Pay Dayforce Payroll By Credit Card

Pay Dayforce Payroll By Credit Card and manage payroll with ease.

Take advantage of the grace period to improve cash flow management.

Use credit cards for payroll and enjoy cashback plus tax breaks.

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    Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks Texas National Bank and Lincoln Savings Bank.

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    From Payroll to Trade Finance – One Platform, All Payments.

    1M+

     

    online business
    accounts

    100B+

     

    transaction
    value

    16M+

     

    checks
    processed

    Using Credit Cards to Save Money on Business Expenses

    Cash Back Rewards

    Earn Cash Back: Credit cards like the Capital One Spark Card offer 2% unlimited cash back, while the American Express Plum Card offers 1.5% unlimited cash back.

    Offset Fees: Using a credit card with cash back can partially offset the 2.90% process fee, reducing the effective cost.

    Tax Benefits

    Tax-Deductible Fees: The 2.90% process fee can be filed as a tax-deductible business expense, offering some financial relief.

    Additional Tax Breaks: Depending on the jurisdiction and tax codes, you may be eligible for additional tax breaks for using credit cards for business expenses.

    Cash Flow Management

    Cash Float Period: Credit cards often provide a 30 to 45-day payment window, allowing businesses to manage their cash flow better.

    Utilize Funds: During this period, the funds can be invested in short-term opportunities or other revenue-generating activities.

    Floating Revenue from Bank

    Float Revenue – Cash Incentive Earnings: The funds in your bank account for 30 to 45 days could earn Cash incentive or be invested in short-term revenue-generating activities.

    Capital Utilization: The cash float period allows you to strategically utilize your capital for other pressing needs or investment opportunities.

    Detailed Example: Capital One Spark Card

    1. Process Fee: 2.90%
    2. Cash Back: 2%
    3. Tax Break: 0.06%
    4. Final Fee: 0.35%
    5. Additional Benefit: 30-45 days of cash flow management and float revenue.
    A Woman Using A Credit Card to Make Payments. Pay Dayforce Payroll by Credit Card, Improve Cash Flow, and Earn Rewards

    Fast Funds, Smooth Payroll

    Instantly move funds from your credit card into your account via ACH or wire transfer. Keep your team happy and your cash flow healthy.

    A Woman Using A Credit Card to Make Payments. Pay Dayforce Payroll by Credit Card, Improve Cash Flow, and Earn Rewards
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    A Man Using A Credit Card to Make Payments. Pay Dayforce Payroll by Credit Card, Improve Cash Flow, and Earn Rewards

    Boost Benefits with Every Payroll

    Your payroll payments have hidden benefits waiting for you. Earn cashback, points, and exciting travel rewards simply by paying with your credit card.

    A Man Using A Credit Card to Make Payments. Pay Dayforce Payroll by Credit Card, Improve Cash Flow, and Earn Rewards

    Smart Fees, Bigger Savings

    Deduct credit card transaction fees as payroll-related business expenses. Enjoy lower taxes without added hassle.

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    Why Zil Money!

    A technology-first approach
    to payments and finance

    Easy to Access

    High Security

    Easy Payment

    A Businessman Using A Tablet to Make Payments. Pay Dayforce Payroll by Credit Card, Improve Cash Flow, and Earn Rewards

    Connect and Simplify Payroll

    The platform integrates with payroll software including QuickBooks and Gusto, making payroll data imports effortless. Keep payroll smooth and cash flow steady.

    A Businessman Using A Tablet to Make Payments. Pay Dayforce Payroll by Credit Card, Improve Cash Flow, and Earn Rewards
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    Frequently asked questions

    FAQ Section
    Can you pay payroll with a credit card?
    Yes, Zil Money is a check printing software that offers payroll by credit card feature to small businesses. Through the platform, firms can fund payroll from credit cards and make timely employee payments.
    Are business credit card payments tax deductible?
    Yes, credit card payments for business needs can be categorized as tax deductible expenses. You can lower your tax out-go by funding payroll by credit card through Zil Money.
    What is a credit card balance?
    Credit card balance is the amount owed by a credit card user to the credit card provider. When a business uses a credit card to fund payroll through Zil Money, the credit card balance increases. But they can pay off the balance within the billing cycle with proper planning.
    Cash Back vs Travel Credit Cards
    Cash back credit cards offer cash back as rewards while travel credit cards offer points or miles. You can earn different types of credit card rewards by funding payroll through Zil Money.

    Every Customer Review
    is a Story of Trust

    "
    During a cash shortage while waiting for clients to pay me, Zil Money let me put my payroll on my credit card. It provided a bridge so my business did not suffer. It was super easy to set up and use.