The platform allows you to create customized personal checks affordably and instantly.
In a world full of tap-to-pay, digital wallets, and QR codes on every corner, you’d think personal checks would’ve faded out by now.
But for small business owners across the U.S., personal checks are far from outdated—they’re making a comeback. And the platform is doing it smarter, faster, and more affordably than ever before.
If you’ve been juggling bills, payroll, vendors, and last-minute payments, here are six very real reasons personal checks (yes, checks) still have a place in your business—and why the check printing software is the tool that makes them worth using again.
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1. You Can Print Checks Anytime, Anywhere
Feature: Print checks from your home, office, or wherever you’ve got Wi-Fi—no special equipment required.
How it helps: You don’t need to run to the bank or wait on a checkbook delivery. With Zil Money, you can print checks from any regular printer using standard blank check paper. Need to pay a vendor after hours? Print it and hand it off without skipping a beat.
2. It Saves You Up to 80% Compared to Pre-Printed Checks
Feature: Print on blank check stock using your own printer—no need for expensive, pre-designed checks.
How it helps: Pre-printed checks cost more, take time to reorder, and are a pain to track. Zil Money cuts costs by up to 80% by letting you create custom checks on demand. It’s easier on your wallet, faster for your team, and smarter for your business.
3. Your Checks, Your Brand—Custom Every Time
Feature: Add your logo, business name, background design, and even a digital signature to every check.
How it helps: A personalized check adds a level of professionalism that stands out. Whether you’re paying vendors, clients, or issuing refunds, branded checks show you’re running a serious operation—and they build trust with every transaction.
4. You Can Mail Checks Without Leaving Your Desk
Feature: Zil Money handles online check mailing for you via USPS or FedEx—just click, send, and relax.
How it helps: Small business owners are too busy to fold paper and buy stamps. Let the platform print, stuff, and mail the check for you. It saves time, eliminates errors, and gets your payments where they need to go—fast and tracked.
5. Multiple Ways to Pay, All from One Place
Feature: Pay with checks, ACH, eCheck, wire transfer, virtual cards, or even credit cards—all under one dashboard.
How it helps: Every vendor, client, or contractor prefers something different. Zil Money gives you the flexibility to pay how they want, while keeping all your payments organized in one secure platform. No more switching between apps or accounts.
6. Checks Are Still One of the Most Accepted B2B Payment Methods
Feature: According to the AFP Payments Report, 33% of B2B payments in the U.S. and Canada continue to be made by check.
How it helps: Checks are still a go-to for many industries—from construction to cleaning services. With Zil Money, you meet your partners where they are—without sacrificing convenience or control.
Bonus: Smart Features That Make Life Easier
Let’s break down a few more ways Zil Money works harder for small business owners.
Print Payroll Checks on Demand
What it does: Instantly print payroll checks for employees or contractors—no delays, no paper piles.
Why it matters: Perfect for small teams, seasonal workers, or gig-based payouts. No need for a separate payroll system or waiting on bank deposits.
Pay Vendors by Credit Card (Even If They Don’t Accept Cards)
What it does: Use your business credit card to pay vendors—even if they don’t take cards directly.
Why it matters: This helps maintain cash flow, earn credit card rewards, and cover expenses when cash is tight. Zil Money converts your card payment into a check or transfer for your vendor.
Send eChecks in Minutes
What it does: Send digital checks directly to your payee’s email inbox.
Why it matters: No printer? No problem. eChecks are fast, secure, and cost-effective. Your recipient can print or deposit the check however they prefer.
Track Every Check You Send
What it does: Real-time tracking for mailed checks, delivery status, and cleared payments.
Why it matters: Stay on top of your payments without digging through emails or checking five different apps. Everything you need is in one clear dashboard.
Safe, Encrypted, and Fraud-Fighting from the Ground Up
What it does: Zil Money is PCI DSS compliant, uses end-to-end encryption, tokenization, and offers multi-factor authentication (MFA) to protect every check you create and send. It also includes Positive Pay, a feature that helps your bank automatically detect and block fake or tampered checks before they’re processed.
Why it matters: Your business runs on trust—and your payments should too. With Zil Money, you get high security built to prevent fraud, protect sensitive data, and give you total confidence every time a check goes out.
Checks Aren’t Dead—They Just Got an Upgrade
Look—nobody’s saying you need to ditch your other payment tools. But for a lot of businesses, checks still make sense—especially when they’re this easy.
Zil Money gives you the freedom to pay your way: fast, affordable, branded, and trackable. You get old-school reliability with new-school flexibility. Whether you’re managing payroll, paying a vendor, or sending out a refund, Zil Money checks give you total control without the usual chaos.