Revolving Credit

Revolving Credit feature from Zil Money offers you a line of credit that can be used at any time according to your convenience. With Zil’s revolving credit feature, you can use and pay repeatedly as long as the account remains open. If you are approved for Zil revolving credit, simply pay a portion of the outstanding amount and carry it forward without any restrictions. You will get a credit back up after spending your credit limit. Your revolving credit account’s outstanding balance carries over to the following month if you don’t settle it entirely each month; this is how your Zil credit revolves!

Zil Money is a financial technology company, not a bank or an FDIC member. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.


Key figures


New Customers a Week

Transactions Per Week

How does Revolving Credit work?

Zil Money revolving credit is a seamless way for people to fulfill their needs. Your minimum payment amount may vary from month to month according to your expenditure. Zil Money revolving credit is an open-ended credit account that can be used and paid until your account is open; all you have to do is:

  • Select the revolving credit option from
  • Set up your credit limit with the bank
  • Spend whatever you need within the credit limit
  • You can repay or pay it later in the succeeding month with interest
  • You will get a credit backup and continue the process
How does Revolving Credit work


Check Printing

Check Printing

Instantly create and print yourself on any printer. Drag & Drop Design


Pay By Credit Card

Now pay by credit card even if they don’t accept them.

Email Check

Cloud Bank

Open an online bank account with no hidden charges.

Check Mailing

Check Mailing

One-Click Check mailing for $1.25 by USPS/FedEx without leaving your desk.



Send ACH/RTP in one click. Get paid by ACH. Make it one time/recurring


Wire Transfer

Transfer money electronically from one financial institution to other.

Email Check

Email Check

No Printer/Paper? Email a One-time printable & trackable PDF Check.

Digital Check

Digital Checks

Convert paper checks to paperless Digital Checks & send to email/Text.

Check Mailing


Integrate with the top third-party applications.

Deposit Slips

Deposit Slips

Instantly create & print deposit slip of any Bank. Keep track & auto reconcile it

Get Paid Button

Payment Link

Get paid by Button/HTML form on your site or Link to text or email.

Bank Data

Bank Data

Connect & reconcile, Categorize from Any Fina-Institution automatically

Bill Pay/Vendor

Bill Pay / Vendor

Pay Bills Online, Schedule it, Manage suppliers Smart, and reduce risk.



Professional invoicing, email with payment link, track & manage.

User Approver

User / Approver

Role-Based user and approval process. Accountant/Client access.


API / White Label

Interactive developer friendly API. Complete white label solution.

Cross-Platform Support

Cross-Platform Support

Use the application on your desired platforms. Install the application on your mobile devices and enjoy the features from anywhere at any time. A user-friendly platform to manage all your financial aspects under one roof from your smart devices.


Upward Scholars
City of Columbia
Law Enforcement Veteran
ST Johns School
AOK Leadership
American Red Cross
ST Louis County Missouri
City of Columbia
Argonne National Laboratory
Coca Cola
United We Lead Foundation
South Shore Support
American Interiors

Credit Card Payment

Users of Zil Money can make credit card payments fast and effortlessly thanks to this capability. Businesses may enhance their income by taking payments from clients who prefer to use credit cards thanks to this option. The secure payment gateway offered by Zil Money conforms with industry standards, guaranteeing the security of all transactions. Businesses may also monitor their payment history and create reports to examine their revenue sources. Businesses may increase their cash flow and streamline their payment processing with Zil Money’s credit card payment option, which will eventually boost their general effectiveness and profitability.

Credit Card Payment

Why Zil Money!

A technology-first approach to payments and finance

Easy to Access

High Security

Easy Payment

Why Zil Money?

Why Zil Money?

Zil Money provides a variety of features and advantages to assist both individuals and organizations in better managing their finances. Zil Money’s user-friendly web platform makes it simple to set up and manage several bank accounts, a fee-free checking account, and a Zil Expense Card. Additionally, the platform allows for quicker money transfers, early payment, and check fraud protection thanks to its Positive Pay and check verification technologies. You can take charge of your finances using Zil Money and have more peace of mind knowing that your money is protected.


Frequently Asked Questions(FAQ)

What is revolving credit?

Zil Money revolving credit is an open-ended credit account that can be used and paid until your account is open. Revolving credit does not primarily look into the repayment of the loan, it involves the payment of interest on the credit used.

What is a revolving credit account?

Zil Money revolving credit is an open-ended credit account,and the lender will establish a credit limit. The credit limit determines the most you are permitted to charge to that account. Your available credit will decrease after you make a transaction. Your available credit also increases each time you make payment.

How does revolving credit work?

People can easily meet their needs with Zil Money revolving credit. Your minimum payment may change monthly, depending on your expenses. The open-ended Zil Money revolving credit account can be used and repaid as long as your account is active.

Revolving credit vs Personal loan

Zil Money revolving credit allows you to borrow money as needed, and your balance determines your payments at any time.Your available credit will decrease after you make a transaction. Your available credit also increases each time you make payment. Personal loans are installment loans that allow you to borrow a fixed amount of money and repay it over time with regular payments.
Zil Money - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year




Vendor Management: Easily handle bill payments, instant check printing and mailing, invoicing, positive pay, and access User/API features across various platforms.

I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork.

Frank Czar


Zil Money has made my life easy. Now I can print all the checks on Blank Check Paper and export from my QuickBooks as well. 

Bimal Daftari


I always have to give checks ahead in many situations. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland


I was confused of managing multiple companies as an accountant. I found Zil money then and now everything is just easy.

William Andrews


Total Money Moved

9,520,030,217 +

Total People Paid

1,020,421 +

Total Businesses Satisfied

201,304 +