Personal Finance

Personal Finance helps you manage your money more efficiently and achieve your long-term financial goals. With Zil Money, you can keep track of all your accounts in one place. The software automatically categorizes all transactions to simplify your financial management and provides you with a central report. Using this software, you can track every dollar you spend and receive through deposits, checks, and wallet transactions. Personal finance software analyzes your income and expenses by linking all your financial accounts together and assists you with Budgeting.

In addition, you can pay and receive checks, eChecks, and ACH without paying any transaction fees. And send checks by mail through USPS/FedEx through our $1.25 check mailing service. Also, Zil Money provides you with an online banking service named Zil Banking. Open a free business checking account with Zil Banking to transfer money instantly, and send ACH, Wire, and Checks by mail.

Happy Customers

New Customers a Week

Transactions Per Week

Integration with Banks

Zil Money is integrated with 22000+ banks and financial institutions, allowing you to connect multiple banks in your account. By using bank reconciliation solutions, you can print the checks of various banks and keep a record of the transactions. Also, this will prevent unauthorized and fraudulent checks from hitting your account. Thus, the free Personal Finance software helps you analyze your expenses by linking all bank accounts in one place.

Integration with Banks


Upward Scholars
City of Columbia
Law Enforcement Veteran
ST Johns School
AOK Leadership
American Red Cross
ST Louis County Missouri
City of Columbia
Argonne National Laboratory
Coca Cola
United We Lead Foundation
South Shore Support
American Interiors
All-In-One Platform

All-In-One Platform

Zil Money software consists of several features that make your banking easier. You do not need to wait for pre-printed checks or deposits slip anymore. You can print checks and deposit slips instantly online on-demand on blank check stock papers using Zil Money. Never run out of checks again; get some blank stock papers from the nearest office supply store or order online and print checks independently using your regular printer.

Also, manage account payables and receivables through eChecks, ACH, Direct Deposits, RTP, and Checks by mail. Also, pay bills, receive invoices, check drafts, and request paid forms, one-time or recurring, on this platform.

Features at Your Fingertips

From accounts payable and receivable functionalities to comprehensive online banking and beneficial integrations, Zil Money can meet the payment management requirements of all types of businesses.

Check Printing

Check Printing

Drag and drop to instantly create checks & print using any printer.

Pay By Credit Card

Pay By Credit Card

Use credit cards even when your vendors don't accept them.

ACH Payment

ACH Payment

Make one-time or recurring ACH/RTP payments in one click.

Wire Transfers

Wire Transfers

Send money electronically from one financial institution to another.

Bill Pay

Bill Pay

Pay & schedule bills online, managing supplier payments & reducing risk.

Digital Checks

Digital Checks

Digitize your paper checks and make your payments via email or text.

Software Integration

Software Integrations

Integrate Zil Money with your accounting and payroll software.


Cloud Bank

Open an online bank account with Streamline your payment management & save.

Payment Link

Payment Link

Create and send a secure URL for customers to make online payments easily.

Online Payments

Zil Money simplifies online payments, making them secure and user-friendly with options like ACH, eCheck, RTP, and more. This simplification of online banking saves time and boosts efficiency for businesses and individuals. Moreover, Zil Money provides an easy way to handle bill payments and client transactions via mobile banking.

Integration with Banks


In total transaction volume


Connected banks & financial institutions


Monthly business users


Total users, and growing

All-In-One Platform

Mobile App Update

The updated Mobile App offers a significant advantage to its users by enhancing their overall experience and convenience. With the improved User Interface and User Experience, users can now enjoy faster and more efficient transactions, making their financial management smoother and more streamlined. The simplified onboarding and verification process, including KYC and KYB, ensures new users can get started quickly and securely. One of the standout features is the payment switchboard, which acts as an all-in-one solution for various payment sources, including banks, wallets, and credit cards. This platform allows users to make payments through various methods like ACH, wire transfers, virtual cards, printed checks, mailed checks, and e-checks. The credit card rail on the payment switchboard adds another layer of flexibility and choice for users, making the Mobile App an efficient and versatile financial management platform.


Frequently Asked Questions(FAQ)

What is personal finance?

Personal Finance is the art of managing your money so that you can spend, save and invest wisely. With Zil Money, you can expertly plan your finances and move on to investing for the future.

Why personal finance is important?

With Personal Finance, you become more efficient at managing your money and can easily meet long-term financial goals. You can easily manage your finances and categorize your transactions using Zil Money.

Which is the best personal finance software?

Zil Money helps you manage your finances and automatically categorize transactions so that it is easier for you to understand. You can also receive a central report that simplifies everything in financial management.

Personal Finance vs Budgeting

Personal finance is all about managing your money, but Budgeting means setting boundaries for what you spend and save. Using Zil Money, you can manage all your accounts seamlessly.
Zil Money - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year




Vendor Management: Bill Pay, One Click Check Mailing, Invoicing, Positive Pay, User/Ap Use the application on your desired platforms. Positive Pay, User/Ap, Use the application on your desired platforms.

I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork.

Frank Czar


Zil Money has made my life easy. Now I can print all the checks on Blank Check Paper and export from my QuickBooks as well. 

Bimal Daftari


I always have to give checks ahead in many situations. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland


I was confused of managing multiple companies as an accountant. I found Zil money then and now everything is just easy.

William Andrews


Total Money Moved

9,520,030,217 +

Total People Paid

1,020,421 +

Total Businesses Satisfied

201,304 +