The Costco Checks Alternative – A Smarter, Faster Way to Handle Payments

Mar 24, 2025 | Check Printing

Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

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Buying checks from third parties might seem like a great deal—bulk pricing, a familiar brand, and easy ordering. But let’s be honest for a second. How many times have you waited too long for your checks to arrive? Or realize too late that you’ve run out and need more right now? Here’s the thing: small business owners don’t have the luxury of waiting. When payroll is due, or a vendor needs to be paid, delays can strain relationships and create stress. If you’ve relied on pre-printed checks and faced these struggles, it might be time to consider —Zil Money, the smarter Costco checks alternative.

When Business Gets Busy, So Do Your Check Needs

Imagine managing a growing service business like landscaping, retail, healthcare, or food service, you have people to pay and bills to settle. Checks still matter. Vendors often prefer them. Some employees rely on them. And at the end of each week or month, your ability to print and send checks—quickly and correctly—can mean the difference between smooth operations and stressful delays.

Now imagine being out of checks a day before payroll. You ordered more last week, but they haven’t arrived. Or worse, the ones that did have incorrect information and formatting problems. To correct the issue is to reorder, wait, and apologize for delays to vendors or employees. Not good.

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On-Demand Check Printing from Anywhere

Zil Money eliminates the wait. With only a computer, internet connection, stock blank checks, and an ordinary printer, checks can be printed in an instant—any time, from anywhere. No more orders in bulk. No more space issues. And no more waits.

This isn’t about speed—it’s about flexibility. You can print a single check or hundreds. You can fix errors in seconds and reprint right away.

Fully Customizable Checks That Reflect Your Brand

A generic check with minimal personalization may work, but it doesn’t leave an impression. Zil Money allows full customization with its drag-and-drop check designer. Upload a logo, choose fonts, set background images, and add branding elements that reflect your business personality.

Seasonal check themes, clean professional styles, or something playful—whatever fits your business, you can design it with ease. And the best part? No design experience needed.

Save Money While Gaining Control

Ordering checks from third-party suppliers often requires large quantities. But what if your business changes addresses or bank accounts? Those preprinted checks become useless.

With Zil Money –

  • There’s no need to order in bulk.
  • You save nearly 80% by using blank stock paper.
  • There’s no risk of checks becoming obsolete.
  • You avoid storage hassles and reduce the risk of theft or loss.

You’re not just saving money—you’re eliminating stress and giving yourself more control.

Built-In Security and Peace of Mind

Check fraud is a growing concern. Manually tracking canceled or voided checks can be a mess. Zil Money simplifies it.

The platform integrates with over 22,000 financial institutions in the U.S. and Canada. It also supports Positive Pay, a security tool that verifies check details with your bank before they’re processed. Fraud detection becomes proactive—not reactive.

When you cancel a check, your bank is notified instantly. No more phone calls or waiting in line to update your records.

    One Platform. Multiple Payment Options

    Zil Money goes beyond checks. It’s an all-in-one payment platform that supports:

    • ACH Transfers for routine vendor or contractor payments.
    • Wire Transfers for large, urgent transactions.
    • Check Mailing Services for starting at just $1.25 per check (includes printing, postage, and handling).
    • Credit Card Payments, even if the recipient doesn’t accept cards.

    That last feature is a lifeline when cash flow is tight. You can pay vendors using your credit card, while they receive an ACH, mailed check, or wire—whichever method works best for them. You keep your rewards, and your vendor avoids card fees. Everyone wins.

    Designed for Small Business Needs

    Zil Money is built for entrepreneurs who wear many hats. Whether you’re a solo operator or manage a small team, time matters. Every delayed payment, every trip to the post office, every phone call to fix a bank error—it all adds up.

    The platform also integrates with top accounting and payroll software, making check management part of a smoother workflow. You can automate recurring payments, track check history, and access everything from your dashboard.

    The Costco Checks Alternative That Fits the Way You Work

    Bulk checks from warehouse stores might have worked in the past. But business has changed. Speed, flexibility, and security are now non-negotiable.

    Zil Money is the Costco checks alternative built for today’s small business owner. If you’re tired of delays, bulk waste, and outdated systems, maybe it’s time to switch. Thousands of businesses have already moved on from the old way. Now might be your turn.

    Get in Touch

    (408) 775-7720

    Make a call directly with our customer support team to make it instantly.

    support@zilmoney.com

    Mail to us to solve any queries you have with ZilMoney.

    111 N Market St, San Jose, CA 95113

    Po Box 6543, Tyler TX 75711

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