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      • Send Payments
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      • Print Checks Yourself Now
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  • Solution
    • Accounts Receivable
      • Receive Payment
      • Request Payments
      • Send Payment Links
      • Invoice Automation
      • Receive ACH
      • Check Draft
      • Deposit Slip
      • Virtual Cards
    • Accounts Payable
      • Send Payments
      • Bill Payment
      • Mass/Bulk Payments
      • Print Checks Yourself Now
      • Mail Checks USPS/FedEx
      • eChecks
      • Domestic Wire
      • International Wire
      • ACH/Direct Deposit
      • Real Time Payments
      • Virtual Card
      • Pay Vendor by Credit Card
      • Pay Rent by Credit Card
      • Pay Payroll by Credit Card
      • Pay Anyone by Credit Card
      • Remittance International
      • Wire Transfer
      • Shipping Label
      • Document Mailing
    • Other Capabilities
      • Build Your Credit
      • Integrations
      • Digital Wallet
      • Developer API
      • Positive Pay
      • User Management
    • Industries
      • Government
      • Utilities
      • Medical Practices
      • Education
      • Call Centers
      • Insurance
      • Mass Transit
      • Charitable Giving
      • Membership Clubs
      • Retail
      • Billing Services
      • Professional Services
      • Food & Beverage
      • Wine & Spirits
      • Construction
      • Healthcare
      • Nonprofits
      • Logistics
      • Wholesale
  • Pricing
  • FAQ
  • About Us
  • Contact
  • Book A Demo
  • Log in
  • Sign Up

Checking Account

Checking Accounts is essential for businesses to make frequent transactions.
The platform offers a checking account tailored for small business payment needs.
Open free checking accounts with Zero monthly maintenance fees, and Zero minimum deposits.
Users can enjoy hassle-free and quick money transfers, ACH, checks, and wire transfers.
They can also easily access their accounts anywhere on the platform.

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Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnership with FDIC member banks Texas National Bank. Customers are not directly insured by the FDIC - but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.

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Financial Freedom for Businesses – Zero-Cost Banking, Maximum Control

1M+

 

online business
accounts

91B+

 

transaction
value

16M+

 

checks
processed

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Multiple Checking Account: A hand holds a smartphone displaying the Zil Money app with a list of four different accounts.

Multiple Checking Account

Businesses can efficiently manage funds with Zil Money by creating multiple checking accounts, simplifying financial management. This platform enables you to handle both personal and company expenses effectively. With multiple accounts, you can allocate payments to specific purposes, optimizing financial control and management.

Multiple Checking Account: A hand holds a smartphone displaying the Zil Money app with a list of four different accounts.
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Secured Transactions

With the online payment platform, you can make quick and secure transactions from home. Automated processes ensure the safety of all your payments. Zil Money uses state-of-the-art security features to protect your financial information. The platform also conveniently manages everyday transactions and reconciles bank accounts. Integration with over 22,000 banks and financial institutions in the US and Canada helps prevent fraud.

A businessman confidently uses a tablet, with a shield and padlock icon and an upward trending graph signifying secured transactions and business growth.

All In One Solution

You can easily make international and domestic payments from the comfort of your home or office. The cloud-based platform offers secure international and domestic wire transfers with low fees. Users can also choose from various payment methods, such as ACH, checks, payment links, etc.

<br />
A modern laptop displays the "Zil Money" logo on its screen, representing an All In One Solution for financial convenience.

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Why Zil Money!

A technology-first approach
to payments and finance

Easy to Access

High Security

Easy Payment

<br />
A young woman smiles while using her phone, representing efficient Cash Flow Management on the go.

Cash Flow Management

Zil Money’s easy-to-use platform helps businesses manage cash flow effectively. It allows users to track cash flow, set up regular payments, receive automatic payment reminders, and generate financial reports. With Zil Money, you can simplify financial management and enhance financial security.

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Frequently asked questions

FAQ Section
What is a checking account?
A checking account is your go-to bank account for everyday transactions like withdrawals, deposits, purchases, and bill payments. With Zil Money's free checking account, you can access your money more easily than ever.
Which checking account is best?
Zil Money offers the best free checking accounts with no monthly fees or minimum balance requirements. Open your free account today! Send ACH, Wire transfer, eChecks, mail checks, payment links, and more.
What is a checking account used for?
A checking account is essential for daily business activities, allowing deposits, withdrawals, purchases, bill payments, and check writing. You can open a free checking account with Zil Money easily.
Checking Account vs Savings Account
A checking account is designed for everyday transactions, offering easy access to funds through checks, cards, and online transfers. In contrast, a savings account is intended for storing money over a longer term, typically providing higher interest rates but limiting the number of withdrawals. Both accounts serve different financial needs, with checking accounts catering to daily spending and savings accounts helping with future financial goals.

Every Customer Review
is a Story of Trust

"
During a cash shortage while waiting for clients to pay me, Zil Money let me put my payroll on my credit card. It provided a bridge so my business did not suffer. It was super easy to set up and use.
01/04
Mike S testimonial Alex Craig testimonial Cory Edwards testimonial
Rachel Ruiz testimonial

Cory Edwards

Owner Edwards Holdings Realty

The most helpful part is that Zil money can be used by everyone. It's very easy to navigate. THE USER INTERFACE is very easy to learn. It solves the problem of having various accounting software separately and unable to integrate. It allows all organization seamlessly.

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Zil Money - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year

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Disclaimer

Privacy Policy

Terms & Conditions

Cookie Policy

2025 © Zil Money. All rights reserved.

Disclaimer           Terms & Conditions          Privacy Policy          Cookie Policy           2025 © Zil Money. All rights reserved.

Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnership with FDIC member banks Texas National Bank. Customers are not directly insured by the FDIC – but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.