If you’ve ever lost sleep over delayed payments, burned cash on wire fees, or chased down a missing check, you’re not alone. But in 2025, there’s a better way—and it’s already changing how businesses move money. Payment by ACH isn’t just gaining popularity—it’s rewriting the rulebook on financial efficiency in the U.S.
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The Real Shift!
In Q2 of 2025 alone, ACH payments reached a jaw-dropping $23.3 trillion in value—up 7.9% from last year—with 8.7 billion payments processed in just three months. And at the center of this shift is Zil Money, offering businesses a faster, more affordable, and fully compliant way to make payments that matter.
The True Cost of Sticking with Old-School Payment Methods
Let’s talk about what traditional payments are really costing you.
- Wire transfers are fast—but they come at a price. Businesses spend huge amounts per transfer on average.
- Paper checks? Slower than snail mail, riddled with risks, and surprisingly expensive once you factor in printing, postage, processing time, and fraud exposure.
- Manual workflows eat up your team’s time and leave room for error—especially when payments get lost, delayed, or duplicated.
Now compare that with ACH transfers, which average just $0.26 to $0.50 per transaction. Multiply that by every vendor, payroll run, and recurring bill—and the savings become too big to ignore.
Why ACH Is Winning the Market in 2025
It’s not just hype—ACH is dominating the U.S. payments space. In 2024 alone:
- The ACH Network processed 33.6 billion payments totaling $86.2 trillion.
- Same Day ACH saw a 45.3% spike as businesses leaned into faster settlements.
- B2B transactions—the fastest-growing segment—jumped 11.6%, proving that companies are finding strategic value in going digital.
Meanwhile, internet-initiated payments rose by 8.4%, and person-to-person payments climbed nearly 18.8%, showing just how quickly digital habits are replacing legacy systems across the board.
Zil Money: The Smart Way to Do ACH
Zil Money isn’t just riding the ACH wave—it’s leading the charge. Being an official NACHA member, the platform is secure, scalable, and built with compliance at its core.
Here’s what you get when you make the switch:
Same-Day ACH Transfers
Send funds today—vendors receive them the same business day. No float. No guessing.
One-Time & Recurring Payments
Set it once, and you’re done. Whether it’s weekly payroll or monthly vendor payments, Zil Money automates the schedule.
Multi-Device Access
ACH at your desk or on the go. Use Zil Money’s desktop portal or mobile app on iOS/Android—wherever you are, your payments follow.
Transparent payment tracking
Know exactly where your money is. Get lively status updates, digital receipts, and confirmation logs for every transaction.
Transparent Pricing
No setup fees. No hidden charges. Just simple, predictable pricing that keeps your costs in check.
Bank-Level Security
All ACH transfers are encrypted and protected. Zil Money follows NACHA’s strictest standards for transaction safety.
Simple, Intuitive Setup
No learning curve. Just enter recipient details—name, routing number, account number, payment type—and you’re good to go.
Thought Leadership: Why ACH Isn’t Optional Anymore
According to the Federal Reserve’s 2024 Business Payments Study, ACH users experience:
- Fewer exceptions and errors
- Reduced manual entry
- Lower payment processing costs
- Improved cash flow management
- Stronger vendor relationships
Want proof? Healthcare payments via ACH grew 11.3% in value in 2024. And even as volume slightly dipped, international ACH payments still saw a 9.1% increase in value. The demand is real, and it’s not slowing down.
Since 2015, ACH volume has grown 74%, with a CAGR of 5.7% in volume and 7.55% in value. These aren’t just statistics—they’re a wake-up call for any business still stuck in the old way of paying.
Stop Overpaying. Start Getting Ahead
Let’s be blunt: every wire transfer or paper check you send is a missed opportunity to save time and money.
With Zil Money, making the switch to ACH isn’t just easy—it’s a strategic move. This platform is designed to meet you where you are and grow with you as you scale.
Ready to Leave Outdated Payments Behind?
Join the 33.6 billion payments processed annually through ACH and let Zil Money simplify your financial operations.
Start your ACH journey with Zil Money—fast, secure, and always within reach.
