Direct Deposit

Direct Deposit, or ACH, is one of the most convenient ways to transfer money. ACH payment allows you to initiate one-time or recurring payments online at affordable fees easily. With ACH, you can conveniently send and receive money anywhere using computers, tablets, or cell phones. The ACH payment processing typically takes 1-2 business days, ensuring secure and efficient fund transfers.

You can pay and get paid by direct deposit anytime, anywhere through your computers, tablets, or smartphones when you log in to our platform, add your bank account for free. Furthermore, The platform offer check drafts, checks by mail, eChecks, and more.

Zil Money is a financial technology company, not a bank or an FDIC member. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

Happy Customers

New Customers a Week

Transactions Per Week

What Is ACH?

Secured ACH Processing

ACH, or Automated Clearing House, is a U.S. financial network facilitating electronic payments and transfers. It operates securely through NACHA, enabling direct deposit transfers between banks. Zil Money enhances ACH processing speed for business checking accounts.

Features at Your Fingertips

From accounts payable and receivable functionalities to comprehensive online payment and beneficial integrations, Zil Money can meet the payment management requirements of all types of businesses.

Check Printing

Check Printing

Drag and drop to instantly create checks & print using any printer.

Pay By Credit Card

Pay By Credit Card

Use credit cards even when your vendors don't accept them.

ACH Payment

ACH Payment

Make one-time or recurring ACH/RTP payments in one click.

Wire Transfers

Wire Transfers

Send money electronically from one financial institution to another.

Bill Pay

Bill Pay

Pay & schedule bills online, managing supplier payments & reducing risk.

Digital Checks

Digital Checks

Digitize your paper checks and make your payments via email or text.

Software Integration

Software Integrations

Integrate Zil Money with your accounting and payroll software.


Cloud Bank

Open an online checking account with Streamline payment management & save.

Payment Link

Payment Link

Create and send a secure URL for customers to make online payments easily.

One-Stop Solution

Zil Money offers a free business checking account that caters to your business requirements. You can easily handle employee expenses with customizable cards, manage paychecks, and handle invoices and bills on the platform. Additionally, you can instantly design and print both business and personal checks using Zil Money.

One-Stop Solution
What Is ACH?

NACHA Membership

ACH or direct deposits let you electronically pay bills by transferring money directly from your checking or savings account. This secure system, by NACHA, ensures safe and regulated transactions, eliminating the need for physical cash to move money between banks.


In total transaction volume


Connected banks & financial institutions


Monthly business users


Total users, and growing

Advantages of ACH Payment

ACH (Automated Clearing House) is a quick and cost-effective electronic payment system in the US for easy money transfers between bank accounts. Zil Money ensures safety with encryption, making automatic payments and direct deposits secure and convenient at affordable costs. NACHA oversees the widely accepted ACH payments, ensuring smooth operations. Typically, ACH payment processing takes 1-2 business days, but Zil Money offers a quicker same-day ACH payment.

One-Stop Solution


Frequently Asked Questions(FAQ)

What is ACH?

ACH stands for Automated Clearing House, the U.S. financial network for electronic payments and money transfers. You can experience faster ACH processing on Zil Money at affordable costs.

What is ACH transfer?

ACH transfer is a method to move money between U.S. banks electronically using the ACH network. This system, managed by NACHA, ensures funds reach their destination securely. With Zil Money, you can easily schedule recurring ACH payments and same-day ACH.

How long does ACH transfer take?

An ACH transfer is typically delivered and settled in one to two business days. Zil Money offers customers the same business-day ACH transactions.

ACH Transfer vs Wire

ACH and direct deposit can push and pull funds, whereas wire transfers only push money. Wire transfers are faster but have higher transaction fees compared to ACH transfers. Consider your business preferences and cash flow needs when choosing between ACH and wire transfers. Zil Money offers both ACH and wire transfers at affordable costs.
Zil Money - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year




Vendor Management: Easily handle bill payments, instant check printing and mailing, invoicing, positive pay, and access User/API features across various platforms.

I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork.

Frank Czar


Zil Money has made my life easy. Now I can print all the checks on Blank Check Paper and export from my QuickBooks as well. 

Bimal Daftari


I always have to give checks ahead in many situations. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland


I was confused of managing multiple companies as an accountant. I found Zil money then and now everything is just easy.

William Andrews


Total Money Moved

9,520,030,217 +

Total People Paid

1,020,421 +

Total Businesses Satisfied

201,304 +