Pay Paycom Payroll By Credit Card

Pay Paycom Payroll by Credit Card for timely employee payments without cash flow issues.

Leverage credit card rewards like cashback and travel miles to maximize financial benefits.

Reduce tax liability by deducting payroll expenses from taxable income.

    SOC1  SOC2   GDPR  PCI DSS   ISO 27001   ISO 20000  ISO 9001   CCPA  NIST 800 53HIPAA

    Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks Texas National Bank and Lincoln Savings Bank.

    Opens sign up form in a modal dialog
    Book a Demo

    From Payroll to Trade Finance – One Platform, All Payments.

    1M+

     

    online business
    accounts

    100B+

     

    transaction
    value

    16M+

     

    checks
    processed

    Using Credit Cards to Save Money on Business Expenses

    Cash Back Rewards

    Earn Cash Back: Credit cards like the Capital One Spark Card offer 2% unlimited cash back, while the American Express Plum Card offers 1.5% unlimited cash back.

    Offset Fees: Using a credit card with cash back can partially offset the 2.90% process fee, reducing the effective cost.

    Tax Benefits

    Tax-Deductible Fees: The 2.90% process fee can be filed as a tax-deductible business expense, offering some financial relief.

    Additional Tax Breaks: Depending on the jurisdiction and tax codes, you may be eligible for additional tax breaks for using credit cards for business expenses.

    Cash Flow Management

    Cash Float Period: Credit cards often provide a 30 to 45-day payment window, allowing businesses to manage their cash flow better.

    Utilize Funds: During this period, the funds can be invested in short-term opportunities or other revenue-generating activities.

    Floating Revenue from Bank

    Float Revenue – Cash Incentive Earnings: The funds in your bank account for 30 to 45 days could earn Cash incentive or be invested in short-term revenue-generating activities.

    Capital Utilization: The cash float period allows you to strategically utilize your capital for other pressing needs or investment opportunities.

    Detailed Example: Capital One Spark Card

    1. Process Fee: 2.90%
    2. Cash Back: 2%
    3. Tax Break: 0.06%
    4. Final Fee: 0.35%
    5. Additional Benefit: 30-45 days of cash flow management and float revenue.
    A Man Using A Phone to Make Payment Easily. Paycom Payroll By Credit Card, Ensure Timely Employee Payment

    Instant Credit-to-Cash Transfers

    Don’t let cash shortages slow you down. Transfer money from your credit card to your business account via ACH or wire and handle payroll expenses with ease.

    A Man Using A Phone to Make Payment Easily. Paycom Payroll By Credit Card, Ensure Timely Employee Payment
    Opens sign up form in a modal dialog
    Book a Demo

    Click Here for an Interactive Demo

    Book A Demo →
    A Tablet Screen Shows Zil Money Logo. Represents Paycom Payroll By Credit Card, Ensure Timely Employee Payment

    Smart Spending, Bigger Benefits

    Use credit for payroll and keep your cash flow strong. Enjoy cashback, travel rewards, and flexible funding options while ensuring smooth business operations.

    A Tablet Screen Shows Zil Money Logo. Represents Paycom Payroll By Credit Card, Ensure Timely Employee Payment

    Lower Your Tax Liability

    Deduct payroll expenses from taxable income and lower your overall tax burden. Free up more funds to grow your business while staying tax-efficient.

    A Man Using A Phone to Make Payment Easily. Paycom Payroll By Credit Card, Ensure Timely Employee Payment

    Why Zil Money!

    A technology-first approach
    to payments and finance

    Easy to Access

    High Security

    Easy Payment

    A Man Using A Tablet to Make Payment Easily. Paycom Payroll By Credit Card, Ensure Timely Employee Payment

    Cover Payroll Even in Emergencies

    Unexpected costs won’t put payroll at risk. Use Zil Money to fund payroll fully or partially with credit cards and ensure employees are paid on time.

    A Man Using A Tablet to Make Payment Easily. Paycom Payroll By Credit Card, Ensure Timely Employee Payment
    Opens sign up form in a modal dialog
    Book a Demo

    Frequently asked questions

    FAQ Section
    Why is payroll important?
    Payroll refers to calculating and disbursing employee payments. Payroll is important because it creates trust between employer and employees and ensures compliance with labor laws. Zil Money is a cloud-based payment platform that allows small businesses to process payroll easily.
    Can you pay payroll with a credit card?
    Yes, you can pay payroll with a credit card through Zil Money. The platform allows you to transfer credit card funds to your bank account and process payments.
    How to accept credit card payments?
    Zil Money allows businesses to accept credit card payments through payment links. This way, users can manage accounts receivables easily and improve cash flow.
    Paycom vs ADP
    Paycom and ADP are cloud-based payroll platforms that offer an array of services including payroll administration, time tracking, tax filing and so on. Paycom is a good option for a sizable company while ADP is suitable for businesses of all sizes. You can fund ADP and Paycom payroll by credit card through Zil Money.

    Every Customer Review
    is a Story of Trust

    "
    During a cash shortage while waiting for clients to pay me, Zil Money let me put my payroll on my credit card. It provided a bridge so my business did not suffer. It was super easy to set up and use.