As the winter sets in, the demand for festive bouquets, holiday centerpieces, and arrangements for homes, events, and celebrations rises. Behind these arrangements of celebrations and special occasions, a florist plays a vital role. They are skilled artisans that turn flowers into unforgettable displays of beauty. If you are a florist, you have to work with multiple vendors to keep up with the winter rush. Therefore, making timely payments to these vendors is important to run your business smoothly in these busy seasons. For this, pay vendors with credit card, but the problem is most of them may not accept it.
The main reason behind your vendors not accepting credit cards is because of the interchange fees. These fees are a small amount of money that a vendor pays when you make a purchase with a credit card. Even though this is a small amount, it can be a loss to your vendor. Therefore, they may not like receiving credit card payments. However, you can get rewards and points by using a credit card.
So, can you make credit card payments even if your payee does not accept them? Let us find out!
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Make Efficient Credit Card Payments with the Cloud-Based Platform
You may utilize Zil Money to make credit card payments even if your vendor does not accept them. With the platform, you may select credit cards to pay and choose how the payee gets paid. As you can select the payment method that best suits your vendor, you can have two benefits. The first benefit is your vendor will not incur interchange fees. The second benefit is that you can have rewards and cash back.
Now, let us see how to pay a vendor with a credit card on the cloud-based platform. For this, first you have to log in to the platform and follow these steps.
- From the home page, you may choose Credit Card from the Pay From drop-down.
- Then, choose the desired payment option from the Pay As drop-down. You may pay as ACH, wire transfer, check mail, or virtual card, according to your vendor’s preference.
- After that, enter the amount you need to send to the vendor.
- Then, you may add the credit card you want to use and then enter the payee details, invoice number, and other details.
- Also, add any necessary attachments, comments, and remittances along with the payment.
- Once you are done, you may process the payment.
- A dialog box will appears to verify your invoice. You may upload the invoice and add your signature. Then, confirm the payment by clicking on Verify.
Fund Your Payroll with a Credit Card
When you run a florist shop, you will have floral designers, shop managers, sales associates, and delivery drivers. To run your shop smoothly, timely payments to these employees are as important as vendor payments. However, as with any small business, sometimes you may have funding problems. These problems may delay your employee payments, creating dissatisfaction among them. As most of your employees may be relying on paycheck-to-paycheck, these delays can affect them, disrupting their operations.
So, how to pay your employees on time in these situations?
You may utilize Zil Money to make your employee payments on time. The payroll by credit card feature of the platform can help you pay employees even if you are short in cash flow. For this, all you need to do is integrate the platform with your payroll software and upload the payroll summary. Then, you may select the pay-by-credit card option and fund your payroll account. You may fund a part or full of your payroll account using this feature.
Accept Credit Card Payments
Besides paying your vendors using credit cards, you may also get paid with them using Zil Money. Credit card payments can be accepted from your clients by sending a payment link.
You may customize payment links and send them to your clients via email or SMS. When your clients click on this link, they will be taken to a payment page. From this page, they can click on the credit card option and make the payment. The funds your clients transferred will be available on your Zil Money wallet. You may withdraw these funds anytime you need them. As a florist, sending a payment link and receiving it via credit card can help you collect payments without delays. With this, you may be able to access your funds quickly and improve the cash flow.
The Conclusion
As a florist, you may pay vendors with credit card even if they do not accept them using Zil Money. With this, you can keep all your credit card rewards, and your vendor does not incur any interchange fees. When short in cash flow, you may make employee payments on time using the payroll by credit card feature. Besides all these, you may also accept credit card payments from your clients using the platform.
