The platform allows you to accept payment by credit card instantly from anywhere.
Waiting around for checks to clear, or chasing down bank transfers, is nobody’s idea of fun. If you’ve ever had a client say, “I’ll pay you Friday,” and then ghost for a week, you know the pain.
But here’s the kicker: you don’t need a fancy merchant account to start taking credit card payments anymore. Yep, seriously. With the platform, you can get paid fast—by card—even if you’ve never set up a merchant account in your life.
So if you’re tired of jumping through hoops to get your money, keep reading. We’re about to change the way you think about payments.
Click Here To See Interactive Demo⬇
What’s a Merchant Account Anyway?
A merchant account is a special type of bank account that lets businesses accept credit and debit card payments. It sounds fancy, but getting one set up usually involves:
- A long application process
- Credit checks
- Waiting days (or weeks!) for approval
- Monthly fees
- Hidden charges
Basically, it’s a hassle. Especially for freelancers, startups, or anyone just trying to keep their hustle alive.
Zil Money Lets You Skip the Middleman
With Zil Money, you can accept credit card payments without ever setting up a merchant account. How? We give you the tools to:
- Create custom payment links (email or text them to clients)
- Get paid instantly from credit cards
- Deposit funds into your digital wallet
- Transfer to your bank anytime you want
No monthly fees. No waiting forever. It’s just you, your customer, and a clean, easy way to get paid.
Why Credit Cards Matter (Even If You Prefer Cash or Bank Transfers)
- Instant payments (no waiting on bank approvals)
- Client flexibility (they get rewards, points, etc.)
- Better chances of getting paid on time
By offering card payments, you’re not just doing yourself a favor—you’re making life easier for your clients, too.
Run Payroll on a Credit Card? Yep—You Can Do That Too
Now here’s something most folks don’t even realize—you can actually pay your employees using a credit card via Zil Money.
If your wallet’s feeling light or you’re in between invoices, you don’t have to delay payroll. The all-in-one platform lets you run payroll directly on your credit card, so your team still gets paid on time—even if you’re waiting for clients to pay you back.
And it gets even better. When you pay payroll using a credit card, you unlock some sweet perks:
No Cash Flow? No Problem
You don’t need to have the money in your account right now. You’re basically using your card as a bridge until your cash flow catches up.
Get Tax Breaks
When you run payroll (or any business expense) through your credit card, you could be lining yourself up for some real tax perks.
- Tax-Deductible Fees: That standard 2.90% processing fee? You can file it as a tax-deductible business expense, which helps you recoup some of the costs come tax season.
- Additional Tax Breaks: Depending on your state, jurisdiction, and current tax codes, you might qualify for even more tax breaks just by using your credit card for eligible business payments.
Score Cashback and Rewards
The platform helps you earn credit card rewards and cashback by running your transactions—like payroll, vendor payments, suppliers, etc., directly through your credit card.
Payment Links: Your New Best Friend
Imagine this: You finish a job. You shoot a quick invoice.
You paste the payment link, and boom—your client taps, pays by card, and you’re done.
Zil Money makes it even easier with:
- Secure payment links you can send by email or SMS in just one click
- The freedom for clients to pay anytime, from anywhere
- Faster transactions that keep your cash flow steady and your operations stress-free
It’s all about convenience—for you and your customers.
You don’t need:
- To set up a complicated online store
- To install any plugins or apps
- A merchant account
Your link is unique. It’s secure. It’s ready in seconds. And it works just like magic.
It’s Secure
Zil Money isn’t just fast—it’s built to keep your money safe.
We’ve locked in top-level compliance:
- SOC 1 & SOC 2 (your financial data’s protected)
- PCI DSS (card payments are encrypted and safe)
- GDPR & HIPAA
- NIST 800-53, ISO 27001 and more
You don’t have to worry about fraudulent transactions. Your info—and your customer’s info—is locked tight.
Accept Payments from Any Device
Whether you’re at home, on-site, or out on the road, Zil Money keeps you connected. Log in from:
- Your phone
- Your laptop
- Your iPad
- The office desktop
You can create, send, and track all your payments in real time.
Still Thinking About It? Here’s the Deal.
If you’re waiting for the “right time” to upgrade your payment game, this is it. You don’t need a merchant account. You don’t need a stack of paperwork. You just need one thing: Zil Money.
And hey—if you’re still on the fence, try the 15-day free trial. No credit card required. Just an email, and you’re in.
