The Best Bill.com Alternative for Smarter Business Payments 

Jun 19, 2025 | Bill.com Alternative

Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnership with FDIC member banks Texas National Bank. Customers are not directly insured by the FDIC - but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.

SOC1  SOC2   GDPR  PCI DSS   ISO 27001   ISO 20000  ISO 9001   CCPA  NIST 800 53HIPAA

Bill.com Alternative Showing a Business Owner Working on a Laptop, Representing Flexible Payment Options Like ACH, Checks, Wire, and Credit Card.

Looking for a Bill.com alternative that doesn’t lock you into one way of doing things? Maybe you’re scaling up, juggling multiple vendors, or just tired of waiting days for a payment to clear. You want more flexibility, more payment options, and fewer surprise charges. That’s where Zil Money comes in. 

This isn’t just another tool to move money. Zil Money was built to give small and mid-sized businesses complete control over how they pay bills, employees, rent—even taxes. You don’t need to worry if someone takes cards or only accepts checks. Zil Money has a way to get them paid. 

Click Here To See Interactive Demo⬇

One Dashboard for Everything 

Zil Money is designed to help business owners stay in charge of every dollar—whether you’re paying vendors, employees, or rent. Everything lives on one dashboard, so you don’t have to jump between different tools to get work done. 

You can: 

  • Pay vendors by ACH, wire, or eCheck 
  • Print and mail checks 
  • Send virtual cards for online payments 
  • Fund payroll—even with your credit card 
  • Track every transaction in real time 

Whether you’re at your desk or on the move, Zil Money keeps your finances moving with you. 

Multiple Ways to Pay—Your Way 

Zil Money gives you more payment choices, so you can work with any vendor, no matter their preference: 

  • ACH TransfersPerfect for fast, affordable payments. Set them up one-time or recurring. 
  • Wire Transfers – Great for large or urgent payments. Domestic and international supported
  • eChecks – Send secure, trackable digital checks by email. 
  • Check Printing – Print checks instantly using blank stock paper and any printer. 
  • Virtual Cards – Control online spending, assign cards per person or department. 
  • Pay by Credit Card – Pay vendors even if they don’t take cards. The platform sends the funds as ACH, wire, or check. 

You choose how you want to pay. Zil Money makes it happen—quickly and securely. 

Smart Payroll Options, Too 

Payroll doesn’t wait. Zil Money lets you cover payroll using your credit card if needed. This is a lifesaver during cash flow dips or slow receivables. 

Upload or import your payroll summary from your accounting software. Zil Money funds your connected payroll account instantly. Your team gets paid on time, and you keep things running smoothly. 

Save Time and Cut Costs 

Let’s talk numbers. Traditional check ordering or rigid payment platforms can get expensive fast. But Zil Money keeps things affordable 

  • Save 80% of check printing costs by printing your own checks 
  • No hidden costs to surprise you later 

It’s designed to grow with your business—not hold you back. 

Design & Print Checks Instantly 

No need to wait for pre-printed checks anymore. With Zil Money: 

  • Print checks from home or office 
  • Use blank check paper from any office supply store 
  • Add your logo, branding, or background 
  • Choose from business, personal, or payroll templates 
  • Print one or one hundred—whenever you need them 

You stay in control, and your checks look professional every time. 

Connects with 22,000+ Banks and Accounting Software 

Zil Money makes setup easy. The platform is connected with over 22000 financial institutions in the U.S and Canada. You can link multiple checking accounts, as well as top accounting platforms like QuickBooks, Xero, and Zoho. 

Import bills, checks, or invoices in seconds. Sync everything in real time. Whether you’re updating vendor payments or reconciling at month-end, it’s all smooth and synced. 

Built for Security, Backed by Compliance 

Security isn’t optional—it’s a requirement. Zil Money meets top industry standards: 

  • SOC 1, SOC 2, PCI DSS, ISO 27001, HIPAA, GDPR compliant 
  • Secure API integrations for automation 
  • Positive Pay support to prevent fraud 
  • Role-based permissions for team access control 

Your money is safe, your data is secure, and your peace of mind stays intact. 

A True All-in-One Payment Platform 

Here’s everything you get with Zil Money in one place: 

✅ Pay vendors and employees via ACH, wire, check, or card 

✅ Print and mail checks instantly 

✅ Link multiple bank accounts 

✅ Import bills and pay in bulk 

✅ Send secure payment links 

✅ Fund payments with your credit card 

✅ Customize check designs 

✅ Integrate with accounting and payroll tools 

A Bill.com Alternative Built Around You 

You don’t need to settle for a one-size-fits-all solution. If you’re looking for a Bill.com alternative that’s more flexible, more affordable, and made for business needs, Zil Money is the one to try. 

From check printing and eChecks to ACH, wire transfers, and virtual cards—Zil Money gives you full control over your financial flow. Sign up today or book a free demo to see how much smoother payments can be.

Get in Touch

(408) 775-7720

Make a call directly with our customer support team to make it instantly.

support@zilmoney.com

Mail to us to solve any queries you have with ZilMoney.

111 N Market St, San Jose, CA 95113

Po Box 6543, Tyler TX 75711

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