Personal Finance

Personal Finance helps you manage your money more efficiently and keep track of all your accounts in one place. The platform automatically categorizes all transactions to simplify your financial management and provides you with a central report. Using this platform, you can track every dollar you spend and receive through deposits, checks, and wallet transactions.

In addition, you can pay and receive checks, eChecks, wire transfers, and ACH without paying any transaction fees. And send checks by mail through USPS/FedEx through our $1.25 check mailing service.

Zil Money is a financial technology company, not a bank or an FDIC member. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

Happy Customers

New Customers a Week

Transactions Per Week

Integration with Banks

Zil Money is integrated with 22000+ banks and financial institutions, allowing you to connect multiple banks in your account. By using bank reconciliation solutions, you can print the checks of various banks and keep a record of the transactions. Also, this will prevent unauthorized and fraudulent checks from hitting your account. Thus, the free Personal Finance software helps you analyze your expenses by linking all bank accounts in one place.

Integration with Banks

Features at Your Fingertips

From accounts payable and receivable functionalities to comprehensive online payment and beneficial integrations, Zil Money can meet the payment management requirements of all types of businesses.

Check Printing

Check Printing

Drag and drop to instantly create checks & print using any printer.

Pay By Credit Card

Pay By Credit Card

Use credit cards even when your vendors don't accept them.

ACH Payment

ACH Payment

Make one-time or recurring ACH/RTP payments in one click.

Wire Transfers

Wire Transfers

Send money electronically from one financial institution to another.

Bill Pay

Bill Pay

Pay & schedule bills online, managing supplier payments & reducing risk.

Digital Checks

Digital Checks

Digitize your paper checks and make your payments via email or text.

Software Integration

Software Integrations

Integrate Zil Money with your accounting and payroll software.


Cloud Bank

Open an online checking account with Streamline payment management & save.

Payment Link

Payment Link

Create and send a secure URL for customers to make online payments easily.

All-In-One Platform

All-In-One Platform

Zil Money platform consists of several features that make your banking easier. You can print checks and deposit slips instantly online on-demand on blank check stock papers using Zil Money. Never run out of checks again; get some blank stock papers from the nearest office supply store or order online and print checks independently using your regular printer.

Also, Manage account payables and receivables through eChecks, ACH, wire transfers, RTP, and checks by mail. Also, pay bills, receive invoices, check drafts, and request paid forms, one-time or recurring, on this platform.

Online Payments

Zil Money simplifies online payments, making them secure and user-friendly with options like ACH, eCheck, RTP, and more. This simplification of online banking saves time and boosts efficiency for businesses and individuals. Moreover, Zil Money provides an easy way to handle bill payments and client transactions via mobile banking.

Integration with Banks


In total transaction volume


Connected banks & financial institutions


Monthly business users


Total users, and growing

All-In-One Platform

Mobile App Update

The updated Mobile App offers a significant advantage to its users by enhancing their overall experience and convenience. One of the standout features is the payment switchboard, which acts as an all-in-one solution for various payment sources, including banks, wallets, and credit cards. This platform allows users to make payments through various methods like ACH, wire transfers, virtual cards, printed checks, mailed checks, and eChecks.


Frequently Asked Questions(FAQ)

What is personal finance?

Personal Finance is the art of managing your money so that you can spend, save and invest wisely. With Zil Money, you can expertly plan your finances and move on to investing for the future.

Why personal finance is important?

With Personal Finance, you become more efficient at managing your money and can easily meet long-term financial goals. You can easily manage your finances and categorize your transactions using Zil Money.

Which is the best personal finance software?

Zil Money helps you manage your finances and automatically categorize transactions so that it is easier for you to understand. You can also receive a central report that simplifies everything in financial management.

Personal Finance vs Budgeting

Personal finance is all about managing your money, but Budgeting means setting boundaries for what you spend and save. Using Zil Money, you can manage all your accounts seamlessly.
Zil Money - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year




Vendor Management: Easily handle bill payments, instant check printing and mailing, invoicing, positive pay, and access User/API features across various platforms.

I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork.

Frank Czar


Zil Money has made my life easy. Now I can print all the checks on Blank Check Paper and export from my QuickBooks as well. 

Bimal Daftari


I always have to give checks ahead in many situations. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland


I was confused of managing multiple companies as an accountant. I found Zil money then and now everything is just easy.

William Andrews


Total Money Moved

9,520,030,217 +

Total People Paid

1,020,421 +

Total Businesses Satisfied

201,304 +