Fund Justworks Payroll By Credit Card

Fund Justworks Payroll by Your Credit Card and keep things moving.

Transfer credit card funds to your checking account and pay employees in minutes.

Get cash back and rewards with every payroll payment.

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Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnership with FDIC member banks Texas National Bank. Customers are not directly insured by the FDIC - but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.

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Business Banking Redefined – The Lowest Cost, Most Flexible Payment Solutions!

1M+

 

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accounts

91B+

 

transaction
value

16M+

 

checks
processed

Using Credit Cards to Save Money on Business Expenses

Cash Back Rewards

Earn Cash Back: Credit cards like the Capital One Spark Card offer 2% unlimited cash back, while the American Express Plum Card offers 1.5% unlimited cash back.

Offset Fees: Using a credit card with cash back can partially offset the 2.90% process fee, reducing the effective cost.

Tax Benefits

Tax-Deductible Fees: The 2.90% process fee can be filed as a tax-deductible business expense, offering some financial relief.

Additional Tax Breaks: Depending on the jurisdiction and tax codes, you may be eligible for additional tax breaks for using credit cards for business expenses.

Cash Flow Management

Cash Float Period: Credit cards often provide a 30 to 45-day payment window, allowing businesses to manage their cash flow better.

Utilize Funds: During this period, the funds can be invested in short-term opportunities or other revenue-generating activities.

Floating Revenue from Bank

Float Revenue – Cash Incentive Earnings: The funds in your bank account for 30 to 45 days could earn Cash incentive or be invested in short-term revenue-generating activities.

Capital Utilization: The cash float period allows you to strategically utilize your capital for other pressing needs or investment opportunities.

Detailed Example: Capital One Spark Card

  1. Process Fee: 2.90%
  2. Cash Back: 2%
  3. Tax Break: 0.06%
  4. Final Fee: 0.35%
  5. Additional Benefit: 30-45 days of cash flow management and float revenue.
A Man In a Suite Holding a Smartphone Is Cash Flow Holding Your Business Back

Is Cash Flow Holding Your Business Back?

Cash flow issues can delay your ability to pay employees and keep things running smoothly.

Fund your payroll with a credit card to resolve cash flow problems and ensure timely payments every time.

A Man In a Suite Holding a Smartphone Is Cash Flow Holding Your Business Back

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A Man In a Suite Holding a Smartphone Boost Your Credit Score While Paying Payroll

Boost Your Credit Score While Paying Payroll

Late payroll payments or missed bills can hurt your credit, affecting future opportunities.

Use your credit card to fund payroll and build your credit score, all while earning valuable cash-back rewards.

A Man In a Suite Holding a Smartphone Boost Your Credit Score While Paying Payroll

Pay Rent with Your Credit Card – No Hassle

Many landlords avoid accepting credit card payments due to payee charges.

Zil Money Has the Solution – Pay rent using your credit card without payee charges.

The platform will send the payment via ACH, wire, or virtual card, whichever you prefer.

A Smartphone Showing How to Pay Rent with Your Credit Card – No Hassle

Why Zil Money!

A technology-first approach
to payments and finance

Easy to Access

High Security

Easy Payment

A Smartphone And a Laptop Showing Payment Soluton. Access Zil Money Anywhere, Anytime

Access Zil Money Anywhere, Anytime

Work from Anywhere– Whether on your laptop, mobile, or tablet, Zil Money is always at your fingertips.

Manage payroll, rent, and more from any device, anytime, with the user-friendly platform.

A Smartphone And a Laptop Showing Payment Soluton. Access Zil Money Anywhere, Anytime
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Frequently asked questions

FAQ Section
What payroll service allows you to pay with a credit card?
Zil Money is a payment platform that allows you to fund payroll with a credit card. The platform easily syncs with payroll software, allowing users to simplify payroll processes.
How to pay someone with a credit card?
To pay someone with a credit card, simply log into Zil Money, choose Credit Card from the “Pay From” dropdown and choose how the payee will receive the funds - as ACH, wire or check mail. Proceed to fill in the payee details and click on the Send Now button.
Are credit cards payroll deductible?
Yes, credit card payments used for business expenses, including payroll, are generally tax-deductible. This allows you to lower your tax out-go. You can easily fund payroll with a credit card from Zil Money.
Justworks vs Gusto
Both Justworks and Gusto offer robust payroll solutions to businesses. Gusto is a good option for small businesses for enhancing payroll processes while Justworks is a PEO (Professional Employer Organization) service providing extensive HR services. Zil Money connects with both software.

Every Customer Review
is a Story of Trust

"
During a cash shortage while waiting for clients to pay me, Zil Money let me put my payroll on my credit card. It provided a bridge so my business did not suffer. It was super easy to set up and use.