Pay Any Vendor Payment With Credit Card

Maximize Cash Flow. Earn Rewards. Keep Vendors Happy.

Pay any vendor payment—using your credit card—even those who don’t accept cards. Whether it’s contractors, suppliers, or even payroll, you can free up your cash, earn credit card points, and simplify payments with a flat 2.90% fee.

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Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks.

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Streamline Vendor Payments and Maximize Cash Flow!

1M+

 

online business
accounts

100B+

 

transaction
value

16M+

 

checks
processed

Why Use a Credit Card for Business Payments

Why Use a Credit Card for Business Payments?

 

  • Use your card now, pay later—perfect when cash flow is tight.
  • Rack up cashback, points, or perks while paying vendors.
  • Pay vendors even if they don’t accept cards—Zil Money converts your credit card payment to their preferred method.
Why Use a Credit Card for Business Payments
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Run Payroll with Your Credit Card

Run Payroll with Your Credit Card

Payroll due but low on cash? Fund payroll with your credit card through Zil Money—keep employees paid, avoid loans, and write off the 2.95% fee as a business expense.

Run Payroll with Your Credit Card

Pay Rent, Utilities, and Bills With Your Card

Most landlords and service providers don’t take card payments, but Zil Money turns your credit card payments into checks, ACH, or wire transfers. You stay in control—earn rewards, keep cash on hand, and never miss a due date.

A Phone Display Shows Credit Card Payments. Represents Vendor Payment - Pay & Get Paid By ACH, Wire Transfer, eChecks

Why Zil Money!

A technology-first approach
to payments and finance

Easy to Access

High Security

Easy Payment

Accept Credit Card Payments via Payment Links

Accept Credit Card Payments via Payment Links

Need to get paid faster? Zil Money lets you send secure payment links, accept card payments, and receive funds quickly—no merchant account is required.

Accept Credit Card Payments via Payment Links
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Frequently asked questions

Why is it so hard to pay contractors or payroll with a credit card?
Most banks and payroll platforms don't allow credit card payments for payroll or contractor disbursements. They're restricted to ACH/direct deposit, which requires cash in your account. Zil Money solves this by allowing you to use your credit card, while we handle the backend payout via ACH or check to your recipient.
Is the credit card fee worth it?
Yes—especially when you consider the cash flow flexibility, potential to avoid late fees, and the value of credit card rewards. Also, the 2.90% fee is a tax-deductible business expense.
What if my vendor or landlord doesn't accept card payments?
No problem—you pay with your card, and the platform converts it into a check, wire, or ACH payment for your vendor. They get paid in their usual way, and you get the cash flow and rewards benefits.
Pay Bills With A Credit Card vs A Checking Account
Paying bills through a checking account typically involves writing and mailing paper checks, while paying via card allows for cash withdrawals and payments online and in person. Zil Money offers payment methods that enable you to instantly pay bills electronically, eliminating the need for writing and mailing paper checks.

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