ACH Transfer

ACH Transfer, or Automated Clearing House transfer, involves electronic funds transfer between banks. As a member of NACHA, which regulates ACH payments, Zil Money offers quick ACH payments through its cloud-based banking platform. With the recurring ACH facility, you can deposit regular payments to your payees or collect direct payments from clients before their due dates.

Zil Money is a financial technology company, not a bank or an FDIC member. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

Pay Your Payroll with Credit Card

Seamlessly run any payroll with our cutting-edge credit card solution

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What Is ACH

ACH Means

ACH, Automated Clearing House, is a U.S. financial network that helps people make electronic payments and money transfers. ACH transfers money from one bank to another over a secure network run by NACHA. When you use Zil Money, you can experience faster ACH processing and other benefits for your business checking account. It processes large amounts of credit and debit transactions in batches. ACH credit transactions include direct deposit, payroll, and vendor payments.

Features at Your Fingertips

From accounts payable and receivable functionalities to comprehensive online payment and beneficial integrations, Zil Money can meet the payment management requirements of all types of businesses.

Check Printing

Check Printing

Drag and drop to instantly create checks & print using any printer.

Pay By Credit Card

Pay By Credit Card

Use credit cards even when your vendors don't accept them.

ACH Payment

ACH Payment

Make one-time or recurring ACH/RTP payments in one click.

Wire Transfers

Wire Transfers

Send money electronically from one financial institution to another.

Bill Pay

Bill Pay

Pay & schedule bills online, managing supplier payments & reducing risk.

Digital Checks

Digital Checks

Digitize your paper checks and make your payments via email or text.

Software Integration

Software Integrations

Integrate Zil Money with your accounting and payroll software.


Cloud Bank

Open an online checking account with Streamline payment management & save.

Payment Link

Payment Link

Create and send a secure URL for customers to make online payments easily.

One-Stop Solution

Zil Money’s free business checking account provides banking services to meet all your business needs. The platform allows you to manage employee costs with customizable cards, manage paychecks, and manage invoices and bills. You can also instantly design and print your business and personal checks with the platform.

One Stop Solution
ACH Transactions

ACH Transactions

Zil Money offers ACH, allowing easy and secure money transfers between bank accounts. It is perfect for managing payroll, vendor payments, and bills. By eliminating manual processing and errors, it offers faster and more accurate transactions than paper checks. With strong encryption, authentication, and a user-friendly interface, Zil Money enables companies and individuals to handle ACH transfers efficiently and safely.


In total transaction volume


Connected banks & financial institutions


Monthly business users


Total users, and growing

Same Day ACH

Same-day ACH transactions offer a fast, efficient, and simple payment method that facilitates real-time payments, reducing traditional banking delays and improving cash flow. Zil Money’s Same Day ACH streamlines transactions, cuts costs, and helps businesses manage their finances smoothly. Same Day ACH is best for conventional banking methods because of its speed, ease of use, security, and cost-effectiveness.

ACH vs Wire


Frequently Asked Questions(FAQ)

What is ACH?

ACH stands for Automated Clearing House. It is the U.S. financial network to make electronic payments and money transfers. You can experience faster ACH processing on Zil Money’s cloud-based banking platform and other benefits for your business checking account.

What is ACH transfer?

ACH transfer is electronic bank-to-bank payments in the United States that go through the ACH network (Automated Clearing House). Funds move from one bank to another with the help of a centralized system that directs funds to their destination. The National Automated Clearing House Association (NACHA) controls ACH transfers. With our recurring ACH facility on Zil Money’s cloud-based banking platform, you can make regular payments to your payees or collect payments from clients before due dates.

How long does ACH transfer take?

Typically, an ACH transfer is delivered and settled in one to two business days. Zil Money’s cloud-based banking platform, an official member of NACHA, offers customers the same business-day ACH transactions on its platform.

ACH Transfer vs Wire

The main difference between ACH and wire transfer is that wire transfer can only push money. At the same time, ACH is used to both push and pull money. ACH typically takes longer to credit than a wire transfer, which transfers bigger sums of money. Wire transfer has a higher transaction fee percentage than ACH transfer. According to your business deal and cash flow needs, pay & get paid in your way by ACH, direct deposit, printable check, or international wire transfer on Zil Money’s cloud-based banking platform.
Zil Money - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year




Vendor Management: Easily handle bill payments, instant check printing and mailing, invoicing, positive pay, and access User/API features across various platforms.

I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork.

Frank Czar


Zil Money has made my life easy. Now I can print all the checks on Blank Check Paper and export from my QuickBooks as well. 

Bimal Daftari


I always have to give checks ahead in many situations. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland


I was confused of managing multiple companies as an accountant. I found Zil money then and now everything is just easy.

William Andrews


Total Money Moved

9,520,030,217 +

Total People Paid

1,020,421 +

Total Businesses Satisfied

201,304 +