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Comparing ZIL MONEY and AvidXchange

Bills, approvals, and vendor payments.

People who look at AvidXchange usually run a busy accounts payable desk. Here is how each handles bills, approvals, vendor payments, and accounting tools, side by side. A 2.9% credit card fee applies.

  • Bills and approvals first
  • Vendor payment options
  • Accounting tools, with honest gaps marked
AICPA SOC 1AICPA SOC 2PCI DSS CertifiedISO 27001 CertifiedISO 9001 CertifiedISO 20000 CertifiedNIST SP 800-53A Revision 5HIPAA CompliantCCPAGDPR

AvidXchange and ZIL MONEY, question by question.

Where we could not confirm an AvidXchange detail, the table says “Check with AvidXchange”.

Your question ZIL MONEY AvidXchange
How are payments charged? A 2.9% fee applies to credit card payments. For other fees, ask our team or book a demo. AvidXchange does not show prices on its homepage and invites you to book a demo. Check with AvidXchange for pricing.
Can I pay by credit card? Yes. On Send Payment, choose Credit Card under Pay from. A 2.9% credit card fee applies. Check with AvidXchange.
Which ways can I pay a vendor? ACH, Same Day ACH, wire, or virtual card on one screen. Or let the vendor decide. AvidXchange says suppliers can choose a virtual credit card, AvidPay Direct, or a mailed paper payment through its Supplier Hub.
Can I pay people abroad? ZIL MONEY offers international payments. Ask our team which countries and currencies are covered. Check with AvidXchange.
Does it work with my accounting tools? Syncs with QuickBooks, Xero, Zoho, and other accounting tools. AvidXchange says it works with your current ERP or accounting system and lists over 200 integrations, including NetSuite, QuickBooks, Sage, Microsoft, and Acumatica.
How do bills and approvals work? The Bills list shows each bill from unpaid to paid. Bill Inbox collects bills in one place. Ask our team about approval rules. AvidXchange describes customizable workflows with a full audit trail.
How do I get help? Talk to our team from the contact page, or book a demo. AvidXchange links to customer support and supplier support.
What certifications are shown? Certifications are listed on our Certifications page, including SOC 2 and PCI DSS. Check with AvidXchange.

Based on the provider’s public information as of October 2026. Check their site for current details. ZIL MONEY details come from our app and our site. Ask our team to confirm anything before you decide.

See a vendor bill move through ZIL MONEY.

Add the bill. Watch it go from unpaid to paid.

Add the bill

Enter who it is from, the bill and due dates, and the total.

Track what is unpaid

The Bills list shows each bill as unpaid or paid.

Pay from the same app

Send the payment without switching tools.

Add the details

Keep a memo and an invoice number with each bill.

MemoInvoice no.Due date

Keep your books in sync

Works with QuickBooks, Xero, Zoho, and other accounting tools.

Works with the tools you already use.

Connect your accounting tools and more. See all integrations

QuickBooks OnlineQuickBooks DesktopXeroZoho BooksFreshBooksSage Business Cloud AccountingOracle NetSuiteMicrosoft Dynamics 365WaveBill.comOdooSalesforceHubSpotZapierSlack

Who each one fits.

A fair read of each, based on the public details above.

ZIL MONEY

Fits a business that wants bills, vendor payments, receivables, and payroll totals by credit card in one app.

Fits people who want to pick ACH, Same Day ACH, wire, or virtual card for each payment.

AvidXchange

Fits a finance team that works with an ERP or accounting system and wants customizable workflows, as AvidXchange describes.

Check with AvidXchange for pricing and details.

Four steps from bill to paid.

Fill in the form. Confirm. Follow it in your list.

1

Add the bill

Enter the vendor, dates, amount, and memo.

2

Review what is due

Open Bills to see what is unpaid.

3

Pay the vendor

Choose the payment method and confirm.

4

See it marked paid

The bill moves from unpaid to paid.

Common questions

How does AvidXchange handle pricing?
AvidXchange does not show prices on its homepage and invites you to book a demo. Check with AvidXchange for pricing. For ZIL MONEY, credit card payments carry a 2.9% fee, and you can ask our team about other fees.
What is the credit card fee?
A 2.9% credit card fee applies when you pay with a credit card.
How do bills and approvals work in each?
AvidXchange describes customizable workflows with a full audit trail. ZIL MONEY has a Bills list from unpaid to paid and a Bill Inbox. Ask our team about approval rules.
How can I pay a vendor?
ZIL MONEY offers ACH, Same Day ACH, wire, and virtual card, or you can let the vendor decide. AvidXchange says suppliers can choose a virtual credit card, AvidPay Direct, or a mailed paper payment.
Which accounting tools do they work with?
AvidXchange lists over 200 integrations, including NetSuite, QuickBooks, Sage, Microsoft, and Acumatica. ZIL MONEY syncs with QuickBooks, Xero, Zoho, and other accounting tools.
Is ZIL MONEY connected to AvidXchange?
No. ZIL MONEY is not affiliated with AvidXchange. The AvidXchange details on this page come from its public homepage as of October 2026. Check with AvidXchange for anything not listed.
How do I try ZIL MONEY?
Open an account, or book a short demo. Add one vendor bill to see how it feels.

Add your first vendor bill.

Open an account, or book a short demo and we will show you around. A 2.9% credit card fee applies to credit card payments.

Have a question? Talk to our team