Accelerate Cash Flow with Smarter Payment Solutions.
1M+
online business
accounts
100B+
transaction
value
16M+
checks
processed
Make Check Payments Easily
Looking for an AvidXchange alternative? Compare AP automation pricing, features, and payment options. No setup fee, no long contract. Pay vendors by ACH, wire, check, or credit card from one platform.
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Send Payments Instantly
Create and send virtual cards instantly.
Make credit card payments instantly, even if the payee does not accept cards.
Send payments quickly via ACH or wire.
Receive Payments Easily
Create and print check drafts instantly and collect payments quickly.
Pull money from your payer’s account through ACH.
Collect money easily by sending payment links via email or SMS.
Why Zil Money!
A technology-first approach
to payments and finance
Easy to Access
High Security
Easy Payment
Integration with Banks
Zil Money is integrated with over 22,000 banks and financial institutions.
Enjoy real-time updates and accurate financial tracking.
Frequently asked questions
AvidXchange is financial technology that helps businesses make supplier payments online. Zil Money offers added features for AP automation like digital checks and check mailing. You can automate payments online like invoices and bills and set recurring ACH on Zil Money.
AvidXchange doesn't have a free trial version; Zil Money, an AvidXchange alternative, offers a free trial for finance teams to make B2B payments, send checks, and make ACH and RTP payments.
AvidXchange does not have a free version; its pricing is based on vendor quotes, while you can run a free version of Zil Money for ACH and wire transfers, sending checks by mail, or printing checks.
AvidXchange agreements are negotiated per customer, and enterprise AP platforms commonly use annual or multi-year terms with minimum volume commitments. Zil Money does not require a long-term contract. You can cancel at any time with no early termination fee, which makes it easier to test the platform without a large upfront commitment.
Yes. Zil Money lets you import vendor and payee information by CSV upload. Export your vendor list from AvidXchange or from your accounting software, then upload it directly. Zil Money also integrates with QuickBooks Online, QuickBooks Desktop, Xero, and Zoho Books, so vendor data syncs automatically once connected.
Most businesses can set up Zil Money and begin processing payments within the same day. The platform requires no complex onboarding or IT integration to start. You can connect your bank account, import vendor details, and send your first payment by ACH, check, or wire in minutes. By comparison, AvidXchange's onboarding process typically takes 20 to 60 days depending on the complexity of your setup.
Both platforms support ACH and check payments. However, Zil Money also allows you to fund vendor payments and payroll using a credit card, even if the vendor does not accept cards. This means you can preserve cash flow by using your credit card's float period while still paying vendors through their preferred method. AvidXchange offers virtual card payments but does not support credit card funding for payroll or direct vendor payments in the same way.
No long-term contract is required. Zil Money works on a month-to-month basis, so you can change or cancel your plan at any time without an early termination fee.