Short on Cash? Pay with Credit Card and Keep Your Business Rolling 

Jun 13, 2025 | Pay By Credit Card

Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnership with FDIC member banks Texas National Bank. Customers are not directly insured by the FDIC - but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.

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Pay with Credit Card Using a Modern Blue Card Placed on an Envelope—ideal for Handling Vendor Payments Without Cash Delays.

Sometimes the cash isn’t there when you need it most. Payments are pending, invoices are stuck, and your team is asking for payroll updates. You’ve got customers lined up and orders coming in—but your cash flow hasn’t caught up yet. That’s when the ability to pay with credit card becomes more than just helpful. It’s how small businesses survive the crunch. 

The problem? Many vendors still say “no” to card payments. They’re worried about fees or just aren’t set up to accept them. 

But now there’s a way to use your credit card—even if your vendor doesn’t accept it. Zil Money makes it possible. 

Click Here To See Interactive Demo⬇

Why Paying by Credit Card Matters for Small Businesses 

Credit cards give breathing room when bank balances fall short. They let you: 

  • Cover urgent expenses now and pay them off later. 
  • Earn cashback or travel points. 
  • Avoid late fees with flexible timing. 

But what if the person or company you need to pay says they don’t take cards? 

Maybe it’s your supplier. Or your cleaning crew. Or the contractor who did emergency repairs last weekend. 

That’s where most business owners hit a wall. You have funds on your card—but no way to use them. 

Zil Money changes that. 

Pay by Credit Card (Even If Others Say No) 

The cloud-based platform allows you to pay by credit card and choose how your vendor or service provider receives the payment. Whether they want ACH, wire, mailed checks, or email checks—you decide how it goes out. They never even need to know you used a credit card. 

It works like this: 

  • Pick “Credit Card” as the source. 
  • Select how the recipient wants to be paid (ACH, wire, check). 
  • Enter the payment amount and payee details. 
  • Upload invoice or notes if needed. 
  • Click “Send.” 

Done. Your vendor gets their payment, and you keep your credit card perks. 

When Cash Is Tight, Credit Keeps You in Control 

Using Zil Money to pay vendors and service providers by credit card gives you the upper hand: 

  • No delays: Make payments even when your cash is tied up. 
  • No awkward vendor conversations: Your vendors don’t have to deal with credit card fees. 
  • No missed due dates: Stay current without dipping into reserves. 
  • No reward loss: Keep earning points, miles, or cashback. 

This is a smart move for seasonal businesses, inventory-heavy operations, or anyone juggling tight deadlines with slow receivables. 

Payroll Crunch? Credit Card Can Save the Day 

Worried about paying your team on time during a slow week? 

Zil Money lets you fund your payroll from your credit card, too. Just upload your payroll summary or import it from accounting software. Then use your credit card to transfer funds to the account tied to your payroll system. 

Employees get paid through ACH or wire—no delays, no frustration. 

Now you can meet every payday, even when sales dip. 

More Ways to Pay—More Peace of Mind 

Zil Money isn’t just for credit card payments. It’s a full payment hub built for business owners who need flexibility. You can also: 

  • Send ACH transfers (one-time or recurring). 
  • Send wire transfers (domestic and international). 
  • Print checks instantly on blank paper using any printer. 
  • Mail checks via USPS or FedEx. 
  • Use virtual cards for specific vendor spending with spending limits. 

All in one place. All tracked. All easy to access on desktop or mobile. 

Use What You’ve Got—Smarter 

You worked hard to build up your credit line. Why let it sit unused? 

Instead of rushing to take out a short-term loan, skipping payments, or delaying growth plans, use the card in your wallet to keep moving forward. 

Zil Money helps you make the most of what you already have, even if the people you’re paying aren’t set up for cards. 

Conclusion: Don’t Let “No Card Accepted” Stop You—Pay by Credit Card with Zil Money 

Business is unpredictable. But your ability to pay shouldn’t be. 

Zil Money gives you the power to pay with credit card, even when your vendors don’t accept them. You get the flexibility you need, keep your rewards, and stay in control of your cash flow—all while keeping others happy with the payment methods they prefer. 

So next time cash feels tight, don’t panic. Use your card, choose how it gets delivered, and keep your business running strong. 

Get in Touch

(408) 775-7720

Make a call directly with our customer support team to make it instantly.

support@zilmoney.com

Mail to us to solve any queries you have with ZilMoney.

111 N Market St, San Jose, CA 95113

Po Box 6543, Tyler TX 75711

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