Electronic Fund Transfer

Electronic Fund Transfer (EFT) is a digital payment from a bank account. EFTs are typically used to pay bills or to send money to another person or organization. Zil Money offers its customers easy and quick Electronic Fund Transfers. With Zil Money, customers can create and print checks with the click of a button and schedule the checks to be automatically deposited into the recipient’s bank account.

Additionally, pay and receive money using checks, eChecks, and ACH. Also, use our $1.25 check mailing service via USPS.


Key figures


New Customers a Week

Transactions Per Week

EFT Payments

EFT Payments

Zil Money offers you different methods for Electronic Fund Transfer. Every EFT method provides fast and easy delivery. Create and send eChecks instantly to the payee via email and SMS. Your payee can receive checks and print them on plain white paper or blank stock papers to deposit into their account. At the same time, ACH/ Direct Deposit transfers money directly to your payee’s account. ACH transactions take an extra day or two to transfer the amount due to bank verification for security.


Check Printing

Check Printing

Instantly create and print yourself on any printer. Drag & Drop Design


Pay By Credit Card

Now pay by credit card even if they don’t accept them.

Email Check

Cloud Bank

Open an online bank account with no hidden charges.

Check Mailing

Check Mailing

One-Click Check mailing for $1.25 by USPS/FedEx without leaving your desk.



Send ACH/RTP in one click. Get paid by ACH. Make it one time/recurring


Wire Transfer

Transfer money electronically from one financial institution to other.

Email Check

Email Check

No Printer/Paper? Email a One-time printable & trackable PDF Check.

Digital Check

Digital Checks

Convert paper checks to paperless Digital Checks & send to email/Text.

Check Mailing


Integrate with the top third-party applications.

Deposit Slips

Deposit Slips

Instantly create & print deposit slip of any Bank. Keep track & auto reconcile it

Get Paid Button

Payment Link

Get paid by Button/HTML form on your site or Link to text or email.

Bank Data

Bank Data

Connect & reconcile, Categorize from Any Fina-Institution automatically

Bill Pay/Vendor

Bill Pay / Vendor

Pay Bills Online, Schedule it, Manage suppliers Smart, and reduce risk.



Professional invoicing, email with payment link, track & manage.

User Approver

User / Approver

Role-Based user and approval process. Accountant/Client access.


API / White Label

Interactive developer friendly API. Complete white label solution.

Advantages of EFT

Electronic Fund Transfers save you a lot of money compared to traditional checks. EFT is a quick, dependable, and economical way for organizations to cut costs. Pre-printed paper checks are expensive and time-consuming to transmit, but with our platform, you can do it quickly with eChecks, ACH transfers, or direct deposits. By transferring funds via a digital platform, EFT lowers the risk of mailing checks, such as postal loss and check interception.

Advantages Of EFT


Upward Scholars
City of Columbia
Law Enforcement Veteran
ST Johns School
AOK Leadership
American Red Cross
ST Louis County Missouri
City of Columbia
Argonne National Laboratory
Coca Cola
United We Lead Foundation
South Shore Support
American Interiors
Electronic Payment

Electronic Payment

Zil Money is a complete money management program with electronic payment options. Zil Money lets companies send and receive electronic payments, making financial transactions quicker and easier. Zil Money helps businesses handle their funds using secure ACH, wire, and credit card payments. Electronic payment alternatives speed up financial processes, minimize paper transactions, and boost efficiency. Zil Money’s electronic payment capabilities help businesses stay ahead in the digital era with smooth, efficient, and secure financial transactions.

Why Zil Money!

A technology-first approach to payments and finance

Easy to Access

High Security

Easy Payment

Highly Protected Platform

Zil Money safeguards your finances. Our platform protects your data, giving you piece of mind. We protect your data with industry-leading security. Our platform uses strong encryption to secure your sensitive data and transactions. To prevent attacks, we use tight authentication and various security levels. Our secure platform lets you confidently manage your funds.

Highly Protected Platform


Frequently Asked Questions(FAQ)

How long does Electronic Fund Transfer take?

Depending on the banks involved, the EFT can take one to four days to complete. Some EFTs are sent and received on the same day, but this is not always the case. If you need to make a time-sensitive payment, consider using Zil Money.

What is Electronic Fund Transfer Act?

The Electronic Fund Transfer Act (EFTA) is a federal law that was enacted in 1978 to protect consumers who use electronic means to transfer money. Under the EFTA, consumers are entitled to certain protections, such as the right to receive written confirmation of their transactions and dispute errors. Zil Money allows users to send EFTs securely and eliminates errors.

How does Electronic Fund Transfer work?

The sender will also need the recipient's bank account and routing number. Once this information is entered into the online system, the funds will be transferred from the sender's account to the recipient's. Sending EFTs using Zil Money is a safe and secure way to move money.

Are Electronic Funds Transfers safe?

Electronic Fund Transfers are a quick and convenient way to send and receive payments. They are also incredibly safe, as payment information is delivered through secure communication channels and encrypted using 128-bit SSL. This means that your payments are protected from interception and fraud. Use Zil Money to send EFTs safely.

Electronic Fund Transfer vs Wire Transfer

Electronic Fund Transfer is an electronic means of moving money from one account to another, either within the same financial institution or across different institutions. On the other hand, wire transfer is a bit more complicated. When you wire money, your bank initiates a transfer of funds through a network of banks and transfer agents. With Zil Money, you can send and receive wire transfers and EFTs quickly and conveniently.
Zil Money - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year




Vendor Management: Bill Pay, One Click Check Mailing, Invoicing, Positive Pay, User/Ap Use the application on your desired platforms. Positive Pay, User/Ap, Use the application on your desired platforms.

I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork.

Frank Czar


Zil Money has made my life easy. Now I can print all the checks on Blank Check Paper and export from my QuickBooks as well. 

Bimal Daftari


I always have to give checks ahead in many situations. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland


I was confused of managing multiple companies as an accountant. I found Zil money then and now everything is just easy.

William Andrews


Total Money Moved

9,520,030,217 +

Total People Paid

1,020,421 +

Total Businesses Satisfied

201,304 +