Electronic Check Payment

Electronic Check Payment can be made effortlessly with Zil Money at low transaction fees. The platform allows you to create high-quality checks from the comfort of your home or office. eChecks can be sent and received through SMS or email on a one-time or recurring basis.

Zil Money also offers an online banking service called Zil Banking. Send ACH, wires, and checks by mail and transfer money fast with Zil.

Zil Money is a financial technology company, not a bank or an FDIC member. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

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Benefits Of eChecks

Benefits Of eChecks

An eCheck or electronic check is a digitalized form of the traditional paper check designed to perform the same function as paper checks. They are ideal digital payment options for bills and recurring payments saving time and effort. With Zil Money, customers can design and create checks and send them as eChecks or checks by mail. Customers can create checks from scratch or choose from the vast template options.

Features at Your Fingertips

From accounts payable and receivable functionalities to comprehensive online payment and beneficial integrations, Zil Money can meet the payment management requirements of all types of businesses.

Check Printing

Check Printing

Drag and drop to instantly create checks & print using any printer.

Pay By Credit Card

Pay By Credit Card

Use credit cards even when your vendors don't accept them.

ACH Payment

ACH Payment

Make one-time or recurring ACH/RTP payments in one click.

Wire Transfers

Wire Transfers

Send money electronically from one financial institution to another.

Bill Pay

Bill Pay

Pay & schedule bills online, managing supplier payments & reducing risk.

Digital Checks

Digital Checks

Digitize your paper checks and make your payments via email or text.

Software Integration

Software Integrations

Integrate Zil Money with your accounting and payroll software.


Cloud Bank

Open an online checking account with Zil.us. Streamline payment management & save.

Payment Link

Payment Link

Create and send a secure URL for customers to make online payments easily.

Personalized Checks

Zil Money allows its customers to create personalized checks from the comfort of their homes or office. Create high-quality checks by adding logos, background images, and fonts easily and quickly with the user-friendly platform and send them as eChecks or mail them through USPS/FedEx. In addition, since Zil Money is integrated with more than 22000+ banks and financial institutions, customers can also import check formats from different banks. This also prevents fraudulent checks from hitting your account.

Personalized Checks
Print Payroll checks

Print Payroll checks

Printing payroll checks is simple with Zil Money. Payroll checks can be easily created from your home or office with any printer on blank check stock paper. Utilizing Zil Money’s efficient check printing solution, you can simplify your payroll process while maintaining it professional and unique.


In total transaction volume


Connected banks & financial institutions


Monthly business users


Total users, and growing

Pay by Credit Card with Check, eChecks, ACH, and Wire Options

Businesses have traditionally avoided credit card payments due to transaction fees, often passing them on to customers. Zil Money’s revolutionary Pay by Credit Card option solves this problem.

With this functionality, you can confidently initiate credit card payments, easing your payees’ concerns about transaction charges. This approach lets you keep credit card reward points, making each transaction more valuable. Zil Money streamline your payments and enjoy this benefit.

Pay by Credit Card with Check, eChecks, ACH, and Wire Options


Frequently Asked Questions(FAQ)

What is eCheck?

An eCheck or electronic check is the digital version of a conventional paper check. Money is withdrawn electronically from the payer’s bank account, processed through the ACH network, and deposited into the payee’s account. Make electronic check payments quickly and securely with Zil Money.

Are eChecks Safe?

Yes. It is entirely safe to pay with and accept eChecks. Encryption, authentication, digital signatures, and duplication detection make eChecks one of the safest payment options. Experience safe banking with Zil Money.

How to send an eCheck?

Log into Zil Money to create and send eChecks quickly and securely. Make an electronic check payment conveniently and quickly with the platform.

eCheck vs ACH

An eCheck or electronic check is the digital version of a conventional paper check. ACH (Automated Clearing House) is an electronic network that moves money between banks in the United States. Customers can send and receive checks, eChecks, and ACHs using Zil Money for low transaction fees.
Zil Money - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year




Vendor Management: Easily handle bill payments, instant check printing and mailing, invoicing, positive pay, and access User/API features across various platforms.

I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork.

Frank Czar


Zil Money has made my life easy. Now I can print all the checks on Blank Check Paper and export from my QuickBooks as well. 

Bimal Daftari


I always have to give checks ahead in many situations. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland


I was confused of managing multiple companies as an accountant. I found Zil money then and now everything is just easy.

William Andrews


Total Money Moved

9,520,030,217 +

Total People Paid

1,020,421 +

Total Businesses Satisfied

201,304 +