Ready to pay?Get started
ZIL MONEY vs BILL
ZIL MONEY and BILL, side by side.
Comparing ZIL MONEY with BILL? Start with the questions most people ask: how payments are charged, which ways you can pay, and how accounting sync works. A 2.9% credit card fee applies.
- Eight key questions answered in one table
- BILL details come from its public pages
- Anything we could not confirm says “Check with BILL”
MAIN
Dashboard
Verification Center
PAYABLES
Send Payment
Payments Out
Payroll by Credit Card
Payees
Bulk Payment Center
Bills
Bill Inbox
RECEIVABLES
ACCOUNTS
BUSINESS TOOLS
SERVICES
SETTINGS
Search…
Credits $1,010.00
James
Company
JA
Send Payment
Pay
Receive
How much would you like to send?
$
0.00
1,150.00
Who are you paying?
Select or search payee
Summit Janitorial
Pay from
Select pay from
Credit Card
Select a bank account
Select or search bank account
Operating Account
How would you like to send it?
Select or search a method
Wire
Memo
Add a short note for your records
Invoice 3092
Save Payment
Confirm Payment Details
Payment secured by Zil Money | PCI DSS Compliant
Summit Janitorial
summit@example.com
Harbor Supply Co.
harbor@example.com
Cedar Office Supply
cedar@example.com
Wallet
Pay from your Zil wallet balance
Credit Card
Pay with a linked credit card
Bank Account
Pay from a linked bank account
Operating Account
Payroll Account
Let the vendor decide
ACH / Direct Deposit
Same Day ACH
Wire
Virtual Card
Payment submitted
Your payment to Summit Janitorial was submitted.
Paid to
Summit Janitorial
Method
Wire
Amount
$1,150.00
MAIN
Dashboard
Verification Center
PAYABLES
Send Payment
Payments Out
Payroll by Credit Card
Payees
Bulk Payment Center
Bills
Bill Inbox
RECEIVABLES
ACCOUNTS
BUSINESS TOOLS
SERVICES
SETTINGS
Search…
Credits $1,010.00
James
Company
JA
Payments Out
Payments Out
Manage outgoing payments, track status, and reconcile transactions
New payment
Bulk payments
Payee
Amount
Source
Created By
Memo
Reference ID
Status
Summit Janitorial
$1,150.00
Operating Account
James
Invoice 3092
1007
Processing
Completed
Harbor Supply Co.
$420.00
Operating Account
James
Order 3310
1006
Completed
Cedar Office Supply
$215.00
Operating Account
James
Invoice 771
1005
Completed
ZIL MONEY and BILL, question by question.
The left column is ZIL MONEY. The right column is what BILL says on its own site.
| Your question | ZIL MONEY | BILL |
|---|---|---|
| How are payments charged? | A 2.9% fee applies to credit card payments. For other fees, ask our team or book a demo. | BILL’s pricing page lists plans at $49, $65, and $89 per user per month, plus Enterprise at custom pricing. Payment fees are listed separately, for example $0.59 for ACH. |
| Can I pay by credit card? | Yes. On Send Payment, choose Credit Card under Pay from. A 2.9% credit card fee applies. | BILL lists a 2.9% fee for paying by credit or debit card. |
| Which ways can I pay a vendor? | ACH, Same Day ACH, wire, or virtual card on one screen. Or let the vendor decide. | BILL says you can pay by ACH, virtual card, international wire, or a mailed paper payment. |
| Can I pay people abroad? | ZIL MONEY offers international payments. Ask our team which countries and currencies are covered. | BILL says it supports payments to more than 130 countries, in local currency or USD. It lists $19.99 for an international USD wire. |
| Does it work with my accounting tools? | Syncs with QuickBooks, Xero, Zoho, and other accounting tools. | BILL lists QuickBooks and Xero on all plans: manual import and export on Essentials, automatic two-way sync on Team and Corporate. Enterprise adds NetSuite, Sage Intacct, and others. |
| How do bills and approvals work? | The Bills list shows each bill from unpaid to paid. Bill Inbox collects bills in one place. Ask our team about approval rules. | BILL lists approval workflows on all plans and custom approval policies on Corporate and Enterprise. Vendors can email invoices to a dedicated address. |
| How do I get help? | Talk to our team from the contact page, or book a demo. | BILL lists live chat and phone support on its pricing page, and premium phone support for Enterprise. |
| What certifications are shown? | Certifications are listed on our Certifications page, including SOC 2 and PCI DSS. | Check with BILL. |
Based on the provider’s public information as of October 2026. Check their site for current details. ZIL MONEY details come from our app and our site. Ask our team to confirm anything before you decide.
See how a payment works in ZIL MONEY.
Choose the payee. Choose the card. Pick the method. Confirm.
Fill in the payment
Pick who you are paying and enter the amount.
Pay
Receive
How much would you like to send?
$
0.00
1,150.00
Who are you paying?
