EFT Payment

Instant Check Printing –

Print business or personal checks on demand using Chax Alternative, Zil Money.

Cost-Effective Solution –

Reduce costs by printing checks on blank stock paper instead of ordering from third parties.

Flexible Payment Methods –

Send and receive payments via printable checks, eChecks, or mailed checks.

Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks.

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Accelerate Cash Flow with Smarter Payment Solutions.

1M+

online business
accounts

100B+

transaction
value

16M+

checks
processed

A smiling businessman looking at his phone with a "Payment Successful" notification confirms the efficiency and security of Quick and Secure eCheck Transactions.

Quick and Secure eCheck Transactions

Zil Money allows you to create and send eChecks via email instantly. Enjoy secure, fast, and paperless transactions with just a few clicks, whether for vendors or employees.

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Flexible ACH Payments for Every Need

Send and receive ACH payments, ensuring timely transactions without the hassle. You can make one-time, recurring, or same-day ACH with Zil Money.

Smooth Vendor Transactions with Credit Cards

Pay vendors using your credit card, even if they don’t accept card payments. Select the payment method that suits your vendor, ensuring seamless and hassle-free transactions.

Why Zil Money!

A technology-first approach
to payments and finance

Easy to Access

High Security

Easy Payment

Fast and Secure Wire Transfers

Enjoy fast and secure domestic and international wire transfers with Zil Money. Send funds quickly and securely with a few clicks, no matter where your vendor or recipient is located.

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Frequently asked questions

What is Electronic Fund Transfer Act?

The Electronic Fund Transfer Act (EFTA) is a federal law enacted in 1978 to protect consumers who use electronic means to transfer money. Under the EFTA, consumers are entitled to certain protections, such as the right to receive written confirmation of their transactions and dispute errors. Zil Money allows users to send EFTs securely and eliminates errors.

Are Electronic Funds Transfers safe?

Electronic Fund Transfers are a quick and convenient way to send and receive payments. They are also incredibly safe, as payment information is delivered through secure communication channels and encrypted using 128-bit SSL. This means that your payments are protected from interception and fraud. Use Zil Money to send EFTs safely.

How long does Electronic Fund Transfer take?

Depending on the banks involved, the EFT payment can take one to four days to complete. Some EFTs are sent and received on the same day, but this is not always the case. If you need to make a time-sensitive payment, consider using Zil Money.

Electronic Fund Transfer vs Wire Transfer

EFT payment is an electronic means of moving money from one account to another, either within the same financial institution or across different institutions. On the other hand, wire transfer is a bit more complicated. When you wire money, your bank initiates a transfer of funds through a network of banks and transfer agents. With Zil Money, you can send and receive wire transfers and EFTs quickly and conveniently.