In the startup world, speed is survival. You need to move fast—hire the right people, grab the next opportunity, and pay vendors before your competitor does. But growth eats cash. And if your cash is tied up, your business stalls. Enter the smartest growth hack in the room: Pay by Credit Card—even when your vendors don’t accept cards. Sounds too good to be true? Not anymore.
Click Here To See Interactive Demo⬇
Use Your Card, Pay Anyone
You’ve got vendors who only want a wire. A landlord who takes checks. Payroll that needs ACH. And you’re stuck, right? Not anymore.
Zil Money lets you use your credit card to pay all of them. You swipe, and the platform takes care of the rest—sending the funds as a check in the mail, an ACH transfer, or a wire. You use your card. They get paid their way. This flexibility means you never miss a payment—even when your vendors are stuck in the 90s. It opens the door for smoother vendor relationships and faster deal-making, especially when time-sensitive payments are involved.
Why Smart Businesses Swear by It
Let’s break down why growth-stage businesses are leaning into this strategy hard.
Use Your Card to Pay Anyone
From your landlord to your web developer, your tax preparer to your freelance team—Zil Money lets you pay anyone using your business credit card, even if they don’t accept it directly. It’s like having a universal payment solution at your fingertips.
Keep Your Cash Flow Strong
This might be the biggest win. Credit cards give you an average of 30 days float. That means you can make payments now and pay the credit card company later. That’s up to a month of extra breathing room to reinvest in operations or marketing before parting with actual cash.
No Hassle for the Recipient
Your vendors don’t need to do anything. No registration, no new platform. Zil Money simply pays them the way they’re used to—ACH, check by mail, or wire transfer. They receive the full amount with no deductions or setup needed.
Earn Rewards While You Spend
You’re already spending on payroll, supplies, rent, and more. Why not get rewarded for it? Use a reward-bearing business credit card and earn cashback, points, or travel rewards—just for paying bills you already owe.
Flat, Transparent Fee
Zil Money charges a flat 2.90% fee per transaction. No guesswork, no surprise charges—and yes, it’s tax-deductible as a business expense.
More Than Convenience: It’s Strategic Growth
Paying with your credit card isn’t just about ease—it’s about building a smarter financial foundation.
Extended Grace Periods
Using your card gives you more time to repay without incurring interest. Use that grace period to complete client projects, collect payments, or reinvest into marketing and growth.
Boost Your Business Credit
Every responsible payment strengthens your credit profile. That means better terms and higher limits in the future—fuel for bigger growth moves.
Skip the High-Interest Loans
Why take a short-term loan with 15% interest when you could pay via card and get 30 days interest-free? Avoid financing headaches and still fund operations.
Better Budgeting and Tracking
It’s easier to tag and separate expenses using your credit card statements. Zil Money also let you sync with accounting platforms like QuickBooks, Xero, and Zoho for easy import of payment data.
How It Works (Yep, It’s This Easy)
- Add your vendor’s info—name, address, bank details, or mailing info.
- Select your credit card to make the payment.
- Zil Money sends the funds to your vendor via their preferred method—check by mail, ACH, or wire.
- You earn rewards and keep your cash for up to 30 days (depending on the billing cycle).
No tech headaches. No chasing vendors. Just faster payments and better control over your business spend.
Pay Smarter, Grow Faster
Paying by credit card used to be limited to vendors who accepted it—but not anymore. Zil Money transforms the way you pay by letting you use your credit card to pay anyone, while they receive the funds their way—ACH, wire, or check mail. That means you unlock more working capital, avoid delays, strengthen your financial foundation, and stop leaving rewards on the table.
Just starting out or scaling up fast? This is how smart businesses stay ahead. So don’t let old-school payment limits hold you back. Put your card to work and keep that momentum going. Growth’s waiting—go grab it.
