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Checking Account

Checking Accounts is essential for businesses to make frequent transactions. The platform offers a checking account tailored for small business payment needs. Open free checking accounts with Zero monthly maintenance fees, and Zero minimum deposits. Users can enjoy hassle-free and quick money transfers, ACH, checks, and wire transfers. They can also easily access their accounts anywhere on the platform.

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Getting Started
Getting Started

Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnerships with FDIC member banks Texas National Bank and Lincoln Savings Bank. Customers are not directly insured by the FDIC - but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.

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Free Checking Account

Multiple Checking Account

Businesses can efficiently manage funds with Zil Money by creating multiple checking accounts, simplifying financial management. This platform enables you to handle both personal and company expenses effectively. With multiple accounts, you can allocate payments to specific purposes, optimizing financial control and management.

Features at Your Fingertips

From accounts payable and receivable functionalities to comprehensive online payment and beneficial integrations, Zil Money can meet the payment management requirements of all types of businesses.

Check Printing

Check Printing

Drag and drop to instantly create checks & print using any printer.

Pay By Credit Card

Pay By Credit Card

Use credit cards even when your vendors don't accept them.

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Fund Payroll By Credit Card

Use your credit card to pay employees.

ACH Payment

ACH Payment

Make one-time or recurring ACH/RTP payments in one click.

Wire Transfers

Wire Transfers

Send money electronically from one financial institution to another.

Bill Pay

Bill Pay

Pay & schedule bills, managing supplier payments & reducing risk.

Digital Checks

Digital Checks

Digitize paper checks and make your payments via email or text.

Software Integration

Software Integrations

Integrate Zil Money with your accounting and payroll software.

Payment Link

Payment Link

Create & send a secure URL  to make online payments.

Secured Transactions

With the online payment platform, you can make quick and secure transactions from home. Automated processes ensure the safety of all your payments. Zil Money uses state-of-the-art security features to protect your financial information. The platform also conveniently manages everyday transactions and reconciles bank accounts. Integration with over 22,000 banks and financial institutions in the US and Canada helps prevent fraud.

Online Payments
Free Checking Account

All In One Solution

You can easily make international and domestic payments from the comfort of your home or office. The cloud-based platform offers secure international and domestic wire transfers with low fees. Users can also choose from various payment methods, such as ACH, checks, payment links, etc.

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Cash Flow Management

Zil Money’s easy-to-use platform helps businesses manage cash flow effectively. It allows users to track cash flow, set up regular payments, receive automatic payment reminders, and generate financial reports. With Zil Money, you can simplify financial management and enhance financial security.

Online Payments

FREQUENTLY ASKED QUESTIONS

Frequently Asked Questions(FAQ)

What is a checking account?

A checking account is your go-to bank account for everyday transactions like withdrawals, deposits, purchases, and bill payments. With Zil Money's free checking account, you can access your money more easily than ever.

Which checking account is best?

Zil Money offers the best free checking accounts with no monthly fees or minimum balance requirements. Open your free account today! Send ACH, Wire transfer, eChecks, mail checks, payment links, and more.

What is a checking account used for?

A checking account is essential for daily business activities, allowing deposits, withdrawals, purchases, bill payments, and check writing. You can open a free checking account with Zil Money easily.

Checking Account vs Savings Account

A checking account is designed for everyday transactions, offering easy access to funds through checks, cards, and online transfers. In contrast, a savings account is intended for storing money over a longer term, typically providing higher interest rates but limiting the number of withdrawals. Both accounts serve different financial needs, with checking accounts catering to daily spending and savings accounts helping with future financial goals.
Zil Money - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year

PRECIOUS REVIEWS FROM

OUR CUSTOMERS

 

Vendor Management: Easily handle bill payments, instant check printing and mailing, invoicing, positive pay, and access User/API features across various platforms.

User-Friendly Interface: Zil Money's interface is intuitive and easy to navigate, making it accessible for users of varying technical proficiency.

Ana

 

Ease of deployment and use. Normally, a switch like this is both time-consuming and confusing, but in this case, it was super easy.

Jennifer

 

The dashboard and the customer support are amazing! Never has a company been there like Zil Money and answered all my questions before letting me go. Thank you.

Stephanie

 

I love that I am able to process payments and do ACH transfers very easily.

Ardinay

 

1M+

Online Business Accounts

91B+

Transactions Processed

16M+

Checks Processed

Solutions

Account Payable

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Print Checks

Mail Checks

EChecks

Invoice Automation

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Account Receivable

Request Payment

Send Payment Links

Check Draft

Invoice Automation

Receive ACH

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Developer

Integrations

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Create Checks From PDF

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2025 © Zil Money. All rights reserved.

Terms & Conditions

Cookie Policy

Disclaimer

Privacy Policy

Terms & Conditions

Cookie Policy

2025 © Zil Money. All rights reserved.

Disclaimer           Terms & Conditions          Privacy Policy          Cookie Policy           2025 © Zil Money. All rights reserved.

Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnerships with FDIC member banks Texas National Bank and Lincoln Savings Bank. Customers are not directly insured by the FDIC – but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.

Some payment services for U.S. customers are provided through Airwallex US, LLC (NMLS #1928093). Click here for more information.

Some payment services are provided through Airwallex US, LLC (NMLS #1928093). Airwallex is licensed or authorized to do business as a money transmitter in most states. Customers in each respective state can click here for information about filing complaints about Airwallex’s money transmission or currency exchange products and services and here for customer support.