Alternative Alternative streamlines transactions with various payment options, including checks, eChecks, check drafts, mail checks, virtual card payments, ACH, wire transfers, credit card payments, international payments, and payment links, simplifying financial processes. Users can easily import bills and invoices, making payments a seamless experience and effectively resolving financial challenges.

Zil Money is a financial technology company, not a bank or an FDIC member. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

We are not associated with All mentions are for informational purposes only.

Pay Your Payroll with Credit Card

Seamlessly run any payroll with our cutting-edge credit card solution

Happy Customers

New Customers a Week

Transactions Per Week

Why Zil Money?

All-In-One Platform

Zil Money is a comprehensive financial management platform for individuals and businesses. It offers an all-in-one solution for payroll, expense tracking, check creation and printing, and account reconciliation. Unlike Bill com, Zil Money users can access additional features such as eChecks, custom check design, check mailing, API integration, in-house check printing, and various business tools like shipping labels and group SMS. With the cloud-based platform, businesses can save time and money while effectively managing their finances in one convenient and efficient platform.

Features at Your Fingertips

From accounts payable and receivable functionalities to comprehensive online payment and beneficial integrations, Zil Money can meet the payment management requirements of all types of businesses.

Check Printing

Check Printing

Drag and drop to instantly create checks & print using any printer.

Pay By Credit Card

Pay By Credit Card

Use credit cards even when your vendors don't accept them.

ACH Payment

ACH Payment

Make one-time or recurring ACH/RTP payments in one click.

Wire Transfers

Wire Transfers

Send money electronically from one financial institution to another.

Bill Pay

Bill Pay

Pay & schedule bills online, managing supplier payments & reducing risk.

Digital Checks

Digital Checks

Digitize your paper checks and make your payments via email or text.

Software Integration

Software Integrations

Integrate Zil Money with your accounting and payroll software.


Cloud Bank

Open an online checking account with Streamline payment management & save.

Payment Link

Payment Link

Create and send a secure URL for customers to make online payments easily.

Integration with Banks and Accounting Software

Zil Money is integrated with 22,000+ banks and financial institutions in the USA and Canada. The platform lets you connect multiple business bank accounts and seamlessly sync the data with the software. The check printing software supports checks from various banks, such as Bank of America and Chase. Moreover, this cloud-based software integrates with over 20 popular accounting and financial software.

Pay By Credit Cards
Why Zil Money?

Check Printing Software

Zil Money offers multiple payment methods, including ACH, wire transfers, and credit card payments. One of its key features is check payments, which come in various forms like physical checks, eChecks, check drafts, and mail checks. Bill com users may struggle with check payments due to the absence of these features. The check printing software allows users to personalize and print checks conveniently using a printer and blank or plain white paper. This eliminates the need to order preprinted checks, reducing concerns about theft. Printing checks is a cost-effective and more affordable option than preprinted checks.


In total transaction volume


Connected banks & financial institutions


Monthly business users


Total users, and growing

Positive Pay for Checks

Zil Money provides a Positive Pay feature to prevent check fraud. Businesses create a list of approved checks with their banks, which is then compared to all checks sent for payment. The system promptly notifies users of potential scams if suspicious or unauthorized checks appear. This automated Positive Pay process saves time and money and offers protection against fraud, giving businesses greater financial control and peace of mind.

Pay By Credit Cards


Frequently Asked Questions(FAQ)

What is the best free checkbook software?

Zil Money allows you to print checks conveniently from home or office using a regular printer and blank paper. You can personalize these checks by adding logos and your business name and selecting a font style. The platform offers various payment options, including e-checks, mail checks, check drafts, ACH, wire transfers, and more.

Is it safe to send checks in the mail?

Mailing checks with Zil Money is a secure way to send money. You can make checks on plain paper using any printer and then mail them. The platform offers a speedy and safe same-day check mailing service through USPS or FedEx. This ensures that your checks are delivered to the recipient reliably and quickly.

Are eChecks safe?

eChecks provides extra security through electronic encryption, protecting against fraud and safeguarding information from theft. Using Zil Money, you can safely make transactions via eChecks, printable checks, or checks sent by mail.

Bill vs Zil Money

Bill helps with account management, whereas Zil Money is a B2B financial management platform that provides various features to simplify your accounts payable and receivable.
Zil Money - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year




Vendor Management: Easily handle bill payments, instant check printing and mailing, invoicing, positive pay, and access User/API features across various platforms.

I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork.

Frank Czar


Zil Money has made my life easy. Now I can print all the checks on Blank Check Paper and export from my QuickBooks as well. 

Bimal Daftari


I always have to give checks ahead in many situations. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland


I was confused of managing multiple companies as an accountant. I found Zil money then and now everything is just easy.

William Andrews


Total Money Moved

9,520,030,217 +

Total People Paid

1,020,421 +

Total Businesses Satisfied

201,304 +