Melio Payments Alternative

Pay Vendors with Your Credit Card Using Melio Payments Alternative Zil Money.

Cover Payroll with Your Credit Card & Keep Cash Flow Intact.

Enjoy Multiple Secure Payment Options at a Fraction of the Cost.

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Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

We are not associated with Meliopayments. All mentions are for informational purposes only.

Streamline Vendor Payments and Maximize Cash Flow!
1M+

online business accounts

91B+

transaction volume

16M+

checks processed

Take Control and Visibility of Your Payments to the Next Level

Pay Vendors by Credit Card – No Extra Fees, No Hassle!

Stop letting transaction fees dictate how you pay vendors!

  • Pay vendors using your credit card—even if they don’t accept cards.
  • Zil Money processes your payment and transfers funds via ACH, wire, check mail, or virtual card.
  • Keep all your credit card reward points while making business payments!

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      Payroll by Credit Card – Pay Now, Earn Rewards!

      No cash? No problem!

      • Pay your employees using a credit card—maintain cash flow with ease.
      • Fund your checking account instantly from your credit card via ACH, wire, or RTP. 
      No Worries About Transaction Costs
      A Diagram Showing Integration on Zil Money to QuickBooks in Front of Circle of Number of Different Types of Payments for Business, Featuring Melio Payments Alternative.

      Multiple Payment Options – Flexible & Cost-Effective!

      Zil Money provides endless payment possibilities to match your business needs.

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      Access Payments Anywhere – Anytime, Any Device!

      Run your business without limits using Zil Money’s cross-platform solution.

      • Available on iOS, Android, and Web—manage payments on the go!
      • A user-friendly interface for fast, secure, and stress-free financial management.
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      FREQUENTLY ASKED QUESTIONS

      Frequently Asked Questions(FAQ)

      What to do if my vendor refuses to accept credit cards?

      No need to worry at all! With Zil Money, you can still make payments to your vendor through checks or ACH instead of credit cards. For vendors who don't accept credit cards, you can configure Zil Money to process payments on your behalf. Simply provide the payment details, and we’ll take care of the rest. The platform offers the option to send payments via check or ACH, ensuring a smooth and hassle-free transaction.

      Does my vendor/supplier has to pay any charge for receiving payment by credit card payments?

      Significantly, no. Because your seller accepts payments through credit card, we don't charge them an additional fee. Instead, you pay a tiny transaction fee of 2.95%, which is a cost of doing business that is normal across the industry.

      Can I pay by credit card even if my vendors don't accept that?

      Yes! With Zil Money, you can pay your vendors using a credit card even if they don’t accept card payments. Zil Money processes your payment and transfers funds to your vendor via ACH, wire, check mail, or virtual card, ensuring seamless transactions without extra fees for them.

      Melio Payments vs Zil Money

      Zil Money lets you efficiently manage cash and maintain a general ledger entry and Receivables ledger, which enables you to manage your finances effectively. Unfortunately,Melio Payments does not support cash management and receivables ledger maintenance.
      Zil Money - Cloud Based Platform
      Fintech Software
      RATING: 4.6 ( 10164 ratings )
      Price: $49.99/Year

      Every Customer Review is a Story of Trust

      During a cash shortage while waiting for clients to pay me, Zil Money let me put my payroll on my credit card. It provided a bridge so my business did not suffer. It was super easy to set up and use.

      Greg Forrest

      Owner of Spherion Staffing & Recruiting

      Best partner of your life! Zil Money is my new bestfriend!

      Sharmaine Buen Maloloy-on

      Sales Account Manager at Bigleap Technologies Inc

      Looking for better options for your business? Zil Money accompanies you.

      Sergio Alvarado Garcia

      Community Manager at Rebeca Nails Art

      I enjoy using Zil Money for 3 key reasons. Record keeping, as it keeps a database of the checks each unique user has loaded. Being able to navigate and cut checks from different bank accounts. Pulling up the 1099s at the end of the year for vendors and ensuring all of the checks we cut to them can be easily accessed and a number is given.

      Alonso Noriega

      Accounting Manager at LT Property Management LLC

      15-Day Free Trial Available!

      No credit card required.

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