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Revolving Credit

Ready to pay?Get started
Paying the same vendors every month?

Same vendors every month? Pay them in one place.

Revolving credit is a card balance you use, pay down, and use again. ZIL MONEY is not a lender, but you can use a credit card you already have to pay vendors each month, and keep a record of every payment. A 2.9% credit card fee applies.

  • Pay vendors with a credit card
  • Send the next one the same way
  • Every payment stays on record
Get startedBook a demo
AICPA SOC 1AICPA SOC 2PCI DSS CertifiedISO 27001 CertifiedISO 9001 CertifiedISO 20000 CertifiedNIST SP 800-53A Revision 5HIPAA CompliantCCPAGDPR

Your card, your balance.

ZIL MONEY does not set your limit or your terms.

Pay with a credit cardChoose Credit Card as Pay from. Your own card sets the balance and the terms.
Repeat each monthSend the next payment the same way. Each one is listed in Payments Out.

Use the card. See every payment.

The same four fields, every time.

Pay from a card

In Send Payment, choose Credit Card as Pay from.

Follow each payment

Payments Out lists every payment with its status.

Pick the method

Choose Let the vendor decide, ACH, Same Day ACH, Wire, or Virtual Card.

Pay by credit cardVendor payment

Add the details

Put a memo and an invoice number on each payment.

MemoInvoice no.Category

Keep your books in sync

Works with QuickBooks, Xero, Zoho, and other accounting tools.

See all integrations

Works with the tools you already use.

Connect your accounting tools and more. See all integrations

QuickBooks OnlineQuickBooks DesktopXeroZoho BooksFreshBooksSage Business Cloud AccountingOracle NetSuiteMicrosoft Dynamics 365WaveBill.comOdooSalesforceHubSpotZapierSlack

What makes monthly vendor bills a chore.

Here is what gets in the way, and how ZIL MONEY helps.

I pay the same vendors each month.

Pick the vendor again. Choose a saved vendor and fill in the amount.

I want to spread out my cash.

Pay with a credit card. Set Pay from to Credit Card. Your card sets the balance and terms.

Some vendors do not take cards.

Pay by another route. The vendor receives ACH, a wire, or a Virtual Card.

I cannot see what I paid last month.

Open Payments Out. Every payment is listed, with its status.

Bills pile up.

Use Bills. Add each bill and watch it move from Unpaid to Paid.

My books are behind.

Sync your tools. Works with QuickBooks, Xero, Zoho, and other accounting tools.

I am not always at my desk.

Use your phone or tablet. Do it from anywhere.

Four steps, the same each month.

Fill in the form. Confirm.

1

Pick the vendor

Choose who you are paying.

2

Pick Credit Card

Set Pay from to Credit Card.

3

Pick the method

Choose how the vendor receives the money.

4

Confirm and track

Confirm, then follow it in Payments Out.

Easy to learn. Quick to help.

In their own words, from businesses that use ZIL MONEY.

Rachel Ruiz, Business Strategy Manager at Lennar Title

“Working with ZIL MONEY has been such a great experience.”

We use their platform to create and send eChecks to multiple parties, and it’s been incredibly smooth and efficient. Anytime we have a question or run into an issue, their team is quick to respond and always helpful.

Rachel RuizBusiness Strategy Manager, Lennar Title
Mike S. of Experity

“ZIL MONEY has been a game-changer for our business!”

Their payment support is top-notch, quick, reliable, and always ready to assist with any questions we have.

Mike S.Experity
Cory Edwards, Owner of Edwards Holdings Realty

“The most helpful part is that ZIL MONEY can be used by everyone.”

It’s very easy to navigate. The user interface is very easy to learn. It solves the problem of having various accounting software separately and unable to integrate.

Cory EdwardsOwner, Edwards Holdings Realty

Common questions

What is revolving credit?
It is a credit balance you can use, pay down, and use again. A credit card is a common example.
What is the credit card fee?
A 2.9% credit card fee applies when you pay with a credit card.
Does ZIL MONEY offer revolving credit?
No. ZIL MONEY is not a lender and does not offer a credit line or a loan.
Can I use my own credit card in ZIL MONEY?
Yes. In Send Payment, set Pay from to Credit Card to pay a vendor with a card you have linked.
Who sets my limit and repayment terms?
Your card provider does. ZIL MONEY does not set them.
Can a vendor who rejects cards still be paid?
Yes. The vendor receives ACH, a wire, or a Virtual Card.
How do I see past payments?
Open Payments Out. It lists each payment and its status.
Can I see the payments I already sent?
Yes. Every payment appears in Payments Out, so you can look back at what you sent.
Does it work with QuickBooks?
ZIL MONEY connects with QuickBooks, Xero, Zoho, and other accounting tools, so your payments and books stay in sync.

Pay your vendors each month.

Open an account, or book a short demo and we will show you around. A 2.9% credit card fee applies to credit card payments.

Get startedBook a demo

Have a question? Talk to our team