Solutions
01Receivables
Receive PaymentRequest PaymentsInvoice AutomationCheck DraftDeposit Slip
02More capabilities
IntegrationsDigital WalletDeveloper APIPositive PayShipping LabelDocument Mailing
03Payables
Send PaymentsBill PaymentMass/Bulk PaymentsPrint Checks Yourself NowMail Checks USPS/FedExeChecksInternational PaymentsACH/Direct Deposit
Real Time PaymentsVirtual CardPay Vendor By Credit CardPay Rent by Credit CardPay Payroll by Credit CardWire TransferEmail to Bill
04Industries
GovernmentUtilitiesHealthcare IndustryEducationCall CentersInsuranceMass TransitMembership ClubsRetail
Billing ServicesProfessional ServicesFood & BeverageConstructionWine and SpiritsCharitableLogisticsWholesale
Not sure where to start?Book a demo
Pricing
FAQ
About Us
Contact
Log inBook a demoGet started
Solutions
Accounts ReceivableReceive PaymentRequest PaymentsInvoice AutomationCheck DraftDeposit Slip
Accounts PayableSend PaymentsBill PaymentMass/Bulk PaymentsPrint Checks Yourself NowMail Checks USPS/FedExeChecksInternational PaymentsACH/Direct DepositReal Time PaymentsVirtual CardPay Vendor By Credit CardPay Rent by Credit CardPay Payroll by Credit CardWire TransferEmail to Bill
Other CapabilitiesIntegrationsDigital WalletDeveloper APIPositive PayShipping LabelDocument Mailing
IndustriesGovernmentUtilitiesHealthcare IndustryEducationCall CentersInsuranceMass TransitMembership ClubsRetailBilling ServicesProfessional ServicesFood & BeverageConstructionWine and SpiritsCharitableLogisticsWholesale
PricingFAQAbout UsContact
Log inBook a demoGet started

See ZIL MONEY in action.

We want to make your life easier.

  • Talk to a real product expert on a live screen share.
  • See features built around how your business pays and gets paid.
  • All the ways you need to send or receive payments.
Book Demo Now

Or call us at (408) 775-7720

Start your live demo

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Everyone is with a customer. Pick a time on the calendar and we will come to you, or hang on: this screen updates the moment an expert is available.

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Link All Your Bank Accounts

Ready to pay?Get started
Three accounts, three logins?

Link your accounts. Pick one for every payment.

Today you may sign in to one bank to pay and another to see what came in. ZIL MONEY lets you link your bank accounts and use them from one screen. Keep reading for the short setup, and what changes the day they are linked.

  • Link more than one account
  • Add each with its routing and account number
  • Pick any linked account when you pay
Get startedBook a demo
MAIN

Dashboard

Verification Center
PAYABLES

Send Payment

Payments Out

Payroll by Credit Card

Payees

Bulk Payment Center

Bills

Bill Inbox
RECEIVABLES

ACCOUNTS

BUSINESS TOOLS

SERVICES

SETTINGS

Search…
Credits  $1,010.00

James
Company
JA

Bulk Payment Center
Total to send
$
0.00
7,320.00
Pay from

Select pay from
Bank Account

Select a bank account

Select or search bank account
Operating Account

How would you like to send it?

Select or search a method
ACH / Direct Deposit

Batch name
Name this batch
November vendor run
Save Batch
Confirm Bulk Payment
Payment secured by Zil Money | PCI DSS Compliant
Wallet
Pay from your Zil wallet balance
Credit Card
Pay with a linked credit card
Bank Account
Pay from a linked bank account
Operating Account
Payroll Account
Let the vendor decide
ACH / Direct Deposit
Same Day ACH
Wire
Virtual Card

Bulk payment submitted
Your batch of 12 payments was submitted.
Payments
12
Method
ACH / Direct Deposit
Total
$7,320.00
AICPA SOC 1AICPA SOC 2PCI DSS CertifiedISO 27001 CertifiedISO 9001 CertifiedISO 20000 CertifiedNIST SP 800-53A Revision 5HIPAA CompliantCCPAGDPR

Which account will you link first?

Start with one. Add the rest when you are ready.

The one you pay fromLink it first, so it is waiting in Pay from when a bill is due.
The one money lands inLink it next, to see those transactions beside the rest.

Linked once. Ready every time.

Choose the account, then send one payment or a whole batch.

Pick the account

In Bulk Payment Center, choose the linked bank account to pay from.

Total to send
$
0.00
7,320.00
Pay from

Select pay from
Bank Account

Select a bank account

Select or search bank account
Operating Account

How would you like to send it?

Select or search a method
ACH / Direct Deposit

Batch name
Name this batch
November vendor run
Wallet
Pay from your Zil wallet balance
Credit Card
Pay with a linked credit card
Bank Account
Pay from a linked bank account
Operating Account
Payroll Account
Let the vendor decide
ACH / Direct Deposit
Same Day ACH
Wire
Virtual Card

Bulk payment submitted
Your batch of 12 payments was submitted.
Payments
12
Method
ACH / Direct Deposit
Total
$7,320.00

See it in your list

Each batch shows its payments, total, and status.

Pay from

Select pay from
Bank Account

Select a bank account

Select or search bank account
Operating Account

How would you like to send it?

Select or search a method
ACH / Direct Deposit

Let the vendor decide
ACH / Direct Deposit
Same Day ACH
Wire
Virtual Card

Prefer one payment?

Send a single payment from any linked account.

Make a paymentACH payments

Name the batch

A clear batch name helps you find it later.

Batch nameMemoCategory

Keep your books in sync

Works with QuickBooks, Xero, Zoho, and other accounting tools.

See all integrations

Works with the tools you already use.

