Unlock Working Capital – Pay Anyone by Credit Card.
1M+
online business
accounts
100B+
transaction
value
16M+
checks
processed
Using Credit Cards to Save Money on Business Expenses
Cash Back Rewards
Earn Cash Back: Credit cards like the Capital One Spark Card offer 2% unlimited cash back, while the American Express Plum Card offers 1.5% unlimited cash back.
Offset Fees: Using a credit card with cash back can partially offset the 2.90% process fee, reducing the effective cost.
Tax Benefits
Tax-Deductible Fees: The 2.90% process fee can be filed as a tax-deductible business expense, offering some financial relief.
Additional Tax Breaks: Depending on the jurisdiction and tax codes, you may be eligible for additional tax breaks for using credit cards for business expenses.
Cash Flow Management
Cash Float Period: Credit cards often provide a 30 to 45-day payment window, allowing businesses to manage their cash flow better.
Utilize Funds: During this period, the funds can be invested in short-term opportunities or other revenue-generating activities.
Floating Revenue from Bank
Float Revenue – Cash Incentive Earnings: The funds in your bank account for 30 to 45 days could earn Cash incentive or be invested in short-term revenue-generating activities.
Capital Utilization: The cash float period allows you to strategically utilize your capital for other pressing needs or investment opportunities.
Detailed Example: Capital One Spark Card
- Process Fee: 2.90%
- Cash Back: 2%
- Tax Break: 0.06%
- Final Fee: 0.35%
- Additional Benefit: 30-45 days of cash flow management and float revenue.
Create Manual Hubstaff Payroll
Zil Money allows Hubstaff Payroll users to create manual payroll quickly. Go to the Payroll by Credit Card interface and click on Start. You will have the option to manually add the total amount by uploading a payroll summary. This feature gives users flexibility in managing employee payments, ensuring accuracy and efficiency in the process.
Click Here for an Interactive Demo
Benefit from Credit Card Rewards
An advantage of funding payroll by credit card is that small businesses can earn cash back or reward points. This is a good method to cut down on your overall costs while making employee payments. Businesses can also reduce tax out-go as credit card expenses are tax deductible. Moreover, this solution allows you to maintain better sales cycles.
Avoid Payroll Issues
Payroll management can be simplified by funding it from credit cards. Small businesses that face cash crunch on payday can better control their finances with the payroll by credit card feature from Zil Money. You can easily add the bank account to which funds will be deposited and process the payment via ACH or wire.
Why Zil Money!
A technology-first approach
to payments and finance

Easy to Access

High Security

Easy Payment
Easy Payroll Check Printing
Zil Money is an efficient payroll check printing software that allows users to customize and print checks on blank stock paper. You can integrate your payroll software with the platform and import check details with a few clicks. Also, fund check mail from credit cards for convenient payment options.
Frequently asked questions
Every Customer Review
is a Story of Trust
Cory Edwards
Owner Edwards Holdings Realty
The most helpful part is that Zil money can be used by everyone. It's very easy to navigate. THE USER INTERFACE is very easy to learn. It solves the problem of having various accounting software separately and unable to integrate. It allows all organization seamlessly.



