Same Day ACH

Same Day ACH is a fast payment option that allows you to transfer funds to all bank accounts in the U.S. on the same day. Businesses and consumers can send and receive payment-related information via the ACH Network. Zil Money same-day ACH is a faster and less expensive option to send and receive payments. Say Goodbye to traditional methods that take up to 5 days before the funds are transferred. With Same Day ACH, you can have funds available on the same day.

Zil Money is a financial technology company, not a bank or an FDIC member. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

Happy Customers

New Customers a Week

Transactions Per Week

It’s Easier Than You Think

You can enjoy benefits in various ways using Zil Money’s same-day Automated Clearing House. Get more frequent and accurate information about your available account balance every day. With the same-day ACH debits, you can make easier on-time bill payments and faster crediting to move money between accounts at different financial institutions. Business-to-business payments will also be processed faster, resulting in faster invoices and payment processing.

Same Day ACH

Features at Your Fingertips

From accounts payable and receivable functionalities to comprehensive online payment and beneficial integrations, Zil Money can meet the payment management requirements of all types of businesses.

Check Printing

Check Printing

Drag and drop to instantly create checks & print using any printer.

Pay By Credit Card

Pay By Credit Card

Use credit cards even when your vendors don't accept them.

ACH Payment

ACH Payment

Make one-time or recurring ACH/RTP payments in one click.

Wire Transfers

Wire Transfers

Send money electronically from one financial institution to another.

Bill Pay

Bill Pay

Pay & schedule bills online, managing supplier payments & reducing risk.

Digital Checks

Digital Checks

Digitize your paper checks and make your payments via email or text.

Software Integration

Software Integrations

Integrate Zil Money with your accounting and payroll software.


Cloud Bank

Open an online checking account with Streamline payment management & save.

Payment Link

Payment Link

Create and send a secure URL for customers to make online payments easily.

Cross Platform Support

Cross Platform Support

Use the application on your desired platforms. Install the application on your mobile devices and enjoy the features anytime. A user-friendly platform to manage all your financial aspects under one roof from your smart devices.

ACH Payment Definition

ACH (Automated Clearing House) payments are taken directly from the customer’s bank or savings account when making an electronic payment. A secure system run by NACHA (National Automated Clearing House) is used to send ACH payments across a network from one financial institution to another. To enable money transfers between banks, the ACH Network functions as a financial center.

ACH Payment Definition


In total transaction volume


Connected banks & financial institutions


Monthly business users


Total users, and growing

Pay and Get Paid Faster

Pay and Get Paid Faster

With the help of Zil Money, businesses and consumers can pay and receive funds more quickly utilizing a variety of payment methods. By using Zil Money, you may accept payments by ACH, wire transfers, printed checks, eChecks, and RTP, giving you a better receiving experience. On this comprehensive platform, the payment process is streamlined, making it easier and more time-efficient for you to manage your funds. By using a digital check writer, you may avoid the headache of waiting for checks to clear or dealing with complex payment systems. You’ll be able to save time this way.


Frequently Asked Questions(FAQ)

What is same day ACH?

Same Day ACH is a faster payment option that allows businesses and consumers to send and receive payments and payment-related information on the same day via the ACH Network. Zil Money offers same-day ACH transfers at a low transaction fee.

What is ACH?

The Automated Clearing House network, or ACH, is a network that allows money to be transferred electronically between bank accounts in the United States. It is managed by Nacha, formerly the National Automated Clearing House Association (NACHA). Zil Money offers same-day ACH transfers at a low transaction fee.

How does ACH transfer work?

ACH transfers are electronic money transfers that are used to transmit funds between US bank accounts. The transfer is started by the sender, sent to the recipient's bank using the ACH network, and settled between the two banks. Once the transfer is finished, a notification is delivered to both parties. With the help of Zil Money you can transfer funds using ACH easily.

Same Day ACH vs Wire Transfer

Same Day ACH can be used for emergency payrolls, last-minute bill payments, insurance claims, disaster avoidance payments, refunds, and other purposes. Wire transfers are frequently used when bank transfers must be made immediately and are not easily reversed. Zil Money offers same-day ACH and wire transfers at a low transaction fee.
Zil Money - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year




Vendor Management: Easily handle bill payments, instant check printing and mailing, invoicing, positive pay, and access User/API features across various platforms.

I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork.

Frank Czar


Zil Money has made my life easy. Now I can print all the checks on Blank Check Paper and export from my QuickBooks as well. 

Bimal Daftari


I always have to give checks ahead in many situations. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland


I was confused of managing multiple companies as an accountant. I found Zil money then and now everything is just easy.

William Andrews


Total Money Moved

9,520,030,217 +

Total People Paid

1,020,421 +

Total Businesses Satisfied

201,304 +