Zil Money is a financial technology company, not a bank or an FDIC member. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.
- Better Cash Flow!
- Tax Breaks!
- More Rewards!
- Happy Employees!
- Better Cash Flow!
- Tax Breaks!
- More Rewards!
- Happy Employees!
Pay Your Vendor with Credit Card
No payee fees
Accept Payment by Credit Card
Easy, Affordable, No Card Reader Needed
Learn To Fund Payroll By Credit Card See The Interactive Demo
Using Credit Cards to Save Money on Business Expenses
Cash Back Rewards
- Earn Cash Back: Credit cards like the Capital One Spark Card offer 2% unlimited cash back, while the American Express Plum Card offers 1.5% unlimited cash back.
- Offset Fees: Using a credit card with cash back can partially offset the 2.95% process fee, reducing the effective cost.
Tax Benefits
- Tax-Deductible Fees: The 2.95% process fee can be filed as a tax-deductible business expense, offering some financial relief.
- Additional Tax Breaks: Depending on the jurisdiction and tax codes, you may be eligible for additional tax breaks for using credit cards for business expenses.
Cash Flow Management
- Cash Float Period: Credit cards often provide a 30 to 45-day payment window, allowing businesses to manage their cash flow better.
- Utilize Funds: During this period, the funds can be invested in short-term opportunities or other revenue-generating activities.
Detailed Example: Capital One Spark Card
- Process Fee: 2.95%
- Cash Back: 2%
- Tax Break: 0.06%
- Final Fee: 0.35%
- Additional Benefit: 30-45 days of cash flow management and float revenue.
Floating Revenue from Bank
- Float Revenue – Cash incentive Earnings: The funds in your bank account for 30 to 45 days could earn Cash incentive or be invested in short-term revenue-generating activities.
- Capital Utilization: The cash float period allows you to strategically utilize your capital for other pressing needs or investment opportunities.
Put Payroll on Credit Card
Funding Zoho Payroll with a credit card allows businesses to pay employees without immediate cash on hand. Cover payroll expenses easily even if the cash flow is tight. The benefit of this payment option is that it allows users to earn rewards and manage funds more efficiently. You can also lower your tax out-go by using a credit card for payroll.
Our Features AP/AR
We offer a wide range of banking features to make your business transactions secure and flexible. Now you can pay and receive payments with our easy-to-use software and dive into the journey.
Check Printing
Create and print business checks at your office desk with a drag and drop design.
ACH
Pay or get paid one-time or recurring ACH/RTP with low transaction fees.
Integration
Integrate with the top third-party applications.
Pay Bill
Pay Bills Online, Schedule them, Manage suppliers, and reduce risk.
Pay By Credit Card
Now pay by credit card even if they don't accept them.
Wire Transfer
Transfer money electronically from one financial institution to other.
Deposit Slips
Instantly create & print the deposit slip of any Bank. Keep track & auto reconcile it.
Invoicing
Create invoice to your customer and send link through email.
Cloud Bank
Open an online bank account with no hidden charges.
Email Check
Send your checks as a one-time printable pdf with a tracking facility.
Payment Link
Create an HTML form or link to receive payments.
User/Approver
Give access to accountant or clients with a role based user and approval process.
Check Mailing
Check mailing without leaving your desk for $1.25. We print and mail it by USPS/FedEx.
Digital Checks
Digitize your paper checks and make your payments via email or text.
Bank Data
Connect & reconcile, Categorize from Any Financial Institution automatically.
API/White Label
Interactive developer-friendly API. Complete white label solution.
Process Zoho Payroll with Zil Money
You can process Zoho Payroll by credit card in a few clicks. Sign in to Zil Money, select the “Payroll by Card” option from the side panel and click on Start. Connect with Zoho after filling in the necessary details and sync payroll data. Select bank account, credit card, payment method and process payroll.
Why Zil Money!
A technology-first approach to payments and finance
Easy to Access
High Security
Easy Payment
Multiple Payment Options
As Zil Money acts as an intermediary between you and your employees, users can choose how the payees receive funds – via ACH, wire or check mail. You can meet the payment needs of various employees, ensuring that everyone receives their funds in a manner that suits them best. This way, payees can enjoy the benefit of zero merchant fees while receiving credit card payments.
$50B+
In total transaction volume
22K+
Connected banks & financial institutions
20K+
Monthly business users
1M+
Total users, and growing
All In One Platform
Apart from Zoho Payroll, the check printing software integrates with other payroll software. Businesses can import check data and print payroll checks easily. Send the checks to employees directly through mail or email. Users can make payroll payments from their bank accounts and Zil Money wallet. This flexibility allows small businesses to handle payroll operations more efficiently.
FREQUENTLY ASKED QUESTIONS
Can you pay payroll with a credit card?
How to pay someone with a credit card?
How to accept credit card payments?
Zoho vs SAP
PRECIOUS REVIEWS FROM
OUR CUSTOMERS
Vendor Management: Easily handle bill payments, instant check printing and mailing, invoicing, positive pay, and access User/API features across various platforms.
User-Friendly Interface: Zil Money's interface is intuitive and easy to navigate, making it accessible for users of varying technical proficiency.
Ana
Ease of deployment and use. Normally, a switch like this is both time-consuming and confusing, but in this case, it was super easy.
Jennifer
The dashboard and the customer support are amazing! Never has a company been there like Zil Money and answered all my questions before letting me go. Thank you.
Stephanie
I love that I am able to process payments and do ACH transfers very easily.
Ardinay
Total Money Moved
9,520,030,217 +
Total People Paid
1,020,421 +
Total Businesses Satisfied