Zil Money uses top-grade encryption and fraud detection tools, keeping your transactions safe. 
  • Multiple Payment Methods: Not just drafts. ACH, wire transfer, virtual cards—you name it, the platform offers it. 
  • All-in-One Dashboard: You can manage invoices, drafts, customer details, and payments from one clean, friendly screen. 

Basically, it’s like having a whole accounting team… without the scary bills. 

Why Check Drafts Beat Traditional Checks 

Let’s be honest. Traditional checks feel… ancient. 

Waiting on the post office, dealing with bounced checks, wasting time reconciling—ugh. 

Compare that to check drafts: 

Traditional Checks  

Check Drafts 

Mailing delays   Immediate processing 
Risk of lost mail   Sent digitally 
Requires payer action   You initiate payment 
Manual tracking  Auto-tracked by Zil Money 

And if something ever goes sideways, you’ve got full transaction records to back you up. That’s peace of mind you can’t put a price on. 

When Should You Use a Check Draft? 

Honestly? Almost anytime you want faster payments. 

Some examples: 

  • Service businesses (cleaning, repairs, landscaping) 
  • Consultants (marketing, IT, business advisors) 
  • Membership payments (gyms, clubs) 
  • Ongoing vendors (like wholesalers or suppliers) 

If you have ongoing trust with a client or customer, and you’re tired of chasing down payments, a check draft could save your sanity. 

Quick Heads-Up: Get Permission First 

It’s super important to note: you must have your customer’s authorization. Whether it’s a signed agreement, recorded phone consent, or email approval—make sure you’re covered. 

Zil Money lets you attach proof right when you create the draft, keeping everything neat and compliant. 

Check Drafts + Zil Money = A Smarter Way to Get Paid 

If you’ve been battling late payments or slow cash flow, it’s time to rethink your strategy. A check draft lets you take charge of your receivables without waiting around for customers to find a pen and envelope. And honestly, why stress when you can automate? 

Zil Money makes it so easy, safe, and quick to generate and track check drafts that you’ll wonder how you ever got by without it. 

Ready to level up your payments? 

Start using check drafts with Zil Money today—and watch how smooth things get! 

Get in Touch

(408) 775-7720

Make a call directly with our customer support team to make it instantly.

support@zilmoney.com

Mail to us to solve any queries you have with ZilMoney.

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Po Box 6543, Tyler TX 75711

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