Connect your accounting tools and more. See all integrations

QuickBooks OnlineQuickBooks DesktopXeroZoho BooksFreshBooksSage Business Cloud AccountingOracle NetSuiteMicrosoft Dynamics 365WaveBill.comOdooSalesforceHubSpotZapierSlack

What keeps people from linking.

Here is what gets in the way of linking, and how ZIL MONEY helps.

I do not know what I need.

Two numbers. You need the routing number and the account number.

I cannot find those numbers.

Look in your bank app. Both are in your account details or on a statement.

I only want to link one account for now.

That works. Link one today and add the others later.

My accounts are at different banks.

That is fine. You can link accounts from different banks.

I worry I will pick the wrong account.

You pick it each time. The account is a choice on the payment screen, not a guess.

My bookkeeper needs the same view.

Keep your books in sync. ZIL MONEY works with QuickBooks, Xero, Zoho, and other accounting tools.

I am not always at my desk.

Use your phone or tablet. Do it from anywhere.

How to link an account.

Start with the account closest to you.

1

Add a bank account

Open ZIL MONEY and start a new bank account.

2

Enter the two numbers

Type the routing number and account number from your bank app.

3

Read them back

Compare each digit to your bank screen, then save.

4

Repeat for the next one

Add your payroll account and any other account you use.

Easy to learn. Quick to help.

In their own words, from businesses that use ZIL MONEY.

Rachel Ruiz, Business Strategy Manager at Lennar Title

“Working with ZIL MONEY has been such a great experience.”

We use their platform to create and send eChecks to multiple parties, and it’s been incredibly smooth and efficient. Anytime we have a question or run into an issue, their team is quick to respond and always helpful.

Rachel RuizBusiness Strategy Manager, Lennar Title
Mike S. of Experity

“ZIL MONEY has been a game-changer for our business!”

Their payment support is top-notch, quick, reliable, and always ready to assist with any questions we have.

Mike S.Experity
Cory Edwards, Owner of Edwards Holdings Realty

“The most helpful part is that ZIL MONEY can be used by everyone.”

It’s very easy to navigate. The user interface is very easy to learn. It solves the problem of having various accounting software separately and unable to integrate.

Cory EdwardsOwner, Edwards Holdings Realty

Common questions

Can I link more than one bank account?
Yes. You can link accounts from different banks.
What do I need to link an account?
The routing number and the account number. Both are in your bank app or on a statement.
Can I pick which account pays?
Yes. You choose the bank account on each payment.
Will I see all my transactions together?
Yes. Transactions from your linked accounts show in one list.
Can I link an account today and use it later?
Yes. Once linked, the account stays ready to pick on future payments.
Is this only for business accounts?
ZIL MONEY is built for business payments. Link the accounts you use to run your business.
Where does the money come from?
You choose. Depending on how your account is set up, you can pay from a bank account, your wallet, or a credit card.
Does it work with QuickBooks?
ZIL MONEY connects with QuickBooks, Xero, Zoho, and other accounting tools, so your payments and books stay in sync.

Link one account. Then add the rest.

Open an account, or book a short demo and we will show you around.

Get startedBook a demo

Have a question? Talk to our team

$ $1,010
Bulk Payment Center
Total to send
$
0.00
7,320.00
Pay from
Select pay from
Bank Account

Select a bank account
Select or search bank account
Operating Account

How would you like to send it?
Select or search a method
ACH / Direct Deposit

Batch name
Name this batch
November vendor run
Confirm Bulk Payment
How would you like to send it?
Let the vendor decide
ACH / Direct Deposit
Same Day ACH
Wire
Virtual Card

$ $1,010
Bulk Payment Center

Bulk payment submitted
Your batch of 12 payments was submitted.
Payments
12
Method
ACH / Direct Deposit
Total
$7,320.00
Done

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Pay and get paid, in one account.
01Solutions
Accounts PayableAccounts ReceivableIntegrationsExpense ManagementBank DataDeposit SlipsMail DocumentShipping LabelAPI
02Payables
Send PaymentsBill PaymentMass PaymentsPrint ChecksMail CheckseChecksDomestic Wire
03Receivables
Receive PaymentRequest PaymentSend Payment LinksCheck DraftInvoice AutomationReceive ACH
04Integrations
QuickBooks OnlineQuickBooks DesktopQuickBooks PayrollZoho BooksZoho PayrollGustoZapierCreate Checks From PDFXero
05Resources
BlogsWhat's NewDeveloperLLMsNewsContactPress KitReferral ProgramKnowledge base
DisclaimerPrivacy PolicyTerms & ConditionsCookie Policy
© 2026 Zil Money. All rights reserved.
Zil Money, is a financial technology company, not a bank. Banking and money movement services are provided through partner financial institutions and licensed service providers. FDIC insurance coverage applies only to eligible deposit products and accounts, and is subject to applicable terms, conditions, limitations, and requirements. Additional information regarding partner institutions, products, and services is available in the applicable terms and agreements.
"Zero fees," "Pay $0," "Get Started Free," and similar no-fee claims apply only to qualifying accounts and eligible transactions. To qualify for certain no-fee services, customers must maintain a minimum average wallet balance of $10,000 as required under the Wallet Deposit Policy. Accounts that do not meet applicable eligibility requirements may be subject to fees. See the Fee Schedule and Terms & Conditions for details.
Cash-back rewards are available only on qualifying transactions and are subject to eligibility requirements, program rules, and change without notice.
Payment speed claims, including "instant," "same-day," and "within minutes," apply only to eligible transactions and may vary based on payment rail availability, banking partner cut-off times, recipient financial institution processing, compliance reviews, fraud prevention measures, network availability, and other factors.
All products and services are subject to applicable laws, regulations, and the Zil Money Terms & Conditions.