Direct Deposit

Direct Deposit or ACH is one of the most convenient ways to transfer your money. With Zil Money’s cloud-based bank you can carry out the transfer seamlessly. The cloud-based bank support ACH payments, which are regulated by NACHA. Through our recurring ACH facility, you can regularly deposit funds to payees or collect client payments before the due date. 

You can pay and get paid by direct deposit anytime, anywhere through your computers, tablets, or smartphones when you log in to our platform, add your bank account for free. Furthermore, we offer check drafts, checks by mail, and eChecks.


Key figures


New Customers a Week

Transactions Per Week

What Is ACH?

What is ACH?

ACH stands for Automated Clearing House. It is a U.S. financial network that helps people make electronic payments and money transfers. Direct deposit transfers money from one bank to another over a secure network run by NACHA. When you use Zil Money’s cloud-based banking platform, you can experience faster ACH processing and other benefits for your business checking account.

It processes large amounts of credit and debit transactions in batches. ACH credit transactions include direct deposit, payroll, and vendor payments. Similarly, ACH debit transfers contain consumer payments on insurance premiums, mortgage loans, and other bills.


Check Printing

Check Printing

Instantly create and print yourself on any printer. Drag & Drop Design


Pay By Credit Card

Now pay by credit card even if they don’t accept them.

Email Check

Cloud Bank

Open an online bank account with no hidden charges.

Check Mailing

Check Mailing

One-Click Check mailing for $1.25 by USPS/FedEx without leaving your desk.



Send ACH/RTP in one click. Get paid by ACH. Make it one time/recurring


Wire Transfer

Transfer money electronically from one financial institution to other.

Email Check

Email Check

No Printer/Paper? Email a One-time printable & trackable PDF Check.

Digital Check

Digital Checks

Convert paper checks to paperless Digital Checks & send to email/Text.

Check Mailing


Integrate with the top third-party applications.

Deposit Slips

Deposit Slips

Instantly create & print deposit slip of any Bank. Keep track & auto reconcile it

Get Paid Button

Payment Link

Get paid by Button/HTML form on your site or Link to text or email.

Bank Data

Bank Data

Connect & reconcile, Categorize from Any Fina-Institution automatically

Bill Pay/Vendor

Bill Pay / Vendor

Pay Bills Online, Schedule it, Manage suppliers Smart, and reduce risk.



Professional invoicing, email with payment link, track & manage.

User Approver

User / Approver

Role-Based user and approval process. Accountant/Client access.


API / White Label

Interactive developer friendly API. Complete white label solution.

One-Stop Solution

The cloud-based banking platform’s free business checking account provides banking services to meet all your business needs. Manage employee costs with customizable cards, manage paychecks, and manage invoices and bills using the platform. Also, design and print your business and personal checks instantly with Zil Money.

One-Stop Solution


Frequently Asked Questions(FAQ)

What is ACH?

ACH stands for Automated Clearing House. It is the U.S. financial network to make electronic payments and money transfers. You can experience faster ACH processing on Zil Money’s cloud-based banking platform and other benefits for your business checking account.

What is ACH transfer?

ACH transfer is electronic bank-to-bank payments in the United States that go through the ACH network (Automated Clearing House). Funds move from one bank to another with the help of a centralized system that directs funds to their destination. The National Automated Clearing House Association (NACHA) controls ACH transfers. With our recurring ACH facility on Zil Money’s cloud-based banking platform, you can make regular payments to your payees or collect payments from clients before due dates.

How long does ACH transfer take?

Typically, an ACH transfer is delivered and settled in one to two business days. Zil Money’s cloud-based banking platform, an official member of NACHA, offers customers the same business-day ACH transactions on its platform.

ACH Transfer vs Wire

The main difference between ACH/ direct deposit and wire transfer is that wire transfer can only push money. At the same time, ACH is used to both push and pull money. ACH typically takes longer to credit than a wire transfer, which transfers bigger sums of money. Wire transfer has a higher transaction fee percentage than ACH transfer. According to your business deal and cash flow needs, pay & get paid in your way by ACH, direct deposit, printable check, or international wire transfer on Zil Money’s cloud-based banking platform.
Zil Money - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year




Vendor Management: Bill Pay, One Click Check Mailing, Invoicing, Positive Pay, User/Ap Use the application on your desired platforms. Positive Pay, User/Ap, Use the application on your desired platforms.

I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork.

Frank Czar


Zil Money has made my life easy. Now I can print all the checks on Blank Check Paper and export from my QuickBooks as well. 

Bimal Daftari


I always have to give checks ahead in many situations. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland


I was confused of managing multiple companies as an accountant. I found Zil money then and now everything is just easy.

William Andrews


Total Money Moved

9,520,030,217 +

Total People Paid

1,020,421 +

Total Businesses Satisfied

201,304 +