Select or search payee
Summit Janitorial
Pay from
Select pay from
Credit Card
Select a bank account
Select or search bank account
Operating Account
How would you like to send it?
Select or search a method
Wire
Memo
Add a short note for your records
Invoice 3092
Summit Janitorial
summit@example.com
Harbor Supply Co.
harbor@example.com
Cedar Office Supply
cedar@example.com
Wallet
Pay from your Zil wallet balance
Credit Card
Pay with a linked credit card
Bank Account
Pay from a linked bank account
Operating Account
Payroll Account
Let the vendor decide
ACH / Direct Deposit
Same Day ACH
Wire
Virtual Card
Payment submitted
Your payment to Summit Janitorial was submitted.
Paid to
Summit Janitorial
Method
Wire
Amount
$1,150.00
Payments Out
Manage outgoing payments, track status, and reconcile transactions
Payee
Amount
Source
Created By
Summit Janitorial
$1,150.00
Operating Account
James
Harbor Supply Co.
$420.00
Operating Account
James
Cedar Office Supply
$215.00
Operating Account
James
Choose the method
ACH, Same Day ACH, wire, virtual card, or let the vendor decide.
Who are you paying?
Select or search payee
Summit Janitorial
Pay from
Select pay from
Credit Card
Select a bank account
Select or search bank account
Operating Account
How would you like to send it?
Select or search a method
Wire
Let the vendor decide
ACH / Direct Deposit
Same Day ACH
Wire
Virtual Card
Payments Out
Manage outgoing payments, track status, and reconcile transactions
Payee
Amount
Source
Created By
Summit Janitorial
$1,150.00
Operating Account
James
Harbor Supply Co.
$420.00
Operating Account
James
Cedar Office Supply
$215.00
Operating Account
James
Track every payment
Payments Out lists what you sent and its status.
Add the details
Put a memo and an invoice number on each payment.
MemoInvoice no.Category
Keep your books in sync
Works with QuickBooks, Xero, Zoho, and other accounting tools.
Works with the tools you already use.
Connect your accounting tools and more. See all integrations
Who each one fits.
Every business is different. Here is a fair read of each.
ZIL MONEY
Fits a business that wants to pay vendors by ACH, Same Day ACH, wire, or virtual card from one screen.
Also fits people who want to pay from a credit card, request payments by email or text, and pay payroll totals by credit card.
BILL
Fits a team that wants plan-based approval workflows and per-user roles, as BILL describes them.
Fits a business that wants BILL’s two-way accounting sync on the plan that includes it. Check with BILL for details.
Four steps to a sent payment.
Fill in the form. Confirm. Follow it in your list.
1
Pick the payee
Choose who you are paying, or add someone new.
2
Choose where it comes from
Pick your wallet, bank account, or credit card.
3
Choose the method
Select how the money should be sent.
4
Confirm and follow
Confirm, then watch it in Payments Out.
Common questions
How is ZIL MONEY different from BILL?
The table above sets the two side by side. BILL lists per-user plans plus separate payment fees. ZIL MONEY’s card payments carry a 2.9% fee, and you can ask our team about other fees.
What is the credit card fee?
A 2.9% credit card fee applies when you pay with a credit card.
Which one lets me pay by credit card?
Both. In ZIL MONEY you choose Credit Card under Pay from. BILL lists a 2.9% fee for paying by credit or debit card.
Which ways can I send a payment?
ZIL MONEY offers ACH, Same Day ACH, wire, and virtual card. BILL says it supports ACH, virtual card, international wire, and a mailed paper payment.
Do both work with QuickBooks and Xero?
Yes. ZIL MONEY syncs with QuickBooks, Xero, Zoho, and other tools. BILL lists QuickBooks and Xero, with the sync type depending on plan.
Is ZIL MONEY connected to BILL?
No. ZIL MONEY is not affiliated with BILL. The BILL details on this page come from BILL’s own public pages as of October 2026.
How do I try ZIL MONEY?
Open an account, or book a short demo. Add one payee and send one payment to see how it feels.
See ZIL MONEY for yourself.
Open an account, or book a short demo and we will show you around. A 2.9% credit card fee applies to credit card payments.
Have a question? Talk to our team
$ $1,010
Send Payment
How much would you like to send?
$
0.00
1,150.00
Who are you paying?
Select or search payee
Summit Janitorial
Pay from
Select pay from
Credit Card
Select a bank account
Select or search bank account
Operating Account
How would you like to send it?
Select or search a method
Wire
Memo
Add a short note for your records
Invoice 3092
Confirm Payment Details
How would you like to send it?
Let the vendor decide
ACH / Direct Deposit
Same Day ACH
Wire
Virtual Card
$ $1,010
Send Payment
Payment submitted
Your payment to Summit Janitorial was submitted.
Paid to
Summit Janitorial
Method
Wire
Amount
$1,150.00
Done
Recent Comments