Pay IRIS Payroll By Credit Card

Pay IRIS Payroll By Credit Card and never miss a payroll deadline.

Quickly transfer funds to your checking account via ACH or wire.

Earn rewards on payroll expenses while maintaining financial flexibility.

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Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

  • Better Cash Flow!
  • Tax Breaks!
  • More Rewards!
  • Happy Employees!
  • Better Cash Flow!
  • Tax Breaks!
  • More Rewards!
  • Happy Employees!
From Payroll to Trade Finance – One Platform, All Payments.
1M+

online business accounts

91B+

transaction volume

16M+

checks processed

Using Credit Cards to Save Money on Business Expenses

Cash Back Rewards

Earn Cash Back: Credit cards like the Capital One Spark Card offer 2% unlimited cash back, while the American Express Plum Card offers 1.5% unlimited cash back.

Offset Fees: Using a credit card with cash back can partially offset the 2.95% process fee, reducing the effective cost.

Tax Benefits

Tax-Deductible Fees: The 2.95% process fee can be filed as a tax-deductible business expense, offering some financial relief.

Additional Tax Breaks: Depending on the jurisdiction and tax codes, you may be eligible for additional tax breaks for using credit cards for business expenses.

Cash Flow Management

Cash Float Period: Credit cards often provide a 30 to 45-day payment window, allowing businesses to manage their cash flow better.

Utilize Funds: During this period, the funds can be invested in short-term opportunities or other revenue-generating activities.

Floating Revenue from Bank

Float Revenue – Cash Incentive Earnings: The funds in your bank account for 30 to 45 days could earn Cash incentive or be invested in short-term revenue-generating activities.

Capital Utilization: The cash float period allows you to strategically utilize your capital for other pressing needs or investment opportunities.

Detailed Example: Capital One Spark Card

  1. Process Fee: 2.95%
  2. Cash Back: 2%
  3. Tax Break: 0.06%
  4. Final Fee: 0.35%
  5. Additional Benefit: 30-45 days of cash flow management and float revenue.
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Payroll Without Interruptions

Instantly resolve payroll challenges using credit cards. Receive quick deposits in your account through ACH or wire transfers to keep cash flow stable and payday hassle-free.

Learn To Fund Payroll By Credit Card See The Interactive Demo

Turn Payroll into Profits

Earn valuable cash-back, points, or rewards every time you fund payroll with your credit card. Transform business expenses into exciting savings opportunities.

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Why Zil Money!

A technology-first approach to payments and finance

Easy to Access

High Security

Easy Payment

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Quick Setup, Instant Payroll Access

Pick your account, quickly input your credit card details, and fund payroll effortlessly. Handle payroll confidently and conveniently with the intuitive interface.

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Smooth Transactions Without Cash Crunch

Pay salaries without draining your business reserves. Use your credit card to keep operations running smoothly and stress-free.

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FREQUENTLY ASKED QUESTIONS

Frequently Asked Questions(FAQ)

What payroll service allows you to pay with a credit card?

Zil Money is a payment platform that allows you to pay payroll with a credit card. Simply process payroll through your payroll software, and the platform will charge your credit card and deposit the necessary funds into your business checking account.

Are credit card payments tax deductible?

Yes, credit card business payments are generally tax deductible. By funding payroll by credit card through Zil Money, you can reduce taxable income and also earn credit card rewards.

How to accept credit card payments?

You can accept credit card payments by sending payment links to clients through Zil Money. The funds will be deposited into your Zil Money wallet which makes handling accounts receivables simple.

Credit vs Expense Card

A credit card lets you use money up to a certain limit, while a card only lets you spend money you have in your bank account. By using Zil Money to fund payroll with a credit card, you can improve cash flow and better manage your expenses.
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RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year

Every Customer Review is a Story of Trust

During a cash shortage while waiting for clients to pay me, Zil Money let me put my payroll on my credit card. It provided a bridge so my business did not suffer. It was super easy to set up and use.

Greg Forrest

Owner of Spherion Staffing & Recruiting

Best partner of your life! Zil Money is my new bestfriend!

Sharmaine Buen Maloloy-on

Sales Account Manager at Bigleap Technologies Inc

Looking for better options for your business? Zil Money accompanies you.

Sergio Alvarado Garcia

Community Manager at Rebeca Nails Art

I enjoy using Zil Money for 3 key reasons. Record keeping, as it keeps a database of the checks each unique user has loaded. Being able to navigate and cut checks from different bank accounts. Pulling up the 1099s at the end of the year for vendors and ensuring all of the checks we cut to them can be easily accessed and a number is given.

Alonso Noriega

Accounting Manager at LT Property Management LLC

15-Day Free Trial Available!

No credit card required.

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