Fund FreshBooks Payroll By Credit Card

Smart Payroll Funding
Keep reserves intact by funding FreshBooks Payroll with a credit card.

Instant Access to Funds
Use credit cards to cover payments without delays.

Financial Benefits
Earn rewards and tax deductions on business expenses.

SOC1  SOC2   GDPR  PCI DSS   ISO 27001   ISO 20000  ISO 9001   CCPA  NIST 800 53HIPAA

Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks Texas National Bank and Lincoln Savings Bank.

Opens sign up form in a modal dialog
Book a Demo

Accelerate Your Cash Flow with Smarter Payment Solutions.

1M+

 

online business
accounts

100B+

 

transaction
value

16M+

 

checks
processed

Using Credit Cards to Save Money on Business Expenses

Cash Back Rewards

Earn Cash Back: Credit cards like the Capital One Spark Card offer 2% unlimited cash back, while the American Express Plum Card offers 1.5% unlimited cash back.

Offset Fees: Using a credit card with cash back can partially offset the 2.90% process fee, reducing the effective cost.

Tax Benefits

Tax-Deductible Fees: The 2.90% process fee can be filed as a tax-deductible business expense, offering some financial relief.

Additional Tax Breaks: Depending on the jurisdiction and tax codes, you may be eligible for additional tax breaks for using credit cards for business expenses.

Cash Flow Management

Cash Float Period: Credit cards often provide a 30 to 45-day payment window, allowing businesses to manage their cash flow better.

Utilize Funds: During this period, the funds can be invested in short-term opportunities or other revenue-generating activities.

Floating Revenue from Bank

Float Revenue – Cash Incentive Earnings: The funds in your bank account for 30 to 45 days could earn Cash incentive or be invested in short-term revenue-generating activities.

Capital Utilization: The cash float period allows you to strategically utilize your capital for other pressing needs or investment opportunities.

Detailed Example: Capital One Spark Card

  1. Process Fee: 2.90%
  2. Cash Back: 2%
  3. Tax Break: 0.06%
  4. Final Fee: 0.35%
  5. Additional Benefit: 30-45 days of cash flow management and float revenue.
A Smartphone Showing Fund FreshBooks Payroll by Credit Card Through Zil Money. Enjoy Instant Access to Funds, Earn Rewards, and Save on Business Expenses

Stress-Free Payroll Every Time

Never miss payroll deadlines—use Zil Money to fund FreshBooks Payroll with a credit card.  Simply enter payroll details, pick a payment option, and complete payments via ACH or wire.

A Smartphone Showing Fund FreshBooks Payroll by Credit Card Through Zil Money. Enjoy Instant Access to Funds, Earn Rewards, and Save on Business Expenses

Click Here for an Interactive Demo

Book A Demo →
A man Holding a Smartphone Financial Flexibility at Its Best

Financial Flexibility at Its Best

Keep your business running smoothly by funding payroll with credit cards, taking full advantage of the grace period to ease financial strain.

A man Holding a Smartphone Financial Flexibility at Its Best

Smart Spending, Bigger Savings

 

Fund payroll with a credit card and enjoy benefits like cashback and rewards. Plus, business credit card expenses are tax-deductible, reducing financial stress.

A Credit Card Smart Spending, Bigger Savings

Why Zil Money!

A technology-first approach
to payments and finance

Easy to Access

High Security

Easy Payment

A Man Hlding a Laptop. One-Click Fund Transfers

One-Click Fund Transfers

Connect your payroll system to Zil Money, import data in seconds, and send payments without any hassle.

A Man Hlding a Laptop. One-Click Fund Transfers
Opens sign up form in a modal dialog
Book a Demo

Frequently asked questions

FAQ Section
How to pay payroll with credit card?
Pay payroll with credit card through Zil Money while improving cash flow and earning credit card rewards. Users can select a credit card as funding source and Zil Money funds your payroll connected business account.
Can I pay rent with a credit card?
Yes, you can pay rent with a credit card effortlessly through the cloud-based platform. You can also choose how payees receive funds - as ACH, wire or check mail. Zil Money offers the same feature for bill and vendor payments.
Why is payroll important?
Proper payroll management is necessary to ensure that employees are paid on time. Small businesses can easily handle payroll operations with Zil Money. The platform supports payroll check printing and payment options like ACH, wire, check mail, and more.
Unsecured vs Secured Credit Card
Secured credit cards need a cash deposit as backup, while unsecured cards don't. Zil Money lets businesses pay payroll with credit cards, giving more flexibility in managing finances.

Every Customer Review
is a Story of Trust

"
During a cash shortage while waiting for clients to pay me, Zil Money let me put my payroll on my credit card. It provided a bridge so my business did not suffer. It was super easy to set up and use.