Pay Fingercheck Payroll by Credit Card & Stay Liquid!
Keep Cash Flow Intact & Earn Rewards!
Transfer Funds & Run Payroll Smoothly!
Multiple Payout Options for Easy Payroll!
- Better Cash Flow!
- Tax Breaks!
- More Rewards!
- Happy Employees!
- Better Cash Flow!
- Tax Breaks!
- More Rewards!
- Happy Employees!
online business accounts
transaction volume
checks processed
Using Credit Cards to Save Money on Business Expenses
Cash Back Rewards
Earn Cash Back: Credit cards like the Capital One Spark Card offer 2% unlimited cash back, while the American Express Plum Card offers 1.5% unlimited cash back.
Offset Fees: Using a credit card with cash back can partially offset the 2.95% process fee, reducing the effective cost.
Tax Benefits
Tax-Deductible Fees: The 2.95% process fee can be filed as a tax-deductible business expense, offering some financial relief.
Additional Tax Breaks: Depending on the jurisdiction and tax codes, you may be eligible for additional tax breaks for using credit cards for business expenses.
Cash Flow Management
Cash Float Period: Credit cards often provide a 30 to 45-day payment window, allowing businesses to manage their cash flow better.
Utilize Funds: During this period, the funds can be invested in short-term opportunities or other revenue-generating activities.
Floating Revenue from Bank
Float Revenue – Cash Incentive Earnings: The funds in your bank account for 30 to 45 days could earn Cash incentive or be invested in short-term revenue-generating activities.
Capital Utilization: The cash float period allows you to strategically utilize your capital for other pressing needs or investment opportunities.
Detailed Example: Capital One Spark Card
- Process Fee: 2.95%
- Cash Back: 2%
- Tax Break: 0.06%
- Final Fee: 0.35%
- Additional Benefit: 30-45 days of cash flow management and float revenue.
No Cash? No Problem!
✔ Use credit cards and pay payroll without draining your cash reserves.
✔ Keep payroll on schedule even during tight cash flow.
✔ Enjoy financial flexibility with credit-based payroll payments.
Learn To Fund Payroll By Credit Card See The Interactive Demo
Earn Rewards While Paying Payroll!
✔ Earn cashback, points, or miles while covering payroll.
✔ Use your credit limit for payroll without impacting cash flow.
✔ Maximize rewards while keeping your team paid on time.
Why Zil Money!
A technology-first approach to payments and finance
Easy to Access
High Security
Easy Payment
Transfer Funds & Pay Payroll as Usual!
✔ Transfer funds from your credit card to your checking account via ACH, wire, or RTP.
✔ Once funded, run payroll as usual without disruptions.
✔ Avoid delays and insufficient funds—pay employees stress-free.
Choose How You Pay – Flexible Payroll Options!
✔ Beyond funding your checking account, you can also use Zil Money for distributing your payroll.
✔ Pay employees via checks, ACH, wire, virtual cards, etc.
✔ Get full control over your payroll payments with low transaction fees.
FREQUENTLY ASKED QUESTIONS
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