Let’s get this straight — when most people think of checks today, they either picture their grandma writing birthday money on Wells Fargo checks or a landlord stuck in the early 2000s. But are checks only for older folks? Not really… but most of the time, yeah.
Here’s the twist, though — some payments are actually better made with checks. Rent, vendor payments, large charitable donations, and even taxes. There’s still a place for paper. But the reason why so many are ditching the checkbook in favor of instant payments? It boils down to speed, security, and convenience. Thankfully, now there’s a way to get the best of both worlds — including the trust factor of checks — without the hassle: online check printing, mailing, and eChecks.
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Why Do Checks Still Have Their Fans?
You’d be surprised how many people — and businesses — still keep checks in their back pocket (figuratively, and sometimes literally).
Here’s where checks actually shine:
- Rent payments: Landlords love them. They leave a clear trail and don’t come with processing fees.
- Vendor transactions: Independent contractors and small businesses still use checks, especially for invoices over $500.
- Church and charity donations: Many older donors prefer writing checks to mailing cash or navigating an online portal.
- Business accounting: Checks are a budgeter’s best friend. Each one leaves a trail — no more mystery charges like “TFS#387MARKET” on your debit card statement.
And hey — checks are still commonly used by small businesses for these exact reasons. So, if you’ve got a box of them in your drawer, you’re not totally out of touch.
Why People Are Moving Away from Checks
Okay, let’s talk about why most people have ditched checks.
- They’re slow. Mail delays? Weekends? Holidays? Checks take time. Meanwhile, ACH or card payments happen almost instantly.
- They’re risky. Checks show your full name, account number, and routing info. If someone gets their hands on one, they’ve basically got a blueprint to your bank account.
- They’re easy to lose. Ever lost a check or forgot to deposit one? We’ve all been there. And if a check is lost in the mail, good luck getting that money back quickly.
- They’re not digital. In 2025, most folks want everything from payroll to rent payments to happen with one tap. Checks? Not so much.
The Smarter Way: Bring Checks into the 21st Century
Now for the good news: you don’t have to toss checks entirely — just upgrade the way you use them.
Platforms like Zil Money let you keep the benefits of checks, without the stress.
Here’s how:
Online Check Printing
No need to reorder more checks. With blank check paper and a regular printer, you can print checks from your home or office. Customize them with:
- Your business logo
- Signature
- Fonts and colors
- MICR line (for bank compatibility)
And yes — it works with any US bank.
Check Mailing Service
No more licking stamps or running to the post office. Zil Money mails your checks for just $1.25. Choose between:
- USPS First-Class (1–5 business days)
- Priority or Express Mail
- FedEx Overnight (for those last-minute rent payments)
eChecks
Don’t want to wait? Send digital checks through email. Your recipient gets a secure, printable check file (PDF), which they can deposit or print and hand over. Perfect for one-time payments, vendors, or clients who want speed.
Who’s This Really For?
- Small Business Owners: Pay staff, vendors, or rent — with a record of every transaction.
- Landlords and Property Managers: Schedule recurring payments or mail rent checks with tracking.
- Anyone who still uses checks but wants a faster way to do it.
Final Thoughts
Checks might feel old-school, but they’re not dead — they’re just waiting for an upgrade. Whether you’re using classic Wells Fargo checks or want to print new ones on your terms, going digital is the way forward.
From online check printing to affordable check mailing to instant eChecks, platforms like Zil Money are making checks relevant again — without the paper cuts, postage, or pen searches.
Still writing checks the old way? It’s time to move forward. Try online check printing and mailing — and keep all the benefits of your checks, without the baggage